Swartz Creek, MI Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Swartz Creek, MI Summary

Cost of living in Swartz Creek research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Swartz Creek is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Michigan, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Swartz Creek is 94, with 100 being the average.

  • The cost of living index in Swartz Creek is 0.9x lower than the national average.

  • Swartz Creek ranks as the #96 cheapest in Michigan out of 180.

  • Swartz Creek ranks as the #1,806 cheapest out of 6,489 in the US.

  • The median home value in Swartz Creek is $242,070.

  • The median income in Swartz Creek is $73,862.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
94
Swartz Creek's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Swartz Creek, MI?

According to the most recent data on the cost of living, Swartz Creek has an overall cost of living index of 94, which is 0.9x lower than the national index of 100.

Compared to Michigan, Swartz Creek has a cost of living index that's 1.0x higher than Michigan's index of 90.

The standard of living in Swartz Creek ranks as #96 most affordable out of the 180 places we measured in Michigan. By definition, that implies Swartz Creek ranks as the #84 most expensive place in the Wolverine State.

For more reading on life in Swartz Creek, check out:

96 out of 180
In Michigan
1,806 out of 6,489
In America

Swartz Creek Cost Of Living Vs. Michigan

Six factors go into calculating the cost of living index in Swartz Creek. Here is how it fairs on each of the criteria:

  • The Services index in Swartz Creek is 104.

  • The Groceries index in Swartz Creek is 102.

  • The Health index in Swartz Creek is 101.

  • The Housing index in Swartz Creek is 71.

  • The Transportation index in Swartz Creek is 99.

  • The Utilities index in Swartz Creek is 94.

Living Expense Swartz Creek Michigan National Average
Overall 94 90 100
Services 104 93 100
Groceries 102 97 100
Health 101 91 100
Housing 71 72 100
Transportation 99 96 100
Utilities 94 99 100
For more reading on cost of living around Michigan, check out:
Swartz Creek Cost of Living Vs. MI

Swartz Creek, MI Housing Cost Breakdown

Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Swartz Creek is $242,070.

  • The Median Rent in Swartz Creek is $995.

  • The Median Income in Swartz Creek is $73,862.

  • The Home Value To Income in Swartz Creek is 3.3x.

  • The Rent To Monthly Income in Swartz Creek is 0.16x.

Statistic Swartz Creek Michigan United States
Median Home Value $242,070 $258,642 $303,400
Median Rent $995 $1,084 $1,348
Median Income $73,862 $71,149 $78,538
Home Value To Income 3.3x 3.6x 3.9x
Rent To Monthly Income 0.16x 0.18x 0.21x
$242,070
Median Home Value
$995
Median Rent
$73,862
Median Income

Swartz Creek, MI Costs By Category

Detailed Swartz Creek Services Costs Vs. Michigan

Item Swartz Creek Michigan
Shampoo $1.13 $1.28
Movie $12.99 $12.13
Bowling $12.33 $18
Haircut $16.8 $24.26
Beauty Salon $24.78 $45.56

Detailed Swartz Creek Groceries Costs Vs. Michigan

Item Swartz Creek Michigan
Ground Beef $5.75 $5.84
Fried Chicken $1.41 $1.57
Milk $4.78 $4.67
Potatoes $4.8 $4.93
Pizza $8.99 $12.09
Beer $9.04 $10.41
Toothpaste $3.66 $3.7

Detailed Swartz Creek Health Costs Vs. Michigan

Item Swartz Creek Michigan
Optometrist $85.0 $125.68
Doctor $103.33 $135.78
Dentist $91.0 $113.29

Detailed Swartz Creek Transportation Costs Vs. Michigan

Item Swartz Creek Michigan
Gasoline $3.35 $3.46
Tire Balancing $56.0 $59.92

Detailed Swartz Creek Utilities Costs Vs. Michigan

Item Swartz Creek Michigan
All Electricity $219.2 $193.99
Phone $184.44 $192.25

Swartz Creek SnackAbility

5
/10
Overall SnackAbility
Jobs
8/10
Housing
6
Affordability
8
Diversity
5
Safety
N/A
Amenities
8
Education
7
Commute
7

Cost Of Living In Cities Around Swartz Creek

The cost of living varies in the cities and towns around Swartz Creek. Here's a quick look at the cost of living in the most populous nearby places:

  • Flint, MI has a cost of living index of 81, 0.9x Swartz Creek.

  • Burton, MI has a cost of living index of 90, 1.0x Swartz Creek.

  • Owosso, MI has a cost of living index of 89, 0.9x Swartz Creek.

City Population Cost Of Living Vs. Swartz Creek
Flint, MI 80,835 81 0.9x
Burton, MI 29,529 90 1.0x
Owosso, MI 14,658 89 0.9x
Fenton, MI 11,950 96 1.0x
Beecher, MI 8,507 82 0.9x
Flushing, MI 8,323 91 1.0x
Grand Blanc, MI 7,995 99 1.1x
Lake Fenton, MI 6,168 111 1.2x
Holly, MI 5,971 95 1.0x
Davison, MI 5,082 93 1.0x

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