What is the cost of living in Ocean Pines, MD?
According to the most recent data on the cost of living, Ocean Pines has an overall cost of living index of 122, which is 1.2x higher than the national index of 100.
Compared to Maryland, Ocean Pines has a cost of living index that's 1.0x higher than Maryland's index of 121.
The standard of living in Ocean Pines ranks as #69 most affordable out of the 195 places we measured in Maryland. By definition, that implies Ocean Pines ranks as the #126 most expensive place in the Old Line State.
For more reading on life in Ocean Pines, check out:
Ocean Pines Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Ocean Pines. Here is how it fares on each of the criteria:
The Services index in Ocean Pines is 108.
The Groceries index in Ocean Pines is 111.
The Health index in Ocean Pines is 154.
The Housing index in Ocean Pines is 110.
The Transportation index in Ocean Pines is 107.
The Utilities index in Ocean Pines is 112.
| Living Expense | Ocean Pines | Maryland | National Average |
|---|---|---|---|
| Overall | 122 | 121 | 100 |
| Services | 108 | 104 | 100 |
| Groceries | 111 | 107 | 100 |
| Health | 154 | 152 | 100 |
| Housing | 110 | 109 | 100 |
| Transportation | 107 | 108 | 100 |
| Utilities | 112 | 109 | 100 |
Ocean Pines Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Ocean Pines Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ocean Pines, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ocean Pines is $388,975.
The Median Rent in Ocean Pines is $2,069.
The Median Income in Ocean Pines is $91,824.
The Home Value To Income in Ocean Pines is 4.2x.
The Rent To Monthly Income in Ocean Pines is 0.27x.
| Statistic | Ocean Pines | Maryland | United States |
|---|---|---|---|
| Median Home Value | $388,975 | $429,704 | $332,700 |
| Median Rent | $2,069 | $1,705 | $1,413 |
| Median Income | $91,824 | $103,678 | $80,734 |
| Home Value To Income | 4.2x | 4.1x | 4.1x |
| Rent To Monthly Income | 0.27x | 0.2x | 0.21x |
Ocean Pines, MD Costs By Category
Detailed Ocean Pines Services costs vs. Maryland
| Item | Ocean Pines | Maryland |
|---|---|---|
| Shampoo | $1.2 | $1.28 |
| Movie | $13.93 | $12.13 |
| Bowling | $23.28 | $18 |
| Haircut | $29.11 | $24.26 |
| Beauty Salon | $52.88 | $45.56 |
Detailed Ocean Pines Groceries costs vs. Maryland
| Item | Ocean Pines | Maryland |
|---|---|---|
| Ground Beef | $5.47 | $5.84 |
| Fried Chicken | $1.34 | $1.57 |
| Milk | $4.61 | $4.67 |
| Potatoes | $5.39 | $4.93 |
| Pizza | $12.81 | $12.09 |
| Beer | $10.53 | $10.41 |
| Toothpaste | $3.76 | $3.7 |
Detailed Ocean Pines Health costs vs. Maryland
| Item | Ocean Pines | Maryland |
|---|---|---|
| Optometrist | $144.11 | $125.68 |
| Doctor | $139.66 | $135.78 |
| Dentist | $132.33 | $113.29 |
Detailed Ocean Pines Transportation costs vs. Maryland
| Item | Ocean Pines | Maryland |
|---|---|---|
| Gasoline | $3.4 | $3.46 |
| Tire Balancing | $57.32 | $59.92 |
Detailed Ocean Pines Utilities costs vs. Maryland
| Item | Ocean Pines | Maryland |
|---|---|---|
| All Electricity | $182.13 | $193.99 |
| Phone | $182.79 | $192.25 |
Ocean Pines SnackAbility
Cost Of Living In Cities Around Ocean Pines
The cost of living varies in the cities and towns around Ocean Pines. Here's a quick look at the cost of living in the most populous nearby places:
Millsboro, DE has a cost of living index of 112, 0.9x Ocean Pines.
Berlin, MD has a cost of living index of 110, 0.9x Ocean Pines.
| City | Population | Cost Of Living | Vs. Ocean Pines |
|---|---|---|---|
| Millsboro, DE | 7,424 | 112 | 0.9x |
| Berlin, MD | 5,232 | 110 | 0.9x |
