What is the cost of living in Webster City, IA?
According to the most recent data on the cost of living, Webster City has an overall cost of living index of 83, which is 0.8x lower than the national index of 100.
Compared to Iowa, Webster City has a cost of living index that's 0.9x lower than Iowa's index of 90.
The standard of living in Webster City ranks as #6 most affordable out of the 85 places we measured in Iowa. By definition, that implies Webster City ranks as the #79 most expensive place in the Hawkeye State.
For more reading on life in Webster City, check out:
Webster City Cost Of Living Vs. Iowa
Six factors go into calculating the cost of living index in Webster City. Here is how it fares on each of the criteria:
The Services index in Webster City is 98.
The Groceries index in Webster City is 94.
The Health index in Webster City is 58.
The Housing index in Webster City is 97.
The Transportation index in Webster City is 92.
The Utilities index in Webster City is 93.
| Living Expense | Webster City | Iowa | National Average |
|---|---|---|---|
| Overall | 83 | 90 | 100 |
| Services | 98 | 99 | 100 |
| Groceries | 94 | 95 | 100 |
| Health | 58 | 75 | 100 |
| Housing | 97 | 97 | 100 |
| Transportation | 92 | 93 | 100 |
| Utilities | 93 | 94 | 100 |
Webster City Cost Of Living Compared To Iowa Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Iowa, check out:
Protect your home budget Compare home warranties in Webster City Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Webster City, IA Housing Cost Breakdown
Housing swings affordability the most between places in Iowa, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Webster City is $147,379.
The Median Rent in Webster City is $907.
The Median Income in Webster City is $63,430.
The Home Value To Income in Webster City is 2.3x.
The Rent To Monthly Income in Webster City is 0.17x.
| Statistic | Webster City | Iowa | United States |
|---|---|---|---|
| Median Home Value | $147,379 | $231,584 | $332,700 |
| Median Rent | $907 | $972 | $1,413 |
| Median Income | $63,430 | $75,059 | $80,734 |
| Home Value To Income | 2.3x | 3.1x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.16x | 0.21x |
Webster City, IA Costs By Category
Detailed Webster City Services costs vs. Iowa
| Item | Webster City | Iowa |
|---|---|---|
| Shampoo | $1.42 | $1.28 |
| Movie | $8.29 | $12.13 |
| Bowling | $20.0 | $18 |
| Haircut | $24.39 | $24.26 |
| Beauty Salon | $40.5 | $45.56 |
Detailed Webster City Groceries costs vs. Iowa
| Item | Webster City | Iowa |
|---|---|---|
| Ground Beef | $6.53 | $5.84 |
| Fried Chicken | $1.36 | $1.57 |
| Milk | $4.72 | $4.67 |
| Potatoes | $5.02 | $4.93 |
| Pizza | $12.12 | $12.09 |
| Beer | $9.65 | $10.41 |
| Toothpaste | $3.81 | $3.7 |
Detailed Webster City Health costs vs. Iowa
| Item | Webster City | Iowa |
|---|---|---|
| Optometrist | $159.11 | $125.68 |
| Doctor | $176.92 | $135.78 |
| Dentist | $107.0 | $113.29 |
Detailed Webster City Transportation costs vs. Iowa
| Item | Webster City | Iowa |
|---|---|---|
| Gasoline | $3.38 | $3.46 |
| Tire Balancing | $57.22 | $59.92 |
Detailed Webster City Utilities costs vs. Iowa
| Item | Webster City | Iowa |
|---|---|---|
| All Electricity | $182.6 | $193.99 |
| Phone | $187.02 | $192.25 |
