What is the cost of living in Chicopee, MA?
According to the most recent data on the cost of living, Chicopee has an overall cost of living index of 109, which is 1.1x higher than the national index of 100.
Compared to Massachusetts, Chicopee has a cost of living index that's 0.8x lower than Massachusetts's index of 130.
The standard of living in Chicopee ranks as #5 most affordable out of the 113 places we measured in Massachusetts. By definition, that implies Chicopee ranks as the #108 most expensive place in the Bay State.
For more reading on life in Chicopee, check out:
Chicopee Cost Of Living Vs. Massachusetts
Six factors go into calculating the cost of living index in Chicopee. Here is how it fares on each of the criteria:
The Services index in Chicopee is 110.
The Groceries index in Chicopee is 113.
The Health index in Chicopee is 105.
The Housing index in Chicopee is 113.
The Transportation index in Chicopee is 121.
The Utilities index in Chicopee is 117.
| Living Expense | Chicopee | Massachusetts | National Average |
|---|---|---|---|
| Overall | 109 | 130 | 100 |
| Services | 110 | 110 | 100 |
| Groceries | 113 | 115 | 100 |
| Health | 105 | 168 | 100 |
| Housing | 113 | 117 | 100 |
| Transportation | 121 | 115 | 100 |
| Utilities | 117 | 114 | 100 |
Chicopee Cost Of Living Compared To Massachusetts Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Massachusetts, check out:
- Most Expensive Cities In Massachusetts
- Most Affordable Cities In Massachusetts
- Average Rent In Massachusetts
Source: Cost-of-living index 2026, normalized to US average = 100
Chicopee, MA Housing Cost Breakdown
Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Chicopee is $311,122.
The Median Rent in Chicopee is $1,157.
The Median Income in Chicopee is $62,615.
The Home Value To Income in Chicopee is 5.0x.
The Rent To Monthly Income in Chicopee is 0.22x.
| Statistic | Chicopee | Massachusetts | United States |
|---|---|---|---|
| Median Home Value | $311,122 | $656,690 | $332,700 |
| Median Rent | $1,157 | $1,762 | $1,413 |
| Median Income | $62,615 | $103,960 | $80,734 |
| Home Value To Income | 5.0x | 6.3x | 4.1x |
| Rent To Monthly Income | 0.22x | 0.2x | 0.21x |
Chicopee, MA Costs By Category
Detailed Chicopee Services costs vs. Massachusetts
| Item | Chicopee | Massachusetts |
|---|---|---|
| Shampoo | $1.42 | $1.28 |
| Movie | $12.85 | $12.13 |
| Bowling | $18.33 | $18 |
| Haircut | $33.78 | $24.26 |
| Beauty Salon | $58.55 | $45.56 |
Detailed Chicopee Groceries costs vs. Massachusetts
| Item | Chicopee | Massachusetts |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $1.46 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $4.96 | $4.93 |
| Pizza | $10.79 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.65 | $3.7 |
Detailed Chicopee Health costs vs. Massachusetts
| Item | Chicopee | Massachusetts |
|---|---|---|
| Optometrist | $166.22 | $125.68 |
| Doctor | $182.5 | $135.78 |
| Dentist | $127.0 | $113.29 |
Detailed Chicopee Transportation costs vs. Massachusetts
| Item | Chicopee | Massachusetts |
|---|---|---|
| Gasoline | $3.34 | $3.46 |
| Tire Balancing | $71.63 | $59.92 |
Detailed Chicopee Utilities costs vs. Massachusetts
| Item | Chicopee | Massachusetts |
|---|---|---|
| All Electricity | $302.09 | $193.99 |
| Phone | $185.16 | $192.25 |
Chicopee SnackAbility
Cost Of Living In Cities Around Chicopee
The cost of living varies in the cities and towns around Chicopee. Here's a quick look at the cost of living in the most populous nearby places:
Springfield, MA has a cost of living index of 111, 1.0x Chicopee.
Westfield, MA has a cost of living index of 115, 1.1x Chicopee.
Holyoke, MA has a cost of living index of 112, 1.0x Chicopee.
| City | Population | Cost Of Living | Vs. Chicopee |
|---|---|---|---|
| Springfield, MA | 154,749 | 111 | 1.0x |
| Westfield, MA | 40,378 | 115 | 1.1x |
| Holyoke, MA | 37,813 | 112 | 1.0x |
| West Springfield, VA | 22,532 | 150 | 1.4x |
| Longmeadow, MA | 15,696 | 136 | 1.2x |
| Windsor Locks, CT | 12,579 | 113 | 1.0x |
| Southwood Acres, CT | 8,115 | 119 | 1.1x |
| Hazardville, CT | 6,022 | 112 | 1.0x |
| Sherwood Manor, CT | 5,706 | 119 | 1.1x |
