Waterloo, IA
Demographics And Statistics

We take you around Waterloo to find out what it's like to call it home.

Living in Waterloo, Iowa

Life in Waterloo research summary. HomeSnacks has been using Saturday Night Science to research the quality of life in Waterloo over the past nine years using Census, FBI, Zillow, and other primary data sources. Here's a snapshot of Waterloo based on the most recently available data.

67,008 Population
$143,280 Median home value
$57,480 Median income
89 Cost of living -11% vs US
$923 Median rent
5.3% Unemployment
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Waterloo SnackAbility

5
Overall SnackAbility
Jobs 5/10
Housing 6/10
Affordability 8/10
Diversity 8.5/10
Safety 4/10
Amenities 8.5/10
Education 8/10
Commute 9.5/10

Crime in Waterloo summary. We use data from the FBI to determine the crime rates in Waterloo. Key points include:

  • There were 1,939 total crimes in Waterloo in the last reporting year.

  • The overall crime rate per 100,000 people in Waterloo is 2,920.8 / 100k people.

  • The violent crime rate per 100,000 people in Waterloo is 476.0 / 100k people.

  • The property crime rate per 100,000 people in Waterloo is 2,444.8 / 100k people.

  • Overall, crime in Waterloo is 37.83% above the national average.

1,939
Total Crimes
37.83%
Above National Average
Waterloo
US

Crime In Waterloo Comparison Table

Statistic Count
Raw
Waterloo
/ 100k People
Iowa
/ 100k People
National
/ 100k People
Total Crimes Per 100K 1,939 2,920.8 1,540.0 2,119.2
Violent Crime 316 476.0 243.3 359.0
Murder 3 4.5 2.1 5.0
Robbery 23 34.6 18.7 61.0
Aggravated Assault 264 397.7 187.2 256.0
Property Crime 1,623 2,444.8 1,296.8 1,760.0
Burglary 389 586.0 199.1 229.0
Larceny 1,101 1,658.5 962.6 1,272.0
Car Theft 133 200.3 135.1 259.0
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Source: FBI Uniform Crime Reporting (2024)

Cost of living in Waterloo summary. We use data on the cost of living to determine how expensive it is to live in Waterloo. Real estate prices drive most of the variance in cost of living around Iowa. Key points include:

  • The cost of living in Waterloo is 89 with 100 being average.

  • The cost of living in Waterloo is 0.9x lower than the national average.

  • The median home value in Waterloo is $143,280.

  • The median income in Waterloo is $57,480.

89
Waterloo's Overall Cost Of Living
0.9x
Lower Than The National Average
Waterloo
US

Cost Of Living In Waterloo Comparison Table

Living Expense Waterloo Iowa National Average
Overall 89 90 100
Services 95 99 100
Groceries 96 95 100
Health 70 75 100
Housing 98 97 100
Transportation 95 93 100
Utilities 96 94 100
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Source: Cost of living index, normalized to US average = 100

Waterloo, IA Weather

  • The average high in Waterloo is 57.5° and the average low is 37.1°.

  • There are 63.6 days of precipitation each year.

  • Expect an average of 35.3 inches of precipitation each year with 34.4 inches of snow.

StatWaterloo
Average Annual High57.5
Average Annual Low37.1
Annual Precipitation Days63.6
Average Annual Precipitation35.3
Average Annual Snowfall34.4
57.5°
Average High
63.6
Days of Rain

Source: NOAA climate normals (30-year)

Waterloo, IA Photos

Waterlooaisandbagsjunefemabig
Source: Public Domain
Grout Museum District Sign Waterloo Ia Pic
Source: Wikipedia User RifeIdeas | CC BY-SA 3.0
Sullivan Brothers Iowa Veterans Museum Watrtloo Ia Pic
Source: Wikipedia User RifeIdeas | CC BY-SA 3.0
Rensselaer Russell House
Source: Public Domain
Snowden House Front Pic
Source: Wikipedia User RifeIdeas | CC BY-SA 3.0

2 Reviews & Comments About Waterloo

Flow · None
rating starrating star

I live in a town next to Waterloo where the most you hear about us is the grand opening of some restaurant or something. But when we hear news about waterloo it's always things like someone was shot and killed or stabbed to death or something. And now people are coming to the town I live in and killing people around there. It's all people from Waterloo and the people there are genuinely nice and are just living in the wrong town with the wrong people. Anyways it's sad how they all kill each other in that town and everything is generally perfect in my town even though they are basically connected. What also s***s is people from Waterloo are coming to my town and shooting at innocent people it really just s***s.

HomeSnacks User · 2019-05-12 03:22:54.690236
rating starrating starrating star

Commenting on the review left by the Cedar Falls person. Your people- "Your" people must be into drugs,too, or my people wouldn't be bothering yours. My family lives in both communities and we have never been shot at or anything like that.

My favorite place is home.

Rankings & Articles For Waterloo

Locations Around Waterloo

Map Of Waterloo, IA

Best Places Around Waterloo

1

Marion, IA
Population 41,896

$271,355+89% vs Waterloo
2

Waverly, IA
Population 10,494

$271,473+89% vs Waterloo
3

Hiawatha, IA
Population 7,206

$254,299+77% vs Waterloo
4

Central, LA
Population 29,783

$282,212+97% vs Waterloo
5

Cedar Falls, IA
Population 40,888

$259,137+81% vs Waterloo
6

Independence, IA
Population 6,164

$216,073+51% vs Waterloo
7

Manchester, IA
Population 5,191

$222,973+56% vs Waterloo
8

Iowa Falls, IA
Population 5,038

$130,588-9% vs Waterloo
9

Vinton, IA
Population 4,948

$236,811+65% vs Waterloo
10

Marshalltown, IA
Population 27,626

$173,581+21% vs Waterloo

Waterloo Demographics And Statistics

Population over time in Waterloo

The current population in Waterloo is 67,008. The population has decreased 1.3% from 2010.

Year Population % Change
2024 67,008 0.1%
2023 66,947 -0.5%
2022 67,256 -0.6%
2021 67,695 0.0%
2020 67,671 -0.4%
2019 67,912 -0.3%
2018 68,134 -0.0%
2017 68,146 -0.3%
2016 68,357 -0.1%
2015 68,432 0.1%
2014 68,392 0.1%
2013 68,327 0.1%
2012 68,248 0.2%
2011 68,106 0.3%
2010 67,893 -

Race / Ethnicity in Waterloo

White 65.5% (43,880)
African American 16.4% (11,004)
American Indian 0.1% (80)
Asian 3.2% (2,125)
Hawaiian 1.4% (964)
Other 0.1% (80)
Two Or More 4.9% (3,259)
Hispanic 8.4% (5,616)
See the full breakdown

Waterloo is:

  • 65.5% White with 43,880 White residents.

  • 16.4% African American with 11,004 African American residents.

  • 0.1% American Indian with 80 American Indian residents.

  • 3.2% Asian with 2,125 Asian residents.

  • 1.4% Hawaiian with 964 Hawaiian residents.

  • 0.1% Other with 80 Other residents.

  • 4.9% Two Or More with 3,259 Two Or More residents.

  • 8.4% Hispanic with 5,616 Hispanic residents.

Race Waterloo IA USA
White 65.5% 82.3% 57.4%
African American 16.4% 3.8% 11.9%
American Indian 0.1% 0.2% 0.5%
Asian 3.2% 2.5% 5.9%
Hawaiian 1.4% 0.2% 0.2%
Other 0.1% 0.3% 0.6%
Two Or More 4.9% 3.5% 4.3%
Hispanic 8.4% 7.3% 19.3%

Gender in Waterloo

Female 51.0% (34,173)
Male 49.0% (32,835)
See the full breakdown
  • Waterloo is 51.0% female with 34,173 female residents.

  • Waterloo is 49.0% male with 32,835 male residents.

Gender Waterloo IA USA
Female 51.0% 49.8% 50.5%
Male 49.0% 50.2% 49.5%

Highest level of educational attainment in Waterloo for adults over 25

< 9th Grade 5.0% (3,350)
9-12th Grade 5.0% (3,350)
High School / GED 35.0% (23,452)
Some College 22.0% (14,741)
Associate's Degree 11.0% (7,370)
Bachelor's Degree 15.0% (10,051)
Master's Degree 5.0% (3,350)
Professional Degree 1.0% (670)
Doctorate Degree 1.0% (670)
See the full breakdown
  • 5.0% of adults in Waterloo completed < 9th grade.

  • 5.0% of adults in Waterloo completed 9-12th grade.

  • 35.0% of adults in Waterloo completed high school / ged.

  • 22.0% of adults in Waterloo completed some college.

  • 11.0% of adults in Waterloo completed associate's degree.

  • 15.0% of adults in Waterloo completed bachelor's degree.

  • 5.0% of adults in Waterloo completed master's degree.

  • 1.0% of adults in Waterloo completed professional degree.

  • 1.0% of adults in Waterloo completed doctorate degree.

Education Waterloo IA USA
< 9th Grade 5.0% 3.0% 4.0%
9-12th Grade 5.0% 4.0% 6.0%
High School / GED 35.0% 30.0% 26.0%
Some College 22.0% 20.0% 19.0%
Associate's Degree 11.0% 12.0% 9.0%
Bachelor's Degree 15.0% 21.0% 22.0%
Master's Degree 5.0% 7.0% 10.0%
Professional Degree 1.0% 2.0% 2.0%
Doctorate Degree 1.0% 1.0% 2.0%

Household Income For Waterloo, Iowa

Less than $10,000 5.2% (351,023)
$10,000 to $14,999 4.9% (330,429)
$15,000 to $24,999 8.5% (569,555)
$25,000 to $34,999 8.9% (595,870)
$35,000 to $49,999 15.0% (1,006,161)
$50,000 to $74,999 21.7% (1,455,581)
$75,000 to $99,999 13.2% (887,398)
$100,000 to $149,999 13.6% (910,052)
$150,000 to $199,999 5.1% (342,785)
$200,000 or more 3.8% (251,940)
See the full breakdown
  • 5.2% of households in Waterloo earn Less than $10,000.

  • 4.9% of households in Waterloo earn $10,000 to $14,999.

  • 8.5% of households in Waterloo earn $15,000 to $24,999.

  • 8.9% of households in Waterloo earn $25,000 to $34,999.

  • 15.0% of households in Waterloo earn $35,000 to $49,999.

  • 21.7% of households in Waterloo earn $50,000 to $74,999.

  • 13.2% of households in Waterloo earn $75,000 to $99,999.

  • 13.6% of households in Waterloo earn $100,000 to $149,999.

  • 5.1% of households in Waterloo earn $150,000 to $199,999.

  • 3.8% of households in Waterloo earn $200,000 or more.

Income Waterloo IA USA
Less than $10,000 5.2% 4.0% 5.0%
$10,000 to $14,999 4.9% 3.2% 3.4%
$15,000 to $24,999 8.5% 6.7% 6.3%
$25,000 to $34,999 8.9% 7.2% 6.6%
$35,000 to $49,999 15.0% 11.3% 10.1%
$50,000 to $74,999 21.7% 17.5% 15.5%
$75,000 to $99,999 13.2% 14.0% 12.6%
$100,000 to $149,999 13.6% 18.7% 17.5%
$150,000 to $199,999 5.1% 8.8% 9.6%
$200,000 or more 3.8% 8.6% 13.4%

Source: U.S. Census ACS 5-year estimates (2024)