What is the cost of living in Harper Woods, MI?
According to the most recent data on the cost of living, Harper Woods has an overall cost of living index of 91, which is 0.9x lower than the national index of 100.
Compared to Michigan, Harper Woods has a cost of living index that's 1.0x lower than Michigan's index of 91.
The standard of living in Harper Woods ranks as #76 most affordable out of the 179 places we measured in Michigan. By definition, that implies Harper Woods ranks as the #103 most expensive place in the Wolverine State.
For more reading on life in Harper Woods, check out:
Harper Woods Cost Of Living Vs. Michigan
Six factors go into calculating the cost of living index in Harper Woods. Here is how it fares on each of the criteria:
The Services index in Harper Woods is 101.
The Groceries index in Harper Woods is 97.
The Health index in Harper Woods is 76.
The Housing index in Harper Woods is 96.
The Transportation index in Harper Woods is 103.
The Utilities index in Harper Woods is 93.
| Living Expense | Harper Woods | Michigan | National Average |
|---|---|---|---|
| Overall | 91 | 91 | 100 |
| Services | 101 | 97 | 100 |
| Groceries | 97 | 98 | 100 |
| Health | 76 | 75 | 100 |
| Housing | 96 | 98 | 100 |
| Transportation | 103 | 101 | 100 |
| Utilities | 93 | 98 | 100 |
Harper Woods Cost Of Living Compared To Michigan Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Michigan, check out:
Protect your home budget Compare home warranties in Harper Woods Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Harper Woods, MI Housing Cost Breakdown
Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Harper Woods is $153,570.
The Median Rent in Harper Woods is $1,351.
The Median Income in Harper Woods is $65,022.
The Home Value To Income in Harper Woods is 2.4x.
The Rent To Monthly Income in Harper Woods is 0.25x.
| Statistic | Harper Woods | Michigan | United States |
|---|---|---|---|
| Median Home Value | $153,570 | $259,857 | $332,700 |
| Median Rent | $1,351 | $1,129 | $1,413 |
| Median Income | $65,022 | $72,875 | $80,734 |
| Home Value To Income | 2.4x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.25x | 0.19x | 0.21x |
Harper Woods, MI Costs By Category
Detailed Harper Woods Services costs vs. Michigan
| Item | Harper Woods | Michigan |
|---|---|---|
| Shampoo | $1.13 | $1.28 |
| Movie | $12.99 | $12.13 |
| Bowling | $12.33 | $18 |
| Haircut | $16.8 | $24.26 |
| Beauty Salon | $24.78 | $45.56 |
Detailed Harper Woods Groceries costs vs. Michigan
| Item | Harper Woods | Michigan |
|---|---|---|
| Ground Beef | $5.75 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.78 | $4.67 |
| Potatoes | $4.8 | $4.93 |
| Pizza | $8.99 | $12.09 |
| Beer | $9.04 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed Harper Woods Health costs vs. Michigan
| Item | Harper Woods | Michigan |
|---|---|---|
| Optometrist | $85.0 | $125.68 |
| Doctor | $103.33 | $135.78 |
| Dentist | $91.0 | $113.29 |
Detailed Harper Woods Transportation costs vs. Michigan
| Item | Harper Woods | Michigan |
|---|---|---|
| Gasoline | $3.35 | $3.46 |
| Tire Balancing | $56.0 | $59.92 |
Detailed Harper Woods Utilities costs vs. Michigan
| Item | Harper Woods | Michigan |
|---|---|---|
| All Electricity | $219.2 | $193.99 |
| Phone | $184.44 | $192.25 |
Harper Woods SnackAbility
Cost Of Living In Cities Around Harper Woods
The cost of living varies in the cities and towns around Harper Woods. Here's a quick look at the cost of living in the most populous nearby places:
Warren, MI has a cost of living index of 95, 1.0x Harper Woods.
Troy, MI has a cost of living index of 114, 1.3x Harper Woods.
Rochester Hills, MI has a cost of living index of 118, 1.3x Harper Woods.
| City | Population | Cost Of Living | Vs. Harper Woods |
|---|---|---|---|
| Warren, MI | 137,928 | 95 | 1.0x |
| Troy, MI | 87,898 | 114 | 1.3x |
| Rochester Hills, MI | 77,089 | 118 | 1.3x |
| St. Clair Shores, MI | 58,140 | 94 | 1.0x |
| Royal Oak, MI | 57,950 | 107 | 1.2x |
| Roseville, MI | 47,123 | 87 | 1.0x |
| Eastpointe, MI | 33,982 | 87 | 1.0x |
| Birmingham, MI | 21,763 | 146 | 1.6x |
| Grosse Pointe Woods, MI | 16,094 | 110 | 1.2x |
| Berkley, MI | 15,149 | 105 | 1.2x |
