What is the cost of living in Osceola, IA?
According to the most recent data on the cost of living, Osceola has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.
Compared to Iowa, Osceola has a cost of living index that's 0.9x lower than Iowa's index of 90.
The standard of living in Osceola ranks as #17 most affordable out of the 85 places we measured in Iowa. By definition, that implies Osceola ranks as the #68 most expensive place in the Hawkeye State.
For more reading on life in Osceola, check out:
Osceola Cost Of Living Vs. Iowa
Six factors go into calculating the cost of living index in Osceola. Here is how it fares on each of the criteria:
The Services index in Osceola is 100.
The Groceries index in Osceola is 98.
The Health index in Osceola is 52.
The Housing index in Osceola is 97.
The Transportation index in Osceola is 97.
The Utilities index in Osceola is 91.
| Living Expense | Osceola | Iowa | National Average |
|---|---|---|---|
| Overall | 85 | 90 | 100 |
| Services | 100 | 99 | 100 |
| Groceries | 98 | 95 | 100 |
| Health | 52 | 75 | 100 |
| Housing | 97 | 97 | 100 |
| Transportation | 97 | 93 | 100 |
| Utilities | 91 | 94 | 100 |
Osceola Cost Of Living Compared To Iowa Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Iowa, check out:
Protect your home budget Compare home warranties in Osceola Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Osceola, IA Housing Cost Breakdown
Housing swings affordability the most between places in Iowa, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Osceola is $187,628.
The Median Rent in Osceola is $943.
The Median Income in Osceola is $68,284.
The Home Value To Income in Osceola is 2.7x.
The Rent To Monthly Income in Osceola is 0.17x.
Osceola, IA Costs By Category
Detailed Osceola Services costs vs. Iowa
Detailed Osceola Groceries costs vs. Iowa
Detailed Osceola Health costs vs. Iowa
Detailed Osceola Transportation costs vs. Iowa
Osceola SnackAbility
Cost Of Living In Cities Around Osceola
The cost of living varies in the cities and towns around Osceola. Here's a quick look at the cost of living in the most populous nearby places:
Ankeny, IA has a cost of living index of 106, 1.2x Osceola.
West Des Moines, IA has a cost of living index of 103, 1.2x Osceola.
Urbandale, IA has a cost of living index of 107, 1.3x Osceola.
| City | Population | Cost Of Living | Vs. Osceola |
|---|---|---|---|
| Ankeny, IA | 72,615 | 106 | 1.2x |
| West Des Moines, IA | 71,083 | 103 | 1.2x |
| Urbandale, IA | 46,595 | 107 | 1.3x |
| Waukee, IA | 29,236 | 104 | 1.2x |
| Johnston, IA | 24,384 | 110 | 1.3x |
| Altoona, IA | 21,495 | 99 | 1.2x |
| Clive, IA | 19,012 | 110 | 1.3x |
| Grimes, IA | 16,366 | 103 | 1.2x |
| Norwalk, IA | 14,183 | 101 | 1.2x |
| Pleasant Hill, IA | 11,136 | 103 | 1.2x |








