What is the cost of living in Sergeant Bluff, IA?
According to the most recent data on the cost of living, Sergeant Bluff has an overall cost of living index of 102, which is 1.0x higher than the national index of 100.
Compared to Iowa, Sergeant Bluff has a cost of living index that's 1.1x higher than Iowa's index of 90.
The standard of living in Sergeant Bluff ranks as #68 most affordable out of the 85 places we measured in Iowa. By definition, that implies Sergeant Bluff ranks as the #17 most expensive place in the Hawkeye State.
For more reading on life in Sergeant Bluff, check out:
Sergeant Bluff Cost Of Living Vs. Iowa
Six factors go into calculating the cost of living index in Sergeant Bluff. Here is how it fares on each of the criteria:
The Services index in Sergeant Bluff is 97.
The Groceries index in Sergeant Bluff is 96.
The Health index in Sergeant Bluff is 117.
The Housing index in Sergeant Bluff is 100.
The Transportation index in Sergeant Bluff is 92.
The Utilities index in Sergeant Bluff is 93.
| Living Expense | Sergeant Bluff | Iowa | National Average |
|---|---|---|---|
| Overall | 102 | 90 | 100 |
| Services | 97 | 99 | 100 |
| Groceries | 96 | 95 | 100 |
| Health | 117 | 75 | 100 |
| Housing | 100 | 97 | 100 |
| Transportation | 92 | 93 | 100 |
| Utilities | 93 | 94 | 100 |
Sergeant Bluff Cost Of Living Compared To Iowa Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Iowa, check out:
Protect your home budget Compare home warranties in Sergeant Bluff Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Sergeant Bluff, IA Housing Cost Breakdown
Housing swings affordability the most between places in Iowa, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Sergeant Bluff is $354,761.
The Median Rent in Sergeant Bluff is $1,156.
The Median Income in Sergeant Bluff is $123,481.
The Home Value To Income in Sergeant Bluff is 2.9x.
The Rent To Monthly Income in Sergeant Bluff is 0.11x.
| Statistic | Sergeant Bluff | Iowa | United States |
|---|---|---|---|
| Median Home Value | $354,761 | $231,584 | $332,700 |
| Median Rent | $1,156 | $972 | $1,413 |
| Median Income | $123,481 | $75,059 | $80,734 |
| Home Value To Income | 2.9x | 3.1x | 4.1x |
| Rent To Monthly Income | 0.11x | 0.16x | 0.21x |
Sergeant Bluff, IA Costs By Category
Detailed Sergeant Bluff Services costs vs. Iowa
| Item | Sergeant Bluff | Iowa |
|---|---|---|
| Shampoo | $1.29 | $1.28 |
| Movie | $9.36 | $12.13 |
| Bowling | $16.4 | $18 |
| Haircut | $24.32 | $24.26 |
| Beauty Salon | $35.22 | $45.56 |
Detailed Sergeant Bluff Groceries costs vs. Iowa
| Item | Sergeant Bluff | Iowa |
|---|---|---|
| Ground Beef | $5.89 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.75 | $4.67 |
| Potatoes | $4.63 | $4.93 |
| Pizza | $10.64 | $12.09 |
| Beer | $9.33 | $10.41 |
| Toothpaste | $3.8 | $3.7 |
Detailed Sergeant Bluff Health costs vs. Iowa
| Item | Sergeant Bluff | Iowa |
|---|---|---|
| Optometrist | $135.1 | $125.68 |
| Doctor | $177.33 | $135.78 |
| Dentist | $108.21 | $113.29 |
Detailed Sergeant Bluff Transportation costs vs. Iowa
| Item | Sergeant Bluff | Iowa |
|---|---|---|
| Gasoline | $3.28 | $3.46 |
| Tire Balancing | $49.42 | $59.92 |
Detailed Sergeant Bluff Utilities costs vs. Iowa
| Item | Sergeant Bluff | Iowa |
|---|---|---|
| All Electricity | $141.67 | $193.99 |
| Phone | $194.04 | $192.25 |
Sergeant Bluff SnackAbility
Cost Of Living In Cities Around Sergeant Bluff
The cost of living varies in the cities and towns around Sergeant Bluff. Here's a quick look at the cost of living in the most populous nearby places:
Le Mars, IA has a cost of living index of 94, 0.9x Sergeant Bluff.
Sioux Center, IA has a cost of living index of 99, 1.0x Sergeant Bluff.
Wayne, NE has a cost of living index of 88, 0.9x Sergeant Bluff.
| City | Population | Cost Of Living | Vs. Sergeant Bluff |
|---|---|---|---|
| Le Mars, IA | 10,640 | 94 | 0.9x |
| Sioux Center, IA | 8,454 | 99 | 1.0x |
| Wayne, NE | 6,121 | 88 | 0.9x |








