Ham Lake SnackAbility
Overall SnackAbility
Cost of living in Ham Lake summary. We use data on the cost of living to determine how expensive it is to live in Ham Lake. Real estate prices drive most of the variance in cost of living around Minnesota. Key points include:
The cost of living in Ham Lake is 117 with 100 being average.
The cost of living in Ham Lake is 1.2x higher than the national average.
The median home value in Ham Lake is $492,263.
The median income in Ham Lake is $120,135.
Ham Lake's Overall Cost Of Living
Higher Than The National Average
Cost Of Living In Ham Lake Comparison Table
| Living Expense | Ham Lake | Minnesota | National Average |
|---|---|---|---|
| Overall | 117 | 101 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 104 | 99 | 100 |
| Health | 157 | 99 | 100 |
| Housing | 96 | 101 | 100 |
| Transportation | 103 | 103 | 100 |
| Utilities | 104 | 101 | 100 |
Source: Cost of living index, normalized to US average = 100
Ham Lake, MN Weather
The average high in Ham Lake is 54.9° and the average low is 35.2°.
There are 65.2 days of precipitation each year.
Expect an average of 32.2 inches of precipitation each year with 54.1 inches of snow.
| Stat | Ham Lake |
|---|---|
| Average Annual High | 54.9 |
| Average Annual Low | 35.2 |
| Annual Precipitation Days | 65.2 |
| Average Annual Precipitation | 32.2 |
| Average Annual Snowfall | 54.1 |
Average High
Days of Rain
Source: NOAA climate normals (30-year)
Ham Lake, MN Photos
Rankings & Articles For Ham Lake
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Map Of Ham Lake, MN
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Ham Lake Demographics And Statistics
Population over time in Ham Lake
The current population in Ham Lake is 16,702. The population has increased 11.7% from 2010.
| Year | Population | % Change |
|---|---|---|
| 2024 | 16,702 | 0.8% |
| 2023 | 16,575 | 0.5% |
| 2022 | 16,489 | 0.6% |
| 2021 | 16,389 | -1.4% |
| 2020 | 16,630 | 1.2% |
| 2019 | 16,434 | 0.9% |
| 2018 | 16,282 | 1.0% |
| 2017 | 16,119 | 1.5% |
| 2016 | 15,878 | 1.0% |
| 2015 | 15,714 | 1.0% |
| 2014 | 15,565 | 0.9% |
| 2013 | 15,428 | 1.0% |
| 2012 | 15,277 | 1.1% |
| 2011 | 15,112 | 1.1% |
| 2010 | 14,953 | - |
Race / Ethnicity in Ham Lake
See the full breakdown
Ham Lake is:
89.4% White with 14,933 White residents.
0.1% African American with 23 African American residents.
0.0% American Indian with 1 American Indian residents.
4.4% Asian with 738 Asian residents.
0.0% Hawaiian with 7 Hawaiian residents.
0.2% Other with 27 Other residents.
3.2% Two Or More with 542 Two Or More residents.
2.6% Hispanic with 431 Hispanic residents.
| Race | Ham Lake | MN | USA |
|---|---|---|---|
| White | 89.4% | 75.9% | 57.4% |
| African American | 0.1% | 6.9% | 11.9% |
| American Indian | 0.0% | 0.7% | 0.5% |
| Asian | 4.4% | 5.1% | 5.9% |
| Hawaiian | 0.0% | 0.0% | 0.2% |
| Other | 0.2% | 0.5% | 0.6% |
| Two Or More | 3.2% | 4.5% | 4.3% |
| Hispanic | 2.6% | 6.4% | 19.3% |
Gender in Ham Lake
See the full breakdown
Ham Lake is 48.2% female with 8,047 female residents.
Ham Lake is 51.8% male with 8,655 male residents.
| Gender | Ham Lake | MN | USA |
|---|---|---|---|
| Female | 48.2% | 49.9% | 50.5% |
| Male | 51.8% | 50.1% | 49.5% |
Highest level of educational attainment in Ham Lake for adults over 25
See the full breakdown
2.0% of adults in Ham Lake completed < 9th grade.
4.0% of adults in Ham Lake completed 9-12th grade.
27.0% of adults in Ham Lake completed high school / ged.
19.0% of adults in Ham Lake completed some college.
12.0% of adults in Ham Lake completed associate's degree.
27.0% of adults in Ham Lake completed bachelor's degree.
7.0% of adults in Ham Lake completed master's degree.
1.0% of adults in Ham Lake completed professional degree.
1.0% of adults in Ham Lake completed doctorate degree.
| Education | Ham Lake | MN | USA |
|---|---|---|---|
| < 9th Grade | 2.0% | 3.0% | 4.0% |
| 9-12th Grade | 4.0% | 3.0% | 6.0% |
| High School / GED | 27.0% | 23.0% | 26.0% |
| Some College | 19.0% | 19.0% | 19.0% |
| Associate's Degree | 12.0% | 12.0% | 9.0% |
| Bachelor's Degree | 27.0% | 26.0% | 22.0% |
| Master's Degree | 7.0% | 10.0% | 10.0% |
| Professional Degree | 1.0% | 2.0% | 2.0% |
| Doctorate Degree | 1.0% | 2.0% | 2.0% |
Household Income For Ham Lake, Minnesota
See the full breakdown
0.4% of households in Ham Lake earn Less than $10,000.
0.9% of households in Ham Lake earn $10,000 to $14,999.
3.0% of households in Ham Lake earn $15,000 to $24,999.
3.6% of households in Ham Lake earn $25,000 to $34,999.
9.3% of households in Ham Lake earn $35,000 to $49,999.
13.7% of households in Ham Lake earn $50,000 to $74,999.
9.5% of households in Ham Lake earn $75,000 to $99,999.
20.4% of households in Ham Lake earn $100,000 to $149,999.
13.7% of households in Ham Lake earn $150,000 to $199,999.
25.6% of households in Ham Lake earn $200,000 or more.
| Income | Ham Lake | MN | USA |
|---|---|---|---|
| Less than $10,000 | 0.4% | 3.8% | 5.0% |
| $10,000 to $14,999 | 0.9% | 2.7% | 3.4% |
| $15,000 to $24,999 | 3.0% | 5.2% | 6.3% |
| $25,000 to $34,999 | 3.6% | 5.6% | 6.6% |
| $35,000 to $49,999 | 9.3% | 9.3% | 10.1% |
| $50,000 to $74,999 | 13.7% | 15.6% | 15.5% |
| $75,000 to $99,999 | 9.5% | 13.2% | 12.6% |
| $100,000 to $149,999 | 20.4% | 19.6% | 17.5% |
| $150,000 to $199,999 | 13.7% | 11.2% | 9.6% |
| $200,000 or more | 25.6% | 13.8% | 13.4% |
Source: U.S. Census ACS 5-year estimates (2024)







