What is the cost of living in Lutherville, MD?
According to the most recent data on the cost of living, Lutherville has an overall cost of living index of 133, which is 1.3x higher than the national index of 100.
Compared to Maryland, Lutherville has a cost of living index that's 1.1x higher than Maryland's index of 121.
The standard of living in Lutherville ranks as #116 most affordable out of the 195 places we measured in Maryland. By definition, that implies Lutherville ranks as the #79 most expensive place in the Old Line State.
For more reading on life in Lutherville, check out:
Lutherville Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Lutherville. Here is how it fares on each of the criteria:
The Services index in Lutherville is 103.
The Groceries index in Lutherville is 109.
The Health index in Lutherville is 181.
The Housing index in Lutherville is 113.
The Transportation index in Lutherville is 112.
The Utilities index in Lutherville is 108.
| Living Expense | Lutherville | Maryland | National Average |
|---|---|---|---|
| Overall | 133 | 121 | 100 |
| Services | 103 | 104 | 100 |
| Groceries | 109 | 107 | 100 |
| Health | 181 | 152 | 100 |
| Housing | 113 | 109 | 100 |
| Transportation | 112 | 108 | 100 |
| Utilities | 108 | 109 | 100 |
Lutherville Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Lutherville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lutherville, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lutherville is $454,265.
The Median Rent in Lutherville is $1,423.
The Median Income in Lutherville is $113,563.
The Home Value To Income in Lutherville is 4.0x.
The Rent To Monthly Income in Lutherville is 0.15x.
| Statistic | Lutherville | Maryland | United States |
|---|---|---|---|
| Median Home Value | $454,265 | $429,704 | $332,700 |
| Median Rent | $1,423 | $1,705 | $1,413 |
| Median Income | $113,563 | $103,678 | $80,734 |
| Home Value To Income | 4.0x | 4.1x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.2x | 0.21x |
Lutherville, MD Costs By Category
Detailed Lutherville Services costs vs. Maryland
| Item | Lutherville | Maryland |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $13.69 | $12.13 |
| Bowling | $23.03 | $18 |
| Haircut | $28.33 | $24.26 |
| Beauty Salon | $58.17 | $45.56 |
Detailed Lutherville Groceries costs vs. Maryland
| Item | Lutherville | Maryland |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.73 | $4.67 |
| Potatoes | $5.46 | $4.93 |
| Pizza | $13.24 | $12.09 |
| Beer | $10.36 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Lutherville Health costs vs. Maryland
| Item | Lutherville | Maryland |
|---|---|---|
| Optometrist | $114.22 | $125.68 |
| Doctor | $133.22 | $135.78 |
| Dentist | $117.22 | $113.29 |
Detailed Lutherville Transportation costs vs. Maryland
| Item | Lutherville | Maryland |
|---|---|---|
| Gasoline | $3.46 | $3.46 |
| Tire Balancing | $62.66 | $59.92 |
Detailed Lutherville Utilities costs vs. Maryland
| Item | Lutherville | Maryland |
|---|---|---|
| All Electricity | $223.91 | $193.99 |
| Phone | $199.62 | $192.25 |
Lutherville SnackAbility
Cost Of Living In Cities Around Lutherville
The cost of living varies in the cities and towns around Lutherville. Here's a quick look at the cost of living in the most populous nearby places:
Towson, MD has a cost of living index of 135, 1.0x Lutherville.
Bel Air South, MD has a cost of living index of 124, 0.9x Lutherville.
Pasadena, MD has a cost of living index of 127, 1.0x Lutherville.
| City | Population | Cost Of Living | Vs. Lutherville |
|---|---|---|---|
| Towson, MD | 58,679 | 135 | 1.0x |
| Bel Air South, MD | 58,137 | 124 | 0.9x |
| Pasadena, MD | 34,309 | 127 | 1.0x |
| Pikesville, MD | 33,524 | 130 | 1.0x |
| Eldersburg, MD | 31,695 | 134 | 1.0x |
| Bel Air North, MD | 31,302 | 131 | 1.0x |
| Parkville, MD | 30,549 | 109 | 0.8x |
| Ilchester, MD | 28,364 | 139 | 1.0x |
| Carney, MD | 28,343 | 119 | 0.9x |
| Elkridge, MD | 26,283 | 134 | 1.0x |
