What is the cost of living in Temperance, MI?
According to the most recent data on the cost of living, Temperance has an overall cost of living index of 93, which is 0.9x lower than the national index of 100.
Compared to Michigan, Temperance has a cost of living index that's 1.0x higher than Michigan's index of 91.
The standard of living in Temperance ranks as #88 most affordable out of the 179 places we measured in Michigan. By definition, that implies Temperance ranks as the #91 most expensive place in the Wolverine State.
For more reading on life in Temperance, check out:
Temperance Cost Of Living Vs. Michigan
Six factors go into calculating the cost of living index in Temperance. Here is how it fares on each of the criteria:
The Services index in Temperance is 100.
The Groceries index in Temperance is 96.
The Health index in Temperance is 95.
The Housing index in Temperance is 92.
The Transportation index in Temperance is 95.
The Utilities index in Temperance is 89.
| Living Expense | Temperance | Michigan | National Average |
|---|---|---|---|
| Overall | 93 | 91 | 100 |
| Services | 100 | 97 | 100 |
| Groceries | 96 | 98 | 100 |
| Health | 95 | 75 | 100 |
| Housing | 92 | 98 | 100 |
| Transportation | 95 | 101 | 100 |
| Utilities | 89 | 98 | 100 |
Temperance Cost Of Living Compared To Michigan Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Michigan, check out:
Protect your home budget Compare home warranties in Temperance Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Temperance, MI Housing Cost Breakdown
Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Temperance is $291,801.
The Median Rent in Temperance is $1,321.
The Median Income in Temperance is $81,503.
The Home Value To Income in Temperance is 3.6x.
The Rent To Monthly Income in Temperance is 0.19x.
| Statistic | Temperance | Michigan | United States |
|---|---|---|---|
| Median Home Value | $291,801 | $259,857 | $332,700 |
| Median Rent | $1,321 | $1,129 | $1,413 |
| Median Income | $81,503 | $72,875 | $80,734 |
| Home Value To Income | 3.6x | 3.6x | 4.1x |
| Rent To Monthly Income | 0.19x | 0.19x | 0.21x |
Temperance, MI Costs By Category
Detailed Temperance Services costs vs. Michigan
| Item | Temperance | Michigan |
|---|---|---|
| Shampoo | $1.13 | $1.28 |
| Movie | $12.99 | $12.13 |
| Bowling | $12.33 | $18 |
| Haircut | $16.8 | $24.26 |
| Beauty Salon | $24.78 | $45.56 |
Detailed Temperance Groceries costs vs. Michigan
| Item | Temperance | Michigan |
|---|---|---|
| Ground Beef | $5.75 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.78 | $4.67 |
| Potatoes | $4.8 | $4.93 |
| Pizza | $8.99 | $12.09 |
| Beer | $9.04 | $10.41 |
| Toothpaste | $3.66 | $3.7 |
Detailed Temperance Health costs vs. Michigan
| Item | Temperance | Michigan |
|---|---|---|
| Optometrist | $85.0 | $125.68 |
| Doctor | $103.33 | $135.78 |
| Dentist | $91.0 | $113.29 |
Detailed Temperance Transportation costs vs. Michigan
| Item | Temperance | Michigan |
|---|---|---|
| Gasoline | $3.35 | $3.46 |
| Tire Balancing | $56.0 | $59.92 |
Detailed Temperance Utilities costs vs. Michigan
| Item | Temperance | Michigan |
|---|---|---|
| All Electricity | $219.2 | $193.99 |
| Phone | $184.44 | $192.25 |
Temperance SnackAbility
Cost Of Living In Cities Around Temperance
The cost of living varies in the cities and towns around Temperance. Here's a quick look at the cost of living in the most populous nearby places:
Toledo, OH has a cost of living index of 85, 0.9x Temperance.
Perrysburg, OH has a cost of living index of 101, 1.1x Temperance.
Monroe, MI has a cost of living index of 88, 0.9x Temperance.
| City | Population | Cost Of Living | Vs. Temperance |
|---|---|---|---|
| Toledo, OH | 267,463 | 85 | 0.9x |
| Perrysburg, OH | 25,181 | 101 | 1.1x |
| Monroe, MI | 20,320 | 88 | 0.9x |
| Oregon, OH | 19,799 | 89 | 1.0x |
| Sylvania, OH | 19,055 | 96 | 1.0x |
| Maumee, OH | 13,715 | 93 | 1.0x |
| Lambertville, MI | 9,955 | 97 | 1.0x |
| South Monroe, MI | 6,960 | 89 | 1.0x |
| Rossford, OH | 6,323 | 88 | 0.9x |
| Northwood, OH | 5,193 | 87 | 0.9x |








