According to the most recent data on the cost of living, Panama City Beach has an overall cost of living index of 102 which is 1.0x higher than the national index of 100.
Compared to only Florida, Panama City Beach has a cost of living index that's 1.0x higher than Florida's index of 99.
The standard of living in Panama City Beach ranks as #3423 most affordable out of the 6522 places we measured in Florida. By definition, that implies Panama City Beach ranks as the #2983 most expensive place in the Sunshine State.
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Housing swings affordability the most between places in Florida, so we broke down the statistics around housing costs into more detail. It's also important to consider median household incomes to make apples-to-apples comparisons across locations.
Home and income come data comes from the most recent US Census ACS 2014-2018.