Sergeant Bluff, IA Cost Of Living

The latest cost of living statistics for Sergeant Bluff. Includes statistics on rent, mortgages, healthcare, and other costs for Sergeant Bluff compared to the state and national averages.

Cost of living in Sergeant Bluff, Iowa

Cost of living in Sergeant Bluff research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Sergeant Bluff is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Iowa, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

102 Cost of living index 1.0x higher vs US
#68 Cheapest in Iowa (of 85)
#2,732 Cheapest in the U.S. (of 6,489)
$354,761 Median home value
$1,156 Median rent
$123,481 Median income
Not sure Sergeant Bluff fits your budget? Try our place-match quiz →

What is the cost of living in Sergeant Bluff, IA?

According to the most recent data on the cost of living, Sergeant Bluff has an overall cost of living index of 102, which is 1.0x higher than the national index of 100.

Compared to Iowa, Sergeant Bluff has a cost of living index that's 1.1x higher than Iowa's index of 90.

The standard of living in Sergeant Bluff ranks as #68 most affordable out of the 85 places we measured in Iowa. By definition, that implies Sergeant Bluff ranks as the #17 most expensive place in the Hawkeye State.

For more reading on life in Sergeant Bluff, check out:

Sergeant Bluff Cost Of Living Vs. Iowa

Six factors go into calculating the cost of living index in Sergeant Bluff. Here is how it fares on each of the criteria:

  • The Services index in Sergeant Bluff is 97.

  • The Groceries index in Sergeant Bluff is 96.

  • The Health index in Sergeant Bluff is 117.

  • The Housing index in Sergeant Bluff is 100.

  • The Transportation index in Sergeant Bluff is 92.

  • The Utilities index in Sergeant Bluff is 93.

Living Expense Sergeant Bluff Iowa National Average
Overall 102 90 100
Services 97 99 100
Groceries 96 95 100
Health 117 75 100
Housing 100 97 100
Transportation 92 93 100
Utilities 93 94 100

Sergeant Bluff Cost Of Living Compared To Iowa Averages

Services
Sergeant Bluff 97
Iowa avg 99
Groceries
Sergeant Bluff 96
Iowa avg 95
Health
Sergeant Bluff 117
Iowa avg 75
Housing
Sergeant Bluff 100
Iowa avg 97
Transportation
Sergeant Bluff 92
Iowa avg 93
Utilities
Sergeant Bluff 93
Iowa avg 94

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Iowa, check out:

Protect your home budget Compare home warranties in Sergeant Bluff Get matched →

Source: Cost-of-living index 2026, normalized to US average = 100

Sergeant Bluff, IA Housing Cost Breakdown

$354,761Median Home Value
$1,156Median Rent
$123,481Median Income

Housing swings affordability the most between places in Iowa, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Sergeant Bluff is $354,761.

  • The Median Rent in Sergeant Bluff is $1,156.

  • The Median Income in Sergeant Bluff is $123,481.

  • The Home Value To Income in Sergeant Bluff is 2.9x.

  • The Rent To Monthly Income in Sergeant Bluff is 0.11x.

Statistic Sergeant Bluff Iowa United States
Median Home Value $354,761 $231,584 $332,700
Median Rent $1,156 $972 $1,413
Median Income $123,481 $75,059 $80,734
Home Value To Income 2.9x 3.1x 4.1x
Rent To Monthly Income 0.11x 0.16x 0.21x

Sergeant Bluff, IA Costs By Category

Detailed Sergeant Bluff Services costs vs. Iowa
Item Sergeant Bluff Iowa
Shampoo $1.29 $1.28
Movie $9.36 $12.13
Bowling $16.4 $18
Haircut $24.32 $24.26
Beauty Salon $35.22 $45.56
Detailed Sergeant Bluff Groceries costs vs. Iowa
Item Sergeant Bluff Iowa
Ground Beef $5.89 $5.84
Fried Chicken $1.41 $1.57
Milk $4.75 $4.67
Potatoes $4.63 $4.93
Pizza $10.64 $12.09
Beer $9.33 $10.41
Toothpaste $3.8 $3.7
Detailed Sergeant Bluff Health costs vs. Iowa
Item Sergeant Bluff Iowa
Optometrist $135.1 $125.68
Doctor $177.33 $135.78
Dentist $108.21 $113.29
Detailed Sergeant Bluff Transportation costs vs. Iowa
Item Sergeant Bluff Iowa
Gasoline $3.28 $3.46
Tire Balancing $49.42 $59.92
Detailed Sergeant Bluff Utilities costs vs. Iowa
Item Sergeant Bluff Iowa
All Electricity $141.67 $193.99
Phone $194.04 $192.25

Sergeant Bluff SnackAbility

9Overall SnackAbility
Jobs 8.5/10
Housing 8/10
Affordability 9/10
Diversity 6/10
Safety 8/10
Amenities 8/10
Education 9/10
Commute 10/10

Cost Of Living In Cities Around Sergeant Bluff

The cost of living varies in the cities and towns around Sergeant Bluff. Here's a quick look at the cost of living in the most populous nearby places:

  • Le Mars, IA has a cost of living index of 94, 0.9x Sergeant Bluff.

  • Sioux Center, IA has a cost of living index of 99, 1.0x Sergeant Bluff.

  • Wayne, NE has a cost of living index of 88, 0.9x Sergeant Bluff.

City Population Cost Of Living Vs. Sergeant Bluff
Le Mars, IA 10,640 94 0.9x
Sioux Center, IA 8,454 99 1.0x
Wayne, NE 6,121 88 0.9x