What is the cost of living in Steamboat Springs, CO?
According to the most recent data on the cost of living, Steamboat Springs has an overall cost of living index of 149, which is 1.5x higher than the national index of 100.
Compared to Colorado, Steamboat Springs has a cost of living index that's 1.3x higher than Colorado's index of 114.
The standard of living in Steamboat Springs ranks as #85 most affordable out of the 111 places we measured in Colorado. By definition, that implies Steamboat Springs ranks as the #26 most expensive place in the Centennial State.
For more reading on life in Steamboat Springs, check out:
Steamboat Springs Cost Of Living Vs. Colorado
Six factors go into calculating the cost of living index in Steamboat Springs. Here is how it fares on each of the criteria:
The Services index in Steamboat Springs is 103.
The Groceries index in Steamboat Springs is 99.
The Health index in Steamboat Springs is 268.
The Housing index in Steamboat Springs is 97.
The Transportation index in Steamboat Springs is 102.
The Utilities index in Steamboat Springs is 95.
| Living Expense | Steamboat Springs | Colorado | National Average |
|---|---|---|---|
| Overall | 149 | 114 | 100 |
| Services | 103 | 104 | 100 |
| Groceries | 99 | 107 | 100 |
| Health | 268 | 135 | 100 |
| Housing | 97 | 104 | 100 |
| Transportation | 102 | 107 | 100 |
| Utilities | 95 | 107 | 100 |
Steamboat Springs Cost Of Living Compared To Colorado Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Colorado, check out:
Protect your home budget Compare home warranties in Steamboat Springs Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Steamboat Springs, CO Housing Cost Breakdown
Housing swings affordability the most between places in Colorado, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Steamboat Springs is $1,310,882.
The Median Rent in Steamboat Springs is $2,017.
The Median Income in Steamboat Springs is $104,964.
The Home Value To Income in Steamboat Springs is 12.5x.
The Rent To Monthly Income in Steamboat Springs is 0.23x.
| Statistic | Steamboat Springs | Colorado | United States |
|---|---|---|---|
| Median Home Value | $1,310,882 | $541,842 | $332,700 |
| Median Rent | $2,017 | $1,761 | $1,413 |
| Median Income | $104,964 | $95,470 | $80,734 |
| Home Value To Income | 12.5x | 5.7x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.22x | 0.21x |
Steamboat Springs, CO Costs By Category
Detailed Steamboat Springs Services costs vs. Colorado
| Item | Steamboat Springs | Colorado |
|---|---|---|
| Shampoo | $1.17 | $1.28 |
| Movie | $11.19 | $12.13 |
| Bowling | $13.22 | $18 |
| Haircut | $28.78 | $24.26 |
| Beauty Salon | $39.16 | $45.56 |
Detailed Steamboat Springs Groceries costs vs. Colorado
| Item | Steamboat Springs | Colorado |
|---|---|---|
| Ground Beef | $5.39 | $5.84 |
| Fried Chicken | $1.32 | $1.57 |
| Milk | $4.74 | $4.67 |
| Potatoes | $4.2 | $4.93 |
| Pizza | $12.79 | $12.09 |
| Beer | $9.97 | $10.41 |
| Toothpaste | $3.92 | $3.7 |
Detailed Steamboat Springs Health costs vs. Colorado
| Item | Steamboat Springs | Colorado |
|---|---|---|
| Optometrist | $165.17 | $125.68 |
| Doctor | $123.46 | $135.78 |
| Dentist | $113.42 | $113.29 |
Detailed Steamboat Springs Transportation costs vs. Colorado
| Item | Steamboat Springs | Colorado |
|---|---|---|
| Gasoline | $3.36 | $3.46 |
| Tire Balancing | $54.73 | $59.92 |
Detailed Steamboat Springs Utilities costs vs. Colorado
| Item | Steamboat Springs | Colorado |
|---|---|---|
| All Electricity | $158.34 | $193.99 |
| Phone | $187.74 | $192.25 |
Steamboat Springs SnackAbility
Cost Of Living In Cities Around Steamboat Springs
The cost of living varies in the cities and towns around Steamboat Springs. Here's a quick look at the cost of living in the most populous nearby places:
Craig, CO has a cost of living index of 105, 0.7x Steamboat Springs.
