Frederick, CO Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Frederick, CO Summary

Cost of living in Frederick research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Frederick is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Colorado, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Frederick is 128, with 100 being the average.

  • The cost of living index in Frederick is 1.3x higher than the national average.

  • Frederick ranks as the #60 cheapest in Colorado out of 113.

  • Frederick ranks as the #4,889 cheapest out of 6,489 in the US.

  • The median home value in Frederick is $548,954.

  • The median income in Frederick is $135,316.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
128
Frederick's Overall Cost Of Living
1.3x
Higher Than The National Average

What is the cost of living in Frederick, CO?

According to the most recent data on the cost of living, Frederick has an overall cost of living index of 128, which is 1.3x higher than the national index of 100.

Compared to Colorado, Frederick has a cost of living index that's 1.2x higher than Colorado's index of 111.

The standard of living in Frederick ranks as #60 most affordable out of the 113 places we measured in Colorado. By definition, that implies Frederick ranks as the #53 most expensive place in the Centennial State.

For more reading on life in Frederick, check out:

60 out of 113
In Colorado
4,889 out of 6,489
In America

Frederick Cost Of Living Vs. Colorado

Six factors go into calculating the cost of living index in Frederick. Here is how it fairs on each of the criteria:

  • The Services index in Frederick is 104.

  • The Groceries index in Frederick is 98.

  • The Health index in Frederick is 88.

  • The Housing index in Frederick is 196.

  • The Transportation index in Frederick is 110.

  • The Utilities index in Frederick is 89.

Living Expense Frederick Colorado National Average
Overall 128 111 100
Services 104 102 100
Groceries 98 103 100
Health 88 101 100
Housing 196 134 100
Transportation 110 107 100
Utilities 89 89 100
For more reading on cost of living around Colorado, check out:
Frederick Cost of Living Vs. CO

Frederick, CO Housing Cost Breakdown

Housing swings affordability the most between places in Colorado, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Frederick is $548,954.

  • The Median Rent in Frederick is $2,252.

  • The Median Income in Frederick is $135,316.

  • The Home Value To Income in Frederick is 4.1x.

  • The Rent To Monthly Income in Frederick is 0.2x.

Statistic Frederick Colorado United States
Median Home Value $548,954 $540,183 $303,400
Median Rent $2,252 $1,693 $1,348
Median Income $135,316 $92,470 $78,538
Home Value To Income 4.1x 5.8x 3.9x
Rent To Monthly Income 0.2x 0.22x 0.21x
$548,954
Median Home Value
$2,252
Median Rent
$135,316
Median Income

Frederick, CO Costs By Category

Detailed Frederick Services Costs Vs. Colorado

Item Frederick Colorado
Shampoo $1.19 $1.28
Movie $11.09 $12.13
Bowling $22.22 $18
Haircut $25.33 $24.26
Beauty Salon $45.45 $45.56

Detailed Frederick Groceries Costs Vs. Colorado

Item Frederick Colorado
Ground Beef $5.56 $5.84
Fried Chicken $1.43 $1.57
Milk $4.89 $4.67
Potatoes $4.62 $4.93
Pizza $11.06 $12.09
Beer $11.34 $10.41
Toothpaste $4.12 $3.7

Detailed Frederick Health Costs Vs. Colorado

Item Frederick Colorado
Optometrist $110.45 $125.68
Doctor $188.89 $135.78
Dentist $107.78 $113.29

Detailed Frederick Transportation Costs Vs. Colorado

Item Frederick Colorado
Gasoline $3.58 $3.46
Tire Balancing $73.58 $59.92

Detailed Frederick Utilities Costs Vs. Colorado

Item Frederick Colorado
All Electricity $161.0 $193.99
Phone $195.56 $192.25

Frederick SnackAbility

6
/10
Overall SnackAbility
Jobs
9/10
Housing
9
Affordability
7
Diversity
8
Safety
9.5
Amenities
7
Education
8.5
Commute
4

Cost Of Living In Cities Around Frederick

The cost of living varies in the cities and towns around Frederick. Here's a quick look at the cost of living in the most populous nearby places:

  • Longmont, CO has a cost of living index of 130, 1.0x Frederick.

  • Brighton, CO has a cost of living index of 121, 0.9x Frederick.

  • Northglenn, CO has a cost of living index of 120, 0.9x Frederick.

City Population Cost Of Living Vs. Frederick
Longmont, CO 98,958 130 1.0x
Brighton, CO 41,196 121 0.9x
Northglenn, CO 37,953 120 0.9x
Erie, CO 31,927 150 1.2x
Sherrelwood, CO 19,368 117 0.9x
Firestone, CO 17,353 127 1.0x
Welby, CO 16,232 110 0.9x
Federal Heights, CO 14,160 93 0.7x
Berthoud, CO 11,684 125 1.0x
Milliken, CO 8,695 116 0.9x

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