Osceola, IA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Osceola, IA Summary

Cost of living in Osceola research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Osceola is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Iowa, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Osceola is 84, with 100 being the average.

  • The cost of living index in Osceola is 0.8x lower than the national average.

  • Osceola ranks as the #11 cheapest in Iowa out of 85.

  • Osceola ranks as the #406 cheapest out of 6,489 in the US.

  • The median home value in Osceola is $193,821.

  • The median income in Osceola is $62,363.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
84
Osceola's Overall Cost Of Living
0.8x
Lower Than The National Average

What is the cost of living in Osceola, IA?

According to the most recent data on the cost of living, Osceola has an overall cost of living index of 84, which is 0.8x lower than the national index of 100.

Compared to Iowa, Osceola has a cost of living index that's 0.9x lower than Iowa's index of 90.

The standard of living in Osceola ranks as #11 most affordable out of the 85 places we measured in Iowa. By definition, that implies Osceola ranks as the #74 most expensive place in the Hawkeye State.

For more reading on life in Osceola, check out:

11 out of 85
In Iowa
406 out of 6,489
In America

Osceola Cost Of Living Vs. Iowa

Six factors go into calculating the cost of living index in Osceola. Here is how it fairs on each of the criteria:

  • The Services index in Osceola is 95.

  • The Groceries index in Osceola is 97.

  • The Health index in Osceola is 96.

  • The Housing index in Osceola is 51.

  • The Transportation index in Osceola is 92.

  • The Utilities index in Osceola is 89.

Living Expense Osceola Iowa National Average
Overall 84 90 100
Services 95 96 100
Groceries 97 97 100
Health 96 99 100
Housing 51 75 100
Transportation 92 99 100
Utilities 89 94 100
For more reading on cost of living around Iowa, check out:
Osceola Cost of Living Vs. IA

Osceola, IA Housing Cost Breakdown

Housing swings affordability the most between places in Iowa, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Osceola is $193,821.

  • The Median Rent in Osceola is $832.

  • The Median Income in Osceola is $62,363.

  • The Home Value To Income in Osceola is 3.1x.

  • The Rent To Monthly Income in Osceola is 0.16x.

Statistic Osceola Iowa United States
Median Home Value $193,821 $230,258 $303,400
Median Rent $832 $949 $1,348
Median Income $62,363 $73,147 $78,538
Home Value To Income 3.1x 3.1x 3.9x
Rent To Monthly Income 0.16x 0.16x 0.21x
$193,821
Median Home Value
$832
Median Rent
$62,363
Median Income

Osceola, IA Costs By Category

Detailed Osceola Services Costs Vs. Iowa

Item Osceola Iowa
Shampoo $1.35 $1.28
Movie $11.17 $12.13
Bowling $20.87 $18
Haircut $20.63 $24.26
Beauty Salon $41.0 $45.56

Detailed Osceola Groceries Costs Vs. Iowa

Item Osceola Iowa
Ground Beef $6.36 $5.84
Fried Chicken $1.38 $1.57
Milk $4.82 $4.67
Potatoes $4.81 $4.93
Pizza $11.84 $12.09
Beer $9.82 $10.41
Toothpaste $3.69 $3.7

Detailed Osceola Health Costs Vs. Iowa

Item Osceola Iowa
Optometrist $125.17 $125.68
Doctor $129.05 $135.78
Dentist $96.6 $113.29

Detailed Osceola Transportation Costs Vs. Iowa

Item Osceola Iowa
Gasoline $3.19 $3.46
Tire Balancing $52.49 $59.92

Detailed Osceola Utilities Costs Vs. Iowa

Item Osceola Iowa
All Electricity $154.71 $193.99
Phone $186.87 $192.25

Osceola SnackAbility

5
/10
Overall SnackAbility
Jobs
8/10
Housing
4
Affordability
9
Diversity
8.5
Safety
6
Amenities
6
Education
4
Commute
8.5

Cost Of Living In Cities Around Osceola

The cost of living varies in the cities and towns around Osceola. Here's a quick look at the cost of living in the most populous nearby places:

  • Ankeny, IA has a cost of living index of 101, 1.2x Osceola.

  • West Des Moines, IA has a cost of living index of 102, 1.2x Osceola.

  • Urbandale, IA has a cost of living index of 103, 1.2x Osceola.

City Population Cost Of Living Vs. Osceola
Ankeny, IA 70,542 101 1.2x
West Des Moines, IA 69,893 102 1.2x
Urbandale, IA 46,026 103 1.2x
Waukee, IA 26,974 106 1.3x
Johnston, IA 24,196 109 1.3x
Altoona, IA 20,592 97 1.2x
Clive, IA 18,776 109 1.3x
Grimes, IA 15,810 99 1.2x
Norwalk, IA 13,610 99 1.2x
Pleasant Hill, IA 10,796 102 1.2x

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