What is the cost of living in Cadillac, MI?
According to the most recent data on the cost of living, Cadillac has an overall cost of living index of 86, which is 0.9x lower than the national index of 100.
Compared to Michigan, Cadillac has a cost of living index that's 0.9x lower than Michigan's index of 91.
The standard of living in Cadillac ranks as #41 most affordable out of the 179 places we measured in Michigan. By definition, that implies Cadillac ranks as the #138 most expensive place in the Wolverine State.
For more reading on life in Cadillac, check out:
Cadillac Cost Of Living Vs. Michigan
Six factors go into calculating the cost of living index in Cadillac. Here is how it fares on each of the criteria:
The Services index in Cadillac is 100.
The Groceries index in Cadillac is 97.
The Health index in Cadillac is 53.
The Housing index in Cadillac is 94.
The Transportation index in Cadillac is 100.
The Utilities index in Cadillac is 93.
| Living Expense | Cadillac | Michigan | National Average |
|---|---|---|---|
| Overall | 86 | 91 | 100 |
| Services | 100 | 97 | 100 |
| Groceries | 97 | 98 | 100 |
| Health | 53 | 75 | 100 |
| Housing | 94 | 98 | 100 |
| Transportation | 100 | 101 | 100 |
| Utilities | 93 | 98 | 100 |
Cadillac Cost Of Living Compared To Michigan Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Michigan, check out:
Protect your home budget Compare home warranties in Cadillac Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Cadillac, MI Housing Cost Breakdown
Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Cadillac is $228,846.
The Median Rent in Cadillac is $842.
The Median Income in Cadillac is $51,773.
The Home Value To Income in Cadillac is 4.4x.
The Rent To Monthly Income in Cadillac is 0.2x.
Cadillac, MI Costs By Category
Detailed Cadillac Services costs vs. Michigan
Detailed Cadillac Groceries costs vs. Michigan
Detailed Cadillac Health costs vs. Michigan
Detailed Cadillac Transportation costs vs. Michigan
Cadillac SnackAbility
Cost Of Living In Cities Around Cadillac
The cost of living varies in the cities and towns around Cadillac. Here's a quick look at the cost of living in the most populous nearby places:
Big Rapids, MI has a cost of living index of 87, 1.0x Cadillac.
Manistee, MI has a cost of living index of 89, 1.0x Cadillac.
| City | Population | Cost Of Living | Vs. Cadillac |
|---|---|---|---|
| Big Rapids, MI | 8,477 | 87 | 1.0x |
| Manistee, MI | 6,275 | 89 | 1.0x |
