What is the cost of living in Waldorf, MD?
According to the most recent data on the cost of living, Waldorf has an overall cost of living index of 127, which is 1.3x higher than the national index of 100.
Compared to Maryland, Waldorf has a cost of living index that's 1.0x higher than Maryland's index of 121.
The standard of living in Waldorf ranks as #89 most affordable out of the 195 places we measured in Maryland. By definition, that implies Waldorf ranks as the #106 most expensive place in the Old Line State.
For more reading on life in Waldorf, check out:
Waldorf Cost Of Living Vs. Maryland
Six factors go into calculating the cost of living index in Waldorf. Here is how it fares on each of the criteria:
The Services index in Waldorf is 107.
The Groceries index in Waldorf is 112.
The Health index in Waldorf is 168.
The Housing index in Waldorf is 113.
The Transportation index in Waldorf is 113.
The Utilities index in Waldorf is 112.
| Living Expense | Waldorf | Maryland | National Average |
|---|---|---|---|
| Overall | 127 | 121 | 100 |
| Services | 107 | 104 | 100 |
| Groceries | 112 | 107 | 100 |
| Health | 168 | 152 | 100 |
| Housing | 113 | 109 | 100 |
| Transportation | 113 | 108 | 100 |
| Utilities | 112 | 109 | 100 |
Waldorf Cost Of Living Compared To Maryland Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Maryland, check out:
Protect your home budget Compare home warranties in Waldorf Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Waldorf, MD Housing Cost Breakdown
Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Waldorf is $435,952.
The Median Rent in Waldorf is $1,995.
The Median Income in Waldorf is $116,089.
The Home Value To Income in Waldorf is 3.8x.
The Rent To Monthly Income in Waldorf is 0.21x.
Waldorf, MD Costs By Category
Detailed Waldorf Services costs vs. Maryland
Detailed Waldorf Groceries costs vs. Maryland
Detailed Waldorf Health costs vs. Maryland
Detailed Waldorf Transportation costs vs. Maryland
Waldorf SnackAbility
Cost Of Living In Cities Around Waldorf
The cost of living varies in the cities and towns around Waldorf. Here's a quick look at the cost of living in the most populous nearby places:
Alexandria, VA has a cost of living index of 153, 1.2x Waldorf.
Kingstowne, VA has a cost of living index of 149, 1.2x Waldorf.
Franconia, VA has a cost of living index of 140, 1.1x Waldorf.
| City | Population | Cost Of Living | Vs. Waldorf |
|---|---|---|---|
| Alexandria, VA | 156,976 | 153 | 1.2x |
| Kingstowne, VA | 18,360 | 149 | 1.2x |
| Franconia, VA | 18,335 | 140 | 1.1x |
| Fort Hunt, VA | 16,700 | 189 | 1.5x |
| Bensville, MD | 15,848 | 141 | 1.1x |
| Accokeek, MD | 14,362 | 137 | 1.1x |
| Newington, VA | 13,478 | 145 | 1.1x |
| Mount Vernon, VA | 13,122 | 158 | 1.2x |
| Newington Forest, VA | 12,316 | 142 | 1.1x |
| Brandywine, MD | 12,160 | 140 | 1.1x |
