Garden City, MI Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Garden City, MI Summary

Cost of living in Garden City research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Garden City is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Michigan, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Garden City is 94, with 100 being the average.

  • The cost of living index in Garden City is 0.9x lower than the national average.

  • Garden City ranks as the #96 cheapest in Michigan out of 180.

  • Garden City ranks as the #1,806 cheapest out of 6,489 in the US.

  • The median home value in Garden City is $202,632.

  • The median income in Garden City is $64,396.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
94
Garden City's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Garden City, MI?

According to the most recent data on the cost of living, Garden City has an overall cost of living index of 94, which is 0.9x lower than the national index of 100.

Compared to Michigan, Garden City has a cost of living index that's 1.0x higher than Michigan's index of 90.

The standard of living in Garden City ranks as #96 most affordable out of the 180 places we measured in Michigan. By definition, that implies Garden City ranks as the #84 most expensive place in the Wolverine State.

For more reading on life in Garden City, check out:

96 out of 180
In Michigan
1,806 out of 6,489
In America

Garden City Cost Of Living Vs. Michigan

Six factors go into calculating the cost of living index in Garden City. Here is how it fairs on each of the criteria:

  • The Services index in Garden City is 103.

  • The Groceries index in Garden City is 103.

  • The Health index in Garden City is 103.

  • The Housing index in Garden City is 78.

  • The Transportation index in Garden City is 101.

  • The Utilities index in Garden City is 95.

Living Expense Garden City Michigan National Average
Overall 94 90 100
Services 103 93 100
Groceries 103 97 100
Health 103 91 100
Housing 78 72 100
Transportation 101 96 100
Utilities 95 99 100
For more reading on cost of living around Michigan, check out:
Garden City Cost of Living Vs. MI

Garden City, MI Housing Cost Breakdown

Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Garden City is $202,632.

  • The Median Rent in Garden City is $991.

  • The Median Income in Garden City is $64,396.

  • The Home Value To Income in Garden City is 3.1x.

  • The Rent To Monthly Income in Garden City is 0.18x.

Statistic Garden City Michigan United States
Median Home Value $202,632 $258,642 $303,400
Median Rent $991 $1,084 $1,348
Median Income $64,396 $71,149 $78,538
Home Value To Income 3.1x 3.6x 3.9x
Rent To Monthly Income 0.18x 0.18x 0.21x
$202,632
Median Home Value
$991
Median Rent
$64,396
Median Income

Garden City, MI Costs By Category

Detailed Garden City Services Costs Vs. Michigan

Item Garden City Michigan
Shampoo $1.13 $1.28
Movie $12.99 $12.13
Bowling $12.33 $18
Haircut $16.8 $24.26
Beauty Salon $24.78 $45.56

Detailed Garden City Groceries Costs Vs. Michigan

Item Garden City Michigan
Ground Beef $5.75 $5.84
Fried Chicken $1.41 $1.57
Milk $4.78 $4.67
Potatoes $4.8 $4.93
Pizza $8.99 $12.09
Beer $9.04 $10.41
Toothpaste $3.66 $3.7

Detailed Garden City Health Costs Vs. Michigan

Item Garden City Michigan
Optometrist $85.0 $125.68
Doctor $103.33 $135.78
Dentist $91.0 $113.29

Detailed Garden City Transportation Costs Vs. Michigan

Item Garden City Michigan
Gasoline $3.35 $3.46
Tire Balancing $56.0 $59.92

Detailed Garden City Utilities Costs Vs. Michigan

Item Garden City Michigan
All Electricity $219.2 $193.99
Phone $184.44 $192.25

Garden City SnackAbility

8
/10
Overall SnackAbility
Jobs
6/10
Housing
7
Affordability
8
Diversity
6
Safety
8
Amenities
9.5
Education
6
Commute
7

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