What is the cost of living in Midland, MI?
According to the most recent data on the cost of living, Midland has an overall cost of living index of 92, which is 0.9x lower than the national index of 100.
Compared to Michigan, Midland has a cost of living index that's 1.0x higher than Michigan's index of 91.
The standard of living in Midland ranks as #80 most affordable out of the 179 places we measured in Michigan. By definition, that implies Midland ranks as the #99 most expensive place in the Wolverine State.
For more reading on life in Midland, check out:
Midland Cost Of Living Vs. Michigan
Six factors go into calculating the cost of living index in Midland. Here is how it fares on each of the criteria:
The Services index in Midland is 98.
The Groceries index in Midland is 94.
The Health index in Midland is 88.
The Housing index in Midland is 95.
The Transportation index in Midland is 100.
The Utilities index in Midland is 95.
| Living Expense | Midland | Michigan | National Average |
|---|---|---|---|
| Overall | 92 | 91 | 100 |
| Services | 98 | 97 | 100 |
| Groceries | 94 | 98 | 100 |
| Health | 88 | 75 | 100 |
| Housing | 95 | 98 | 100 |
| Transportation | 100 | 101 | 100 |
| Utilities | 95 | 98 | 100 |
Midland Cost Of Living Compared To Michigan Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Michigan, check out:
Protect your home budget Compare home warranties in Midland Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Midland, MI Housing Cost Breakdown
Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Midland is $247,416.
The Median Rent in Midland is $1,048.
The Median Income in Midland is $73,325.
The Home Value To Income in Midland is 3.4x.
The Rent To Monthly Income in Midland is 0.17x.
Midland, MI Costs By Category
Detailed Midland Services costs vs. Michigan
Detailed Midland Groceries costs vs. Michigan
Detailed Midland Health costs vs. Michigan
Detailed Midland Transportation costs vs. Michigan
Midland SnackAbility
Cost Of Living In Cities Around Midland
The cost of living varies in the cities and towns around Midland. Here's a quick look at the cost of living in the most populous nearby places:
Mount Pleasant, MI has a cost of living index of 93, 1.0x Midland.
Owosso, MI has a cost of living index of 83, 0.9x Midland.
Alma, MI has a cost of living index of 84, 0.9x Midland.
| City | Population | Cost Of Living | Vs. Midland |
|---|---|---|---|
| Mount Pleasant, MI | 21,236 | 93 | 1.0x |
| Owosso, MI | 14,632 | 83 | 0.9x |
| Alma, MI | 9,396 | 84 | 0.9x |
| Flushing, MI | 8,284 | 88 | 1.0x |
| St. Johns, MI | 7,715 | 93 | 1.0x |
| Freeland, MI | 7,557 | 98 | 1.1x |
| Shields, MI | 7,402 | 90 | 1.0x |
| St. Louis, MI | 7,367 | 86 | 0.9x |
| Bridgeport, MI | 6,884 | 80 | 0.9x |
