Osceola, IA Cost Of Living

The latest cost of living statistics for Osceola. Includes statistics on rent, mortgages, healthcare, and other costs for Osceola compared to the state and national averages.

Cost of living in Osceola, Iowa

Cost of living in Osceola research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Osceola is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Iowa, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

85 Cost of living index 0.8x lower vs US
#17 Cheapest in Iowa (of 85)
#362 Cheapest in the U.S. (of 6,489)
$187,628 Median home value
$943 Median rent
$68,284 Median income
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What is the cost of living in Osceola, IA?

According to the most recent data on the cost of living, Osceola has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.

Compared to Iowa, Osceola has a cost of living index that's 0.9x lower than Iowa's index of 90.

The standard of living in Osceola ranks as #17 most affordable out of the 85 places we measured in Iowa. By definition, that implies Osceola ranks as the #68 most expensive place in the Hawkeye State.

For more reading on life in Osceola, check out:

Osceola Cost Of Living Vs. Iowa

Six factors go into calculating the cost of living index in Osceola. Here is how it fares on each of the criteria:

  • The Services index in Osceola is 100.

  • The Groceries index in Osceola is 98.

  • The Health index in Osceola is 52.

  • The Housing index in Osceola is 97.

  • The Transportation index in Osceola is 97.

  • The Utilities index in Osceola is 91.

Living Expense Osceola Iowa National Average
Overall 85 90 100
Services 100 99 100
Groceries 98 95 100
Health 52 75 100
Housing 97 97 100
Transportation 97 93 100
Utilities 91 94 100

Osceola Cost Of Living Compared To Iowa Averages

Services
Osceola 100
Iowa avg 99
Groceries
Osceola 98
Iowa avg 95
Health
Osceola 52
Iowa avg 75
Housing
Osceola 97
Iowa avg 97
Transportation
Osceola 97
Iowa avg 93
Utilities
Osceola 91
Iowa avg 94

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Iowa, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Osceola, IA Housing Cost Breakdown

$187,628Median Home Value
$943Median Rent
$68,284Median Income

Housing swings affordability the most between places in Iowa, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Osceola is $187,628.

  • The Median Rent in Osceola is $943.

  • The Median Income in Osceola is $68,284.

  • The Home Value To Income in Osceola is 2.7x.

  • The Rent To Monthly Income in Osceola is 0.17x.

Statistic Osceola Iowa United States
Median Home Value $187,628 $231,584 $332,700
Median Rent $943 $972 $1,413
Median Income $68,284 $75,059 $80,734
Home Value To Income 2.7x 3.1x 4.1x
Rent To Monthly Income 0.17x 0.16x 0.21x

Osceola, IA Costs By Category

Detailed Osceola Services costs vs. Iowa
Item Osceola Iowa
Shampoo $1.35 $1.28
Movie $11.17 $12.13
Bowling $20.87 $18
Haircut $20.63 $24.26
Beauty Salon $41.0 $45.56
Detailed Osceola Groceries costs vs. Iowa
Item Osceola Iowa
Ground Beef $6.36 $5.84
Fried Chicken $1.38 $1.57
Milk $4.82 $4.67
Potatoes $4.81 $4.93
Pizza $11.84 $12.09
Beer $9.82 $10.41
Toothpaste $3.69 $3.7
Detailed Osceola Health costs vs. Iowa
Item Osceola Iowa
Optometrist $125.17 $125.68
Doctor $129.05 $135.78
Dentist $96.6 $113.29
Detailed Osceola Transportation costs vs. Iowa
Item Osceola Iowa
Gasoline $3.19 $3.46
Tire Balancing $52.49 $59.92
Detailed Osceola Utilities costs vs. Iowa
Item Osceola Iowa
All Electricity $154.71 $193.99
Phone $186.87 $192.25

Osceola SnackAbility

5Overall SnackAbility
Jobs 8/10
Housing 4/10
Affordability 9/10
Diversity 8.5/10
Safety 6/10
Amenities 6/10
Education 4/10
Commute 8.5/10

Cost Of Living In Cities Around Osceola

The cost of living varies in the cities and towns around Osceola. Here's a quick look at the cost of living in the most populous nearby places:

  • Ankeny, IA has a cost of living index of 106, 1.2x Osceola.

  • West Des Moines, IA has a cost of living index of 103, 1.2x Osceola.

  • Urbandale, IA has a cost of living index of 107, 1.3x Osceola.

City Population Cost Of Living Vs. Osceola
Ankeny, IA 72,615 106 1.2x
West Des Moines, IA 71,083 103 1.2x
Urbandale, IA 46,595 107 1.3x
Waukee, IA 29,236 104 1.2x
Johnston, IA 24,384 110 1.3x
Altoona, IA 21,495 99 1.2x
Clive, IA 19,012 110 1.3x
Grimes, IA 16,366 103 1.2x
Norwalk, IA 14,183 101 1.2x
Pleasant Hill, IA 11,136 103 1.2x