What is the cost of living in Milford, DE?
According to the most recent data on the cost of living, Milford has an overall cost of living index of 103, which is 1.0x higher than the national index of 100.
Compared to Delaware, Milford has a cost of living index that's 1.0x lower than Delaware's index of 105.
The standard of living in Milford ranks as #5 most affordable out of the 19 places we measured in Delaware. By definition, that implies Milford ranks as the #14 most expensive place in the First State.
For more reading on life in Milford, check out:
Milford Cost Of Living Vs. Delaware
Six factors go into calculating the cost of living index in Milford. Here is how it fares on each of the criteria:
The Services index in Milford is 99.
The Groceries index in Milford is 102.
The Health index in Milford is 111.
The Housing index in Milford is 100.
The Transportation index in Milford is 102.
The Utilities index in Milford is 102.
| Living Expense | Milford | Delaware | National Average |
|---|---|---|---|
| Overall | 103 | 105 | 100 |
| Services | 99 | 99 | 100 |
| Groceries | 102 | 102 | 100 |
| Health | 111 | 121 | 100 |
| Housing | 100 | 99 | 100 |
| Transportation | 102 | 102 | 100 |
| Utilities | 102 | 103 | 100 |
Milford Cost Of Living Compared To Delaware Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Delaware, check out:
Protect your home budget Compare home warranties in Milford Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Milford, DE Housing Cost Breakdown
Housing swings affordability the most between places in Delaware, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Milford is $343,315.
The Median Rent in Milford is $1,260.
The Median Income in Milford is $59,464.
The Home Value To Income in Milford is 5.8x.
The Rent To Monthly Income in Milford is 0.25x.
Milford, DE Costs By Category
Detailed Milford Services costs vs. Delaware
Detailed Milford Groceries costs vs. Delaware
Detailed Milford Health costs vs. Delaware
Detailed Milford Transportation costs vs. Delaware
Milford SnackAbility
Cost Of Living In Cities Around Milford
The cost of living varies in the cities and towns around Milford. Here's a quick look at the cost of living in the most populous nearby places:
Georgetown, GA has a cost of living index of 100, 1.0x Milford.
| City | Population | Cost Of Living | Vs. Milford |
|---|---|---|---|
| Georgetown, GA | 11,158 | 100 | 1.0x |








