Panama City Beach, FL
Demographics And Statistics

We take you around Panama City Beach to find out what it's like to call it home.

Living in Panama City Beach, Florida

Life in Panama City Beach research summary. HomeSnacks has been using Saturday Night Science to research the quality of life in Panama City Beach over the past nine years using Census, FBI, Zillow, and other primary data sources. Here's a snapshot of Panama City Beach based on the most recently available data.

18,971 Population
$412,495 Median home value
$80,941 Median income
114 Cost of living +14% vs US
$1,791 Median rent
5.0% Unemployment
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Panama City Beach SnackAbility

6
Overall SnackAbility
Jobs 8.5/10
Housing 8.5/10
Affordability 4/10
Diversity 8/10
Safety 2/10
Amenities 8/10
Education 8/10
Commute 8.5/10

Crime in Panama City Beach summary. We use data from the FBI to determine the crime rates in Panama City Beach. Key points include:

  • There were 887 total crimes in Panama City Beach in the last reporting year.

  • The overall crime rate per 100,000 people in Panama City Beach is 6,982.6 / 100k people.

  • The violent crime rate per 100,000 people in Panama City Beach is 1,031.3 / 100k people.

  • The property crime rate per 100,000 people in Panama City Beach is 5,951.4 / 100k people.

  • Overall, crime in Panama City Beach is 229.49% above the national average.

887
Total Crimes
229.49%
Above National Average
Panama City Beach
US

Crime In Panama City Beach Comparison Table

Statistic Count
Raw
Panama City Beach
/ 100k People
Florida
/ 100k People
National
/ 100k People
Total Crimes Per 100K 887 6,982.6 1,687.5 2,119.2
Violent Crime 131 1,031.3 267.1 359.0
Murder 2 15.7 3.9 5.0
Robbery 10 78.7 38.2 61.0
Aggravated Assault 107 842.3 197.1 256.0
Property Crime 756 5,951.4 1,420.4 1,760.0
Burglary 56 440.8 152.5 229.0
Larceny 689 5,423.9 1,144.9 1,272.0
Car Theft 11 86.6 123.0 259.0
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Source: FBI Uniform Crime Reporting (2024)

Cost of living in Panama City Beach summary. We use data on the cost of living to determine how expensive it is to live in Panama City Beach. Real estate prices drive most of the variance in cost of living around Florida. Key points include:

  • The cost of living in Panama City Beach is 114 with 100 being average.

  • The cost of living in Panama City Beach is 1.1x higher than the national average.

  • The median home value in Panama City Beach is $412,495.

  • The median income in Panama City Beach is $80,941.

114
Panama City Beach's Overall Cost Of Living
1.1x
Higher Than The National Average
Panama City Beach
US

Cost Of Living In Panama City Beach Comparison Table

Living Expense Panama City Beach Florida National Average
Overall 114 104 100
Services 99 101 100
Groceries 105 105 100
Health 146 99 100
Housing 102 104 100
Transportation 105 109 100
Utilities 105 105 100
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Source: Cost of living index, normalized to US average = 100

Panama City Beach, FL Weather

  • The average high in Panama City Beach is 77.5° and the average low is 59.2°.

  • There are 78.7 days of precipitation each year.

  • Expect an average of 61.3 inches of precipitation each year with 0.0 inches of snow.

StatPanama City Beach
Average Annual High77.5
Average Annual Low59.2
Annual Precipitation Days78.7
Average Annual Precipitation61.3
Average Annual Snowfall0.0
77.5°
Average High
78.7
Days of Rain

Source: NOAA climate normals (30-year)

Panama City Beach, FL Photos

Panama City Beachc Florida J
Source: Wikipedia User j.s. clark | CC BY-SA 2.0
Front Beach Road
Source: Wikipedia User Bart Everson | CC BY 2.0
Panama Beach Panorama
Source: Wikipedia User dIPENdAVE | CC BY-SA 3.0
Emerald Coast
Source: Wikipedia User Bart Everson | CC BY 2.0
Panamacitybeach
Source: Wikipedia User Darcyjr | CC BY-SA 3.0

2 Reviews & Comments About Panama City Beach

HomeSnacks User · 2018-08-03 12:57:08.469621
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I've grown up in Panama City for the majority of my life and I ended up living on Panama City Beach when I moved out as a teen. It's somewhere I call home and that I've enjoyed. Panama City is small I would say but not so small. When I go to bigger cities like San Antonio I was pretty overwhelmed but I know one thing you wouldn't really have to worry about is traffic like compared to San Antonio! We didn't have like huge amusement parks or museums to go to but we had a beach that was very nice! But it still had stuff to do for family and kids. There was crime there I mean where isn't there crime but I felt like it wasn't a lot especially since drinking was banned on the beach for the month of March which made college kids stay away but other than that PC will always home for me.

The beach is probably the best place to be that stands out and if you love seafood there's so many seafood restaurants to choose from! If you don't like being around a lot of people when you go on vacation then I guess avoid all the tourist that come down during summertime.

HomeSnacks User · 2018-09-19 02:45:20.163921
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I love Panama City Beach. There is so much to do there! The beach is pristine with the white sand, and there is lots of fun to be had off of the beach as well. There are numerous restaurants and night life. There is an outlet mall and many stores and shops throughout town filled with goodies. Especially if you have a family, there are tons of fun activities such a mini golf, go kart riding, mazes, arcades, amusement rides, and so much more. Panama City Beach is an exciting place to be!

Hammerhead Freds was a great place to eat! The beach itself was wonderful and a great way to spend the day!

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Panama City Beach Demographics And Statistics

Population over time in Panama City Beach

The current population in Panama City Beach is 18,971. The population has increased 66.9% from 2010.

Year Population % Change
2024 18,971 2.6%
2023 18,493 1.2%
2022 18,281 2.2%
2021 17,882 40.3%
2020 12,747 -0.0%
2019 12,751 0.5%
2018 12,683 1.8%
2017 12,461 1.0%
2016 12,333 2.0%
2015 12,092 1.8%
2014 11,884 1.1%
2013 11,750 1.1%
2012 11,623 -0.2%
2011 11,641 2.4%
2010 11,364 -

Race / Ethnicity in Panama City Beach

White 77.1% (14,635)
African American 5.4% (1,032)
American Indian 0.4% (73)
Asian 1.8% (332)
Hawaiian 0.0% (0)
Other 0.5% (86)
Two Or More 4.7% (890)
Hispanic 10.1% (1,923)
See the full breakdown

Panama City Beach is:

  • 77.1% White with 14,635 White residents.

  • 5.4% African American with 1,032 African American residents.

  • 0.4% American Indian with 73 American Indian residents.

  • 1.8% Asian with 332 Asian residents.

  • 0.0% Hawaiian with 0 Hawaiian residents.

  • 0.5% Other with 86 Other residents.

  • 4.7% Two Or More with 890 Two Or More residents.

  • 10.1% Hispanic with 1,923 Hispanic residents.

Race Panama City Beach FL USA
White 77.1% 50.4% 57.4%
African American 5.4% 14.6% 11.9%
American Indian 0.4% 0.1% 0.5%
Asian 1.8% 2.9% 5.9%
Hawaiian 0.0% 0.1% 0.2%
Other 0.5% 0.7% 0.6%
Two Or More 4.7% 3.8% 4.3%
Hispanic 10.1% 27.4% 19.3%

Gender in Panama City Beach

Female 49.6% (9,419)
Male 50.4% (9,552)
See the full breakdown
  • Panama City Beach is 49.6% female with 9,419 female residents.

  • Panama City Beach is 50.4% male with 9,552 male residents.

Gender Panama City Beach FL USA
Female 49.6% 50.9% 50.5%
Male 50.4% 49.1% 49.5%

Highest level of educational attainment in Panama City Beach for adults over 25

< 9th Grade 2.0% (379)
9-12th Grade 3.0% (569)
High School / GED 21.0% (3,983)
Some College 24.0% (4,553)
Associate's Degree 12.0% (2,276)
Bachelor's Degree 24.0% (4,553)
Master's Degree 11.0% (2,086)
Professional Degree 2.0% (379)
Doctorate Degree 1.0% (189)
See the full breakdown
  • 2.0% of adults in Panama City Beach completed < 9th grade.

  • 3.0% of adults in Panama City Beach completed 9-12th grade.

  • 21.0% of adults in Panama City Beach completed high school / ged.

  • 24.0% of adults in Panama City Beach completed some college.

  • 12.0% of adults in Panama City Beach completed associate's degree.

  • 24.0% of adults in Panama City Beach completed bachelor's degree.

  • 11.0% of adults in Panama City Beach completed master's degree.

  • 2.0% of adults in Panama City Beach completed professional degree.

  • 1.0% of adults in Panama City Beach completed doctorate degree.

Education Panama City Beach FL USA
< 9th Grade 2.0% 5.0% 4.0%
9-12th Grade 3.0% 6.0% 6.0%
High School / GED 21.0% 27.0% 26.0%
Some College 24.0% 19.0% 19.0%
Associate's Degree 12.0% 10.0% 9.0%
Bachelor's Degree 24.0% 21.0% 22.0%
Master's Degree 11.0% 9.0% 10.0%
Professional Degree 2.0% 2.0% 2.0%
Doctorate Degree 1.0% 1.0% 2.0%

Household Income For Panama City Beach, Florida

Less than $10,000 5.9% (111,914)
$10,000 to $14,999 1.3% (23,950)
$15,000 to $24,999 5.8% (110,607)
$25,000 to $34,999 4.8% (91,665)
$35,000 to $49,999 10.8% (204,885)
$50,000 to $74,999 14.5% (274,995)
$75,000 to $99,999 17.2% (325,509)
$100,000 to $149,999 16.4% (311,574)
$150,000 to $199,999 10.6% (200,749)
$200,000 or more 12.7% (241,247)
See the full breakdown
  • 5.9% of households in Panama City Beach earn Less than $10,000.

  • 1.3% of households in Panama City Beach earn $10,000 to $14,999.

  • 5.8% of households in Panama City Beach earn $15,000 to $24,999.

  • 4.8% of households in Panama City Beach earn $25,000 to $34,999.

  • 10.8% of households in Panama City Beach earn $35,000 to $49,999.

  • 14.5% of households in Panama City Beach earn $50,000 to $74,999.

  • 17.2% of households in Panama City Beach earn $75,000 to $99,999.

  • 16.4% of households in Panama City Beach earn $100,000 to $149,999.

  • 10.6% of households in Panama City Beach earn $150,000 to $199,999.

  • 12.7% of households in Panama City Beach earn $200,000 or more.

Income Panama City Beach FL USA
Less than $10,000 5.9% 5.1% 5.0%
$10,000 to $14,999 1.3% 3.3% 3.4%
$15,000 to $24,999 5.8% 6.6% 6.3%
$25,000 to $34,999 4.8% 7.3% 6.6%
$35,000 to $49,999 10.8% 11.1% 10.1%
$50,000 to $74,999 14.5% 16.8% 15.5%
$75,000 to $99,999 17.2% 13.1% 12.6%
$100,000 to $149,999 16.4% 17.2% 17.5%
$150,000 to $199,999 10.6% 8.4% 9.6%
$200,000 or more 12.7% 11.0% 13.4%

Source: U.S. Census ACS 5-year estimates (2024)