Overlea, MD Cost Of Living

The latest cost of living statistics for Overlea. Includes statistics on rent, mortgages, healthcare, and other costs for Overlea compared to the state and national averages.

Cost of living in Overlea, Maryland

Cost of living in Overlea research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Overlea is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Maryland, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

110 Cost of living index 1.1x higher vs US
#18 Cheapest in Maryland (of 195)
#3,531 Cheapest in the U.S. (of 6,489)
$270,062 Median home value
$1,473 Median rent
$88,841 Median income
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What is the cost of living in Overlea, MD?

According to the most recent data on the cost of living, Overlea has an overall cost of living index of 110, which is 1.1x higher than the national index of 100.

Compared to Maryland, Overlea has a cost of living index that's 0.9x lower than Maryland's index of 121.

The standard of living in Overlea ranks as #18 most affordable out of the 195 places we measured in Maryland. By definition, that implies Overlea ranks as the #177 most expensive place in the Old Line State.

For more reading on life in Overlea, check out:

Overlea Cost Of Living Vs. Maryland

Six factors go into calculating the cost of living index in Overlea. Here is how it fares on each of the criteria:

  • The Services index in Overlea is 107.

  • The Groceries index in Overlea is 111.

  • The Health index in Overlea is 122.

  • The Housing index in Overlea is 104.

  • The Transportation index in Overlea is 108.

  • The Utilities index in Overlea is 108.

Living Expense Overlea Maryland National Average
Overall 110 121 100
Services 107 104 100
Groceries 111 107 100
Health 122 152 100
Housing 104 109 100
Transportation 108 108 100
Utilities 108 109 100

Overlea Cost Of Living Compared To Maryland Averages

Services
Overlea 107
Maryland avg 104
Groceries
Overlea 111
Maryland avg 107
Health
Overlea 122
Maryland avg 152
Housing
Overlea 104
Maryland avg 109
Transportation
Overlea 108
Maryland avg 108
Utilities
Overlea 108
Maryland avg 109

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Maryland, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Overlea, MD Housing Cost Breakdown

$270,062Median Home Value
$1,473Median Rent
$88,841Median Income

Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Overlea is $270,062.

  • The Median Rent in Overlea is $1,473.

  • The Median Income in Overlea is $88,841.

  • The Home Value To Income in Overlea is 3.0x.

  • The Rent To Monthly Income in Overlea is 0.2x.

Statistic Overlea Maryland United States
Median Home Value $270,062 $429,704 $332,700
Median Rent $1,473 $1,705 $1,413
Median Income $88,841 $103,678 $80,734
Home Value To Income 3.0x 4.1x 4.1x
Rent To Monthly Income 0.2x 0.2x 0.21x

Overlea, MD Costs By Category

Detailed Overlea Services costs vs. Maryland
Item Overlea Maryland
Shampoo $1.44 $1.28
Movie $13.69 $12.13
Bowling $23.03 $18
Haircut $28.33 $24.26
Beauty Salon $58.17 $45.56
Detailed Overlea Groceries costs vs. Maryland
Item Overlea Maryland
Ground Beef $6.23 $5.84
Fried Chicken $1.39 $1.57
Milk $4.73 $4.67
Potatoes $5.46 $4.93
Pizza $13.24 $12.09
Beer $10.36 $10.41
Toothpaste $3.69 $3.7
Detailed Overlea Health costs vs. Maryland
Item Overlea Maryland
Optometrist $114.22 $125.68
Doctor $133.22 $135.78
Dentist $117.22 $113.29
Detailed Overlea Transportation costs vs. Maryland
Item Overlea Maryland
Gasoline $3.46 $3.46
Tire Balancing $62.66 $59.92
Detailed Overlea Utilities costs vs. Maryland
Item Overlea Maryland
All Electricity $223.91 $193.99
Phone $199.62 $192.25

Overlea SnackAbility

7Overall SnackAbility
Jobs 7/10
Housing 8.5/10
Affordability 6/10
Diversity 9/10
SafetyN/A
Amenities 9/10
Education 8/10
Commute 6/10

Cost Of Living In Cities Around Overlea

The cost of living varies in the cities and towns around Overlea. Here's a quick look at the cost of living in the most populous nearby places:

  • Towson, MD has a cost of living index of 135, 1.2x Overlea.

  • Bel Air South, MD has a cost of living index of 124, 1.1x Overlea.

  • Essex, MD has a cost of living index of 107, 1.0x Overlea.

City Population Cost Of Living Vs. Overlea
Towson, MD 58,679 135 1.2x
Bel Air South, MD 58,137 124 1.1x
Essex, MD 40,580 107 1.0x
Severna Park, MD 40,228 154 1.4x
Pasadena, MD 34,309 127 1.2x
Middle River, MD 31,712 109 1.0x
Bel Air North, MD 31,302 131 1.2x
Parkville, MD 30,549 109 1.0x
Perry Hall, MD 29,105 119 1.1x
Ilchester, MD 28,364 139 1.3x