What is the cost of living in Eldersburg, MD?
According to the most recent data on the cost of living, Eldersburg has an overall cost of living index of 134, which is 1.3x higher than the national index of 100.
Compared to Maryland, Eldersburg has a cost of living index that's 1.1x higher than Maryland's index of 121.
The standard of living in Eldersburg ranks as #124 most affordable out of the 195 places we measured in Maryland. By definition, that implies Eldersburg ranks as the #71 most expensive place in the Old Line State.
For more reading on life in Eldersburg, check out:
Eldersburg Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Eldersburg. Here is how it fares on each of the criteria:
The Services index in Eldersburg is 108.
The Groceries index in Eldersburg is 110.
The Health index in Eldersburg is 191.
The Housing index in Eldersburg is 109.
The Transportation index in Eldersburg is 109.
The Utilities index in Eldersburg is 107.
| Living Expense | Eldersburg | Maryland | National Average |
|---|---|---|---|
| Overall | 134 | 121 | 100 |
| Services | 108 | 104 | 100 |
| Groceries | 110 | 107 | 100 |
| Health | 191 | 152 | 100 |
| Housing | 109 | 109 | 100 |
| Transportation | 109 | 108 | 100 |
| Utilities | 107 | 109 | 100 |
Eldersburg Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Eldersburg Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Eldersburg, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Eldersburg is $505,842.
The Median Rent in Eldersburg is $1,705.
The Median Income in Eldersburg is $142,954.
The Home Value To Income in Eldersburg is 3.5x.
The Rent To Monthly Income in Eldersburg is 0.14x.
| Statistic | Eldersburg | Maryland | United States |
|---|---|---|---|
| Median Home Value | $505,842 | $429,704 | $332,700 |
| Median Rent | $1,705 | $1,705 | $1,413 |
| Median Income | $142,954 | $103,678 | $80,734 |
| Home Value To Income | 3.5x | 4.1x | 4.1x |
| Rent To Monthly Income | 0.14x | 0.2x | 0.21x |
Eldersburg, MD Costs By Category
Detailed Eldersburg Services costs vs. Maryland
| Item | Eldersburg | Maryland |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $13.69 | $12.13 |
| Bowling | $23.03 | $18 |
| Haircut | $28.33 | $24.26 |
| Beauty Salon | $58.17 | $45.56 |
Detailed Eldersburg Groceries costs vs. Maryland
| Item | Eldersburg | Maryland |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.46 | $4.93 |
| Pizza | $13.24 | $12.09 |
| Beer | $10.36 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Eldersburg Health costs vs. Maryland
| Item | Eldersburg | Maryland |
|---|---|---|
| Optometrist | $114.22 | $125.68 |
| Doctor | $133.22 | $135.78 |
| Dentist | $117.22 | $113.29 |
Detailed Eldersburg Transportation costs vs. Maryland
| Item | Eldersburg | Maryland |
|---|---|---|
| Gasoline | $3.46 | $3.46 |
| Tire Balancing | $62.66 | $59.92 |
Detailed Eldersburg Utilities costs vs. Maryland
| Item | Eldersburg | Maryland |
|---|---|---|
| All Electricity | $223.91 | $193.99 |
| Phone | $199.62 | $192.25 |
Eldersburg SnackAbility
Cost Of Living In Cities Around Eldersburg
The cost of living varies in the cities and towns around Eldersburg. Here's a quick look at the cost of living in the most populous nearby places:
Columbia, MD has a cost of living index of 138, 1.0x Eldersburg.
Owings Mills, MD has a cost of living index of 119, 0.9x Eldersburg.
Randallstown, MD has a cost of living index of 117, 0.9x Eldersburg.
| City | Population | Cost Of Living | Vs. Eldersburg |
|---|---|---|---|
| Columbia, MD | 104,338 | 138 | 1.0x |
| Owings Mills, MD | 37,245 | 119 | 0.9x |
| Randallstown, MD | 35,957 | 117 | 0.9x |
| Olney, MD | 35,797 | 153 | 1.1x |
| Milford Mill, MD | 30,829 | 113 | 0.8x |
| Ilchester, MD | 28,364 | 139 | 1.0x |
| Elkridge, MD | 26,283 | 134 | 1.0x |
| Reisterstown, MD | 25,582 | 115 | 0.9x |
| North Laurel, MD | 25,563 | 137 | 1.0x |
| Westminster, MD | 20,445 | 114 | 0.9x |
