According to the most recent data on the cost of living, Bay City has an overall cost of living index of 85 which is 0.8x lower than the national index of 100.
Compared to only Michigan, Bay City has a cost of living index that's 0.9x lower than Michigan's index of 91.
The standard of living in Bay City ranks as #777 most affordable out of the 6,418 places we measured in Michigan. By definition, that implies Bay City ranks as the #5,642 most expensive place in the Wolverine State.
|Living Expense||Bay City||Michigan||National Average|
Housing swings affordability the most between places in Michigan, so we broke down the statistics around housing costs into more detail. It's also important to consider median household incomes to make apples-to-apples comparisons across locations.
Home and income come data comes from the most recent US Census ACS 2014-2018.