What is the cost of living in Ashland, KY?
According to the most recent data on the cost of living, Ashland has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.
Compared to Kentucky, Ashland has a cost of living index that's 1.0x lower than Kentucky's index of 89.
The standard of living in Ashland ranks as #15 most affordable out of the 85 places we measured in Kentucky. By definition, that implies Ashland ranks as the #70 most expensive place in the Bluegrass State.
For more reading on life in Ashland, check out:
Ashland Cost Of Living Vs. Kentucky
Six factors go into calculating the cost of living index in Ashland. Here is how it fares on each of the criteria:
The Services index in Ashland is 95.
The Groceries index in Ashland is 95.
The Health index in Ashland is 59.
The Housing index in Ashland is 98.
The Transportation index in Ashland is 97.
The Utilities index in Ashland is 98.
| Living Expense | Ashland | Kentucky | National Average |
|---|---|---|---|
| Overall | 87 | 89 | 100 |
| Services | 95 | 100 | 100 |
| Groceries | 95 | 98 | 100 |
| Health | 59 | 68 | 100 |
| Housing | 98 | 98 | 100 |
| Transportation | 97 | 95 | 100 |
| Utilities | 98 | 96 | 100 |
Ashland Cost Of Living Compared To Kentucky Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Kentucky, check out:
Protect your home budget Compare home warranties in Ashland Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ashland, KY Housing Cost Breakdown
Housing swings affordability the most between places in Kentucky, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ashland is $121,323.
The Median Rent in Ashland is $872.
The Median Income in Ashland is $52,715.
The Home Value To Income in Ashland is 2.3x.
The Rent To Monthly Income in Ashland is 0.2x.
Ashland, KY Costs By Category
Detailed Ashland Services costs vs. Kentucky
Detailed Ashland Groceries costs vs. Kentucky
Detailed Ashland Health costs vs. Kentucky
Detailed Ashland Transportation costs vs. Kentucky
Ashland SnackAbility
Cost Of Living In Cities Around Ashland
The cost of living varies in the cities and towns around Ashland. Here's a quick look at the cost of living in the most populous nearby places:
Huntington, WV has a cost of living index of 85, 1.0x Ashland.
Ironton, OH has a cost of living index of 84, 1.0x Ashland.
Flatwoods, KY has a cost of living index of 88, 1.0x Ashland.
| City | Population | Cost Of Living | Vs. Ashland |
|---|---|---|---|
| Huntington, WV | 45,787 | 85 | 1.0x |
| Ironton, OH | 10,768 | 84 | 1.0x |
| Flatwoods, KY | 7,269 | 88 | 1.0x |
| Pea Ridge, WV | 6,988 | 94 | 1.1x |
