Waldorf, MD Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Waldorf, MD Summary

Cost of living in Waldorf research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Waldorf is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Maryland, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Waldorf is 128, with 100 being the average.

  • The cost of living index in Waldorf is 1.3x higher than the national average.

  • Waldorf ranks as the #101 cheapest in Maryland out of 194.

  • Waldorf ranks as the #4,889 cheapest out of 6,489 in the US.

  • The median home value in Waldorf is $436,880.

  • The median income in Waldorf is $115,453.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
128
Waldorf's Overall Cost Of Living
1.3x
Higher Than The National Average

What is the cost of living in Waldorf, MD?

According to the most recent data on the cost of living, Waldorf has an overall cost of living index of 128, which is 1.3x higher than the national index of 100.

Compared to Maryland, Waldorf has a cost of living index that's 1.1x higher than Maryland's index of 121.

The standard of living in Waldorf ranks as #101 most affordable out of the 194 places we measured in Maryland. By definition, that implies Waldorf ranks as the #93 most expensive place in the Old Line State.

For more reading on life in Waldorf, check out:

101 out of 194
In Maryland
4,889 out of 6,489
In America

Waldorf Cost Of Living Vs. Maryland

Six factors go into calculating the cost of living index in Waldorf. Here is how it fairs on each of the criteria:

  • The Services index in Waldorf is 108.

  • The Groceries index in Waldorf is 114.

  • The Health index in Waldorf is 110.

  • The Housing index in Waldorf is 170.

  • The Transportation index in Waldorf is 113.

  • The Utilities index in Waldorf is 101.

Living Expense Waldorf Maryland National Average
Overall 128 121 100
Services 108 105 100
Groceries 114 107 100
Health 110 96 100
Housing 170 150 100
Transportation 113 99 100
Utilities 101 113 100
For more reading on cost of living around Maryland, check out:
Waldorf Cost of Living Vs. MD

Waldorf, MD Housing Cost Breakdown

Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Waldorf is $436,880.

  • The Median Rent in Waldorf is $1,949.

  • The Median Income in Waldorf is $115,453.

  • The Home Value To Income in Waldorf is 3.8x.

  • The Rent To Monthly Income in Waldorf is 0.2x.

Statistic Waldorf Maryland United States
Median Home Value $436,880 $427,628 $303,400
Median Rent $1,949 $1,662 $1,348
Median Income $115,453 $101,652 $78,538
Home Value To Income 3.8x 4.2x 3.9x
Rent To Monthly Income 0.2x 0.2x 0.21x
$436,880
Median Home Value
$1,949
Median Rent
$115,453
Median Income

Waldorf, MD Costs By Category

Detailed Waldorf Services Costs Vs. Maryland

Item Waldorf Maryland
Shampoo $1.34 $1.28
Movie $13.08 $12.13
Bowling $24.34 $18
Haircut $25.51 $24.26
Beauty Salon $47.63 $45.56

Detailed Waldorf Groceries Costs Vs. Maryland

Item Waldorf Maryland
Ground Beef $6.08 $5.84
Fried Chicken $1.41 $1.57
Milk $4.68 $4.67
Potatoes $5.3 $4.93
Pizza $12.49 $12.09
Beer $10.83 $10.41
Toothpaste $3.62 $3.7

Detailed Waldorf Health Costs Vs. Maryland

Item Waldorf Maryland
Optometrist $120.12 $125.68
Doctor $135.82 $135.78
Dentist $98.77 $113.29

Detailed Waldorf Transportation Costs Vs. Maryland

Item Waldorf Maryland
Gasoline $3.34 $3.46
Tire Balancing $64.7 $59.92

Detailed Waldorf Utilities Costs Vs. Maryland

Item Waldorf Maryland
All Electricity $213.29 $193.99
Phone $184.83 $192.25

Waldorf SnackAbility

6
/10
Overall SnackAbility
Jobs
8.5/10
Housing
9
Affordability
7
Diversity
9
Safety
N/A
Amenities
9
Education
8.5
Commute
1

Cost Of Living In Cities Around Waldorf

The cost of living varies in the cities and towns around Waldorf. Here's a quick look at the cost of living in the most populous nearby places:

  • Alexandria, VA has a cost of living index of 158, 1.2x Waldorf.

  • Franconia, VA has a cost of living index of 143, 1.1x Waldorf.

  • Kingstowne, VA has a cost of living index of 151, 1.2x Waldorf.

City Population Cost Of Living Vs. Waldorf
Alexandria, VA 156,788 158 1.2x
Franconia, VA 18,141 143 1.1x
Kingstowne, VA 17,436 151 1.2x
Fort Hunt, VA 16,519 188 1.5x
Bensville, MD 14,792 144 1.1x
Newington, VA 13,824 150 1.2x
Accokeek, MD 13,226 137 1.1x
Mount Vernon, VA 13,120 164 1.3x
Newington Forest, VA 12,434 149 1.2x
Brandywine, MD 10,989 143 1.1x

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