Ham Lake, MN
Demographics And Statistics

Demographics | Cost Of Living
Updated: 2025-10-25

Living In Ham Lake, Minnesota Summary

Life in Ham Lake research summary. HomeSnacks has been using Saturday Night Science to research the quality of life in Ham Lake over the past nine years using Census, FBI, Zillow, and other primary data sources. Based on the most recently available data, we found the following about life in Ham Lake:

  • The population in Ham Lake is 16,575.

  • The median home value in Ham Lake is $492,622.

  • The median income in Ham Lake is $116,845.

  • The cost of living in Ham Lake is 116 which is 1.2x higher than the national average.

  • The median rent in Ham Lake is $1,319.

  • The unemployment rate in Ham Lake is 2.6%.

  • The poverty rate in Ham Lake is 4.1%.

  • The average high in Ham Lake is 54.9° and the average low is 35.2°.

Ham Lake SnackAbility

6
Overall SnackAbility
Jobs
9/10
Housing
8.5
Affordability
8
Diversity
6
Safety
N/A
Amenities
7
Education
8.5
Commute
5

Ham Lake, MN Cost Of Living

Cost of living in Ham Lake summary. We use data on the cost of living to determine how expensive it is to live in Ham Lake. Real estate prices drive most of the variance in cost of living around Minnesota. Key points include:

  • The cost of living in Ham Lake is 116 with 100 being average.

  • The cost of living in Ham Lake is 1.2x higher than the national average.

  • The median home value in Ham Lake is $492,622.

  • The median income in Ham Lake is $116,845.

116
Ham Lake's Overall Cost Of Living
1.2x
Higher Than The National Average

Cost Of Living In Ham Lake Comparison Table

Living Expense Ham Lake Minnesota National Average
Overall 116 97 100
Services 97 101 100
Groceries 99 99 100
Health 102 110 100
Housing 160 100 100
Transportation 95 95 100
Utilities 96 94 100

Ham Lake, MN Weather

  • The average high in Ham Lake is 54.9° and the average low is 35.2°.

  • There are 65.2 days of precipitation each year.

  • Expect an average of 32.2 inches of precipitation each year with 54.1 inches of snow.

StatHam Lake
Average Annual High54.9
Average Annual Low35.2
Annual Precipitation Days65.2
Average Annual Precipitation32.2
Average Annual Snowfall54.1
54.9°
Average High
65.2
Days of Rain

Ham Lake, MN Photos

Anoka Cnty Minnesota Incorporated And Unincorporated Areas Hamlake Highlighted
Source: Public Domain

Rankings for Ham Lake in Minnesota

Locations Around Ham Lake

Map Of Ham Lake, MN

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Ham Lake Demographics And Statistics

Population over time in Ham Lake

The current population in Ham Lake is 16,575. The population has increased 10.8% from 2010.

Year Population % Change
2023 16,575 0.5%
2022 16,489 0.6%
2021 16,389 -1.4%
2020 16,630 1.2%
2019 16,434 0.9%
2018 16,282 1.0%
2017 16,119 1.5%
2016 15,878 1.0%
2015 15,714 1.0%
2014 15,565 0.9%
2013 15,428 1.0%
2012 15,277 1.1%
2011 15,112 1.1%
2010 14,953 -

Race / Ethnicity in Ham Lake

White
91.1% (15,092)
African American
0.5% (83)
American Indian
0.1% (18)
Asian
3.6% (601)
Hawaiian
0.0% (5)
Other
0.0% (0)
Two Or More
2.4% (406)
Hispanic
2.2% (370)

Ham Lake is:

  • 91.1% White with 15,092 White residents.

  • 0.5% African American with 83 African American residents.

  • 0.1% American Indian with 18 American Indian residents.

  • 3.6% Asian with 601 Asian residents.

  • 0.0% Hawaiian with 5 Hawaiian residents.

  • 0.0% Other with 0 Other residents.

  • 2.4% Two Or More with 406 Two Or More residents.

  • 2.2% Hispanic with 370 Hispanic residents.

Race Ham Lake MN USA
White 91.1% 76.7% 58.2%
African American 0.5% 6.7% 12.0%
American Indian 0.1% 0.7% 0.5%
Asian 3.6% 5.0% 5.7%
Hawaiian 0.0% 0.0% 0.2%
Other 0.0% 0.4% 0.5%
Two Or More 2.4% 4.1% 3.9%
Hispanic 2.2% 6.2% 19.0%

Gender in Ham Lake

Female
47.4% (7,861)
Male
52.6% (8,714)
  • Ham Lake is 47.4% female with 7,861 female residents.

  • Ham Lake is 52.6% male with 8,714 male residents.

Gender Ham Lake MN USA
Female 47.4% 49.9% 50.5%
Male 52.6% 50.1% 49.5%

Highest level of educational attainment in Ham Lake for adults over 25

  • 0.0% of adults in Ham Lake completed < 9th grade.

  • 4.0% of adults in Ham Lake completed 9-12th grade.

  • 26.0% of adults in Ham Lake completed high school / ged.

  • 22.0% of adults in Ham Lake completed some college.

  • 12.0% of adults in Ham Lake completed associate's degree.

  • 26.0% of adults in Ham Lake completed bachelor's degree.

  • 7.0% of adults in Ham Lake completed master's degree.

  • 2.0% of adults in Ham Lake completed professional degree.

  • 1.0% of adults in Ham Lake completed doctorate degree.

< 9th Grade
0.0% (0)
9-12th Grade
4.0% (663)
High School / GED
26.0% (4,309)
Some College
22.0% (3,646)
Associate's Degree
12.0% (1,989)
Bachelor's Degree
26.0% (4,309)
Master's Degree
7.0% (1,160)
Professional Degree
2.0% (331)
Doctorate Degree
1.0% (165)
Education Ham Lake MN USA
< 9th Grade 0.0% 2.0% 5.0%
9-12th Grade 4.0% 3.0% 6.0%
High School / GED 26.0% 24.0% 26.0%
Some College 22.0% 20.0% 19.0%
Associate's Degree 12.0% 12.0% 9.0%
Bachelor's Degree 26.0% 25.0% 21.0%
Master's Degree 7.0% 10.0% 10.0%
Professional Degree 2.0% 2.0% 2.0%
Doctorate Degree 1.0% 2.0% 2.0%

Household Income For Ham Lake, Minnesota

  • 0.7% of households in Ham Lake earn Less than $10,000.

  • 0.9% of households in Ham Lake earn $10,000 to $14,999.

  • 3.6% of households in Ham Lake earn $15,000 to $24,999.

  • 3.1% of households in Ham Lake earn $25,000 to $34,999.

  • 8.9% of households in Ham Lake earn $35,000 to $49,999.

  • 14.2% of households in Ham Lake earn $50,000 to $74,999.

  • 11.2% of households in Ham Lake earn $75,000 to $99,999.

  • 20.7% of households in Ham Lake earn $100,000 to $149,999.

  • 11.2% of households in Ham Lake earn $150,000 to $199,999.

  • 25.5% of households in Ham Lake earn $200,000 or more.

Less than $10,000
0.7% (12,014)
$10,000 to $14,999
0.9% (14,250)
$15,000 to $24,999
3.6% (59,795)
$25,000 to $34,999
3.1% (51,412)
$35,000 to $49,999
8.9% (148,090)
$50,000 to $74,999
14.2% (234,710)
$75,000 to $99,999
11.2% (186,091)
$100,000 to $149,999
20.7% (343,403)
$150,000 to $199,999
11.2% (185,532)
$200,000 or more
25.5% (422,198)
Income Ham Lake MN USA
Less than $10,000 0.7% 3.5% 4.9%
$10,000 to $14,999 0.9% 2.8% 3.6%
$15,000 to $24,999 3.6% 5.4% 6.6%
$25,000 to $34,999 3.1% 5.8% 6.8%
$35,000 to $49,999 8.9% 9.6% 10.4%
$50,000 to $74,999 14.2% 15.7% 15.7%
$75,000 to $99,999 11.2% 13.5% 12.7%
$100,000 to $149,999 20.7% 19.7% 17.4%
$150,000 to $199,999 11.2% 10.9% 9.3%
$200,000 or more 25.5% 13.1% 12.6%

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