The 10 Cheapest Places To Live In Oklahoma For 2022


We used data and science to determine which places in Oklahoma go easy on your wallet.

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Three new cities moved into the most affordable places to call home in Oklahoma according to our HomeSnacks affordable places for 2022 report.

Each year we analyze what we feel are the most affordable places to live in Oklahoma. We take into account categories that we all agree make a state affordable like average home and rent prices. We also take into account places with low crime, great jobs, worthy salaries, and solid schools. We even looked at short commute times. According to the Happiness Research Institute, most people don’t like where they live and wished they lived somewhere more affordable. However, not the folks in our most affordable Okie places.

How did we determine the most affordable places to live in Oklahoma? We consulted the latest Census data on cost of living. We discovered that most Oklahomans have never really experienced unemployment. The Sooner State has managed to stay ahead of the national unemployment rate holding strong at 3.3%.

This is because we can thank Oklahoma for jobs in all things agriculture. But did you know that Oklahoma City is home to Sonic Drive-In Restaurants and Tulsa is home to PenWell? These Oklahoma cities and Oklahoma companies are working hard to keep Oklahomans happy and employed; thus able to afford to call this Midwest state home.

Are you surprised by this year’s results? Pull up a chair and put a smile on your face as we look at Oklahoma’s most affordable cities.

The 10 Most Affordable Places To Live In Oklahoma

  1. Anadarko
  2. Altus
  3. Chickasha
  4. Cushing
  5. Clinton
  6. Holdenville
  7. Blackwell
  8. Noble
  9. Tecumseh
  10. Alva

It’s simple economics, folks. When you choose to live in one of Oklahoma’s most affordable places, you are choosing to live where your Oklahoma dollar will go the furthest. And that, Oklahomans, makes perfect sense.

What’s the most affordable place to live in Oklahoma for 2022? Drum roll… the number one most affordable place to live in Oklahoma is Anadarko based on the most recent Census data.

To see how your city compared, take a look at the list below. And if you don’t find your favorite there, head on down to the bottom.

And if you already knew these places were cheap, check out some more reading about Oklahoma and the cheapest places in the country:

The 10 Cheapest Places To Live In Oklahoma For 2022

Coming in as the cheapest place in Oklahoma is Anadarko, a small city about 50 miles southwest of Oklahoma City

Native Americans make up a plurality and almost a majority in Anadarko, which has been aptly nicknamed the “Indian Capital of the Nation.” So definitely make it a point to visit the free American Indian Hall of Fame while you’re here. Unfortunately, unemployment is quite high in Anadarko, so you may want to have a job lined up before you can really take advantage of the city’s affordability. The median income in Anadarko is $42,892 and the median home price is $64,800.

Overall SnackAbility

1
/10

Population: 6,600
Rank Last Year: 1 (No Change)
Home Price To Income Ratio: 1.5x (most affordable)
Income To Rent Ratio: 71.0x (74th cheapest)
More On Anadarko: Real Estate | Crime Rate | Cost Of Living

Anadarko, OK

Altus is a city and county seat in Jackson County, Oklahoma, United States. The population was 19,813 at the 2010 census, a loss of 7.7 percent compared to 21,454 at the 2000 census.

Overall SnackAbility

5
/10

Population: 18,533
Rank Last Year: 16 (Up 14)
Home Price To Income Ratio: 1.9x (5th most affordable)
Income To Rent Ratio: 65.6x (2cheapest)
More On Altus: Real Estate | Crime Rate | Cost Of Living

Altus, OK

Located about 40 miles south of Oklahoma City, Chickasha ranks as Oklahoma’s third cheapest place to call home.

Don’t let Chickasha’s affordability lead you to believe it skimps on quality — the unemployment rate of 2.79% is much lower than the statewide average, and residents earn a median household income of $48,796.

The cost of living in Chickasha is about 18% cheaper than the national average, but in terms of housing, things are almost half as expensive here. The median price of rent is only $735, and if you decide to move here long-term, the median home price is just $92,800.

Art abounds in Chickasha, and you don’t have to pay a dime to see most of it — murals dot the downtown area. Chickasha is also well known for hosting the annual Festival of Light, a month-plus long event that’s one of the premier winter shindigs in the country.

Overall SnackAbility

4
/10

Population: 16,326
Rank Last Year: 9 (Up 6)
Home Price To Income Ratio: 1.9x (7th most affordable)
Income To Rent Ratio: 66.4x (9th cheapest)
More On Chickasha: Real Estate | Crime Rate | Cost Of Living

Chickasha, OK

Located between Oklahoma City and Tulsa, Cushing rounds out our list of cheapest places to live in Oklahoma. Cushing has the 11th cheapest homes and the 11th best home price to income ratio in the state. Homes go for $85,900 and the median income in Cushing is $42,783. Cushing is also known as the “Pipeline Crossroads of the World” due to its economy’s strong reliance on the oil industry.

Overall SnackAbility

3
/10

Population: 7,759
Rank Last Year: 3 (Down 1)
Home Price To Income Ratio: 2.0x (11th most affordable)
Income To Rent Ratio: 64.6x (38th cheapest)
More On Cushing: Real Estate | Crime Rate | Cost Of Living

Cushing, OK

Clinton is a city in Custer and Washita counties in the U.S. state of Oklahoma. The population was 9,556 at the 2015 census.

Overall SnackAbility

6
/10

Population: 9,117
Rank Last Year: 25 (Up 20)
Home Price To Income Ratio: 2.0x (10th most affordable)
Income To Rent Ratio: 65.2x (7th cheapest)
More On Clinton: Real Estate | Crime Rate | Cost Of Living

Clinton, OK

If you’re looking for the cheapest homes in Oklahoma, look no further than Holdenville. Homes in Holdenville go for a median price of $56,100, and with residents earning a median income of $32,141, the city has the third best home price to income ratio in all of OK. Not to mention that the median rent in Holdenville, $559/month, is the lowest you’re going to see on this list. If you stick to cheap activities like swimming and fishing at Holdenville City Lake, there’ll be plenty of money left in your wallet at the end of every week.

Holdenville is located about 75 miles southeast of Oklahoma City.

Overall SnackAbility

3
/10

Population: 5,662
Rank Last Year: 2 (Down 4)
Home Price To Income Ratio: 1.7x (3rd most affordable)
Income To Rent Ratio: 57.5x (55th cheapest)
More On Holdenville: Real Estate | Crime Rate | Cost Of Living

Holdenville, OK

Located about an hour south of Wichita, Kansas, Blackwell ranks as the seventh least expensive city in Oklahoma. Blackwell’s economy centers around agriculture and fossil fuels, so if you have the relevant experience, scoring a job here should be a piece of cake.

You’ll have no trouble believing you’re in one of the cheapest states in America when it comes time to start paying your mortgage in Blackwell. The city has the best home price to income ratio in Oklahoma by a wide margin, thanks to Blackwell residents earning a median income of $42,407 and paying a measly $66,600 for homes.

Overall SnackAbility

4
/10

Population: 6,634
Rank Last Year: 6 (Down 1)
Home Price To Income Ratio: 1.6x (2nd most affordable)
Income To Rent Ratio: 56.5x (73rd cheapest)
More On Blackwell: Real Estate | Crime Rate | Cost Of Living

Blackwell, OK

Noble’s population has been steadily growing in recent years, and it’s not hard to see why. It’s safe, has excellent schools, and a great job market. Oh, and it’s the eighth most affordable city in Oklahoma of course! For all these top-notch amenities, Noble’s housing is a bit pricier than elsewhere on this list.

On the flip side, Noble residents are also paid better, with a median income of $82,843, so paying $150,100 for a home is no biggie. In fact, it’s one of the easiest places to pay off the mortgage statewide. And while a median rent of $955 may look intimidating compared to other places on this list, it’s still firmly below the Oklahoma average.

Overall SnackAbility

8
/10

Population: 6,956
Rank Last Year: 4 (Down 4)
Home Price To Income Ratio: 1.8x (4th most affordable)
Income To Rent Ratio: 86.7x (16th cheapest)
More On Noble: Real Estate | Crime Rate | Cost Of Living

Noble, OK

Tecumseh is a city in Pottawatomie County, Oklahoma, United States. The population was 6,457 at the 2010 census, a 5.9 percent increase from 6,098 at the 2000 census. It was named for the noted Shawnee chief, Tecumseh, and was designated as the county seat at Oklahoma’s statehood. A county-wide election moved the seat to Shawnee in 1930.

Overall SnackAbility

5
/10

Population: 6,721
Rank Last Year: 14 (Up 5)
Home Price To Income Ratio: 1.9x (8th most affordable)
Income To Rent Ratio: 60.8x (29th cheapest)
More On Tecumseh: Real Estate | Crime Rate | Cost Of Living

Tecumseh, OK

Kicking off our list of the most affordable cities in Oklahoma is Alva, a small city located in the northwestern part of the state. Alva doesn’t have the cheapest home prices or lowest rent in the state, but thanks to a combination of good income and well below average housing costs, the city earns the #10 rank with ease.

On top of all that, Alva is home to Northwestern Oklahoma State University, where you can get your college degree for next to nothing. Alva’s also one of the safest places in Oklahoma, so don’t worry that you’re trading affordability for security. The median home price in Alva is $98,900 and the median income is $46,929, making Alva one of the easiest places to pay off the mortgage in Oklahoma. Add to that super-affordable rent and you’ve got all the makings of the tenth cheapest city in the state.

Overall SnackAbility

7
/10

Population: 5,046
Rank Last Year: 5 (Down 5)
Home Price To Income Ratio: 2.1x (18th most affordable)
Income To Rent Ratio: 64.2x (46th cheapest)
More On Alva: Real Estate | Crime Rate | Cost Of Living

Alva, OK

Cheapest Places To Live In Oklahoma FAQs

What county in Oklahoma has the lowest cost of living?

The county in Oklahoma with the lowest cost of living is Adair County. The average living wage in Adair County is $80,752 according to MIT data. Adair County has the lowest cost of living because it has relatively less expensive childcare and housing costs compared to Oklahoma as a whole. Childcare costs $12,035 a year in Adair County for two children compared to the Oklahoma average of $13,808. Housing costs, defined as a blend of the average rent and average mortgage payment, are $8,736 per year in Adair County compared to $10,068 on average in Oklahoma.

What is the cost of living in Oklahoma?

The cost of living in Oklahoma is 6.1% lower than the US average. According to MIT, the required living wage for a family of four with two working parents in Oklahoma is $84,290 vs the national average for a family of four with two working parents of $89,744. The median income of a Oklahoma household is $53,840.

What is the cheapest housing market in Oklahoma?

The cheapest housing market in Oklahoma is Holdenville. The average home value in Holdenville is $56,100, the lowest in the state. The average home value in Oklahoma is $142,400, almost 2.5 times higher than Holdenville.

Methodology: How We Determined The Most Affordable Places To Live In The Sooner State For 2022

Map Of The Cheapest Places To Live In Oklahoma
The two most important things to think about when it comes to being able to afford if you can live comes down to:

  1. How much do money do I make?
  2. How much do I have spend to live there?

You need to understand your costs in the context of how much money you make.

For example, if the median household earns $100,000 and spends $40,000 on housing it’s actually cheaper to live there than a place with a median income of $50,000 and housing costs of $21,000. You might spend more on housing, but you have more money overall to play with.

With that example in mind, we derived several statistics from the latest Census American Community Survey 2016-2020 around incomes and costs. They are:

  • Median Home Price / Median Income (lower is better)
  • Median Income / Median Rent (Higher is better)
  • Median Home Price

We added simply median home price because high home prices generally correlate with higher expenses for all costs related to homes (heating, electricity, etc).

You can then compare these metrics in each of the places in Oklahoma to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” by taking the average rank of each of these metrics for each city.

So we used that cost of living index in order to rank all of the 74 places in Oklahoma that have more than 5,000 people.

The place with the lowest cost of living in Oklahoma according to the data is Anadarko. You can download the data here.

Summary: There You Have It Mr. Or Mrs. Oklahoma Cheapskate

If you’re looking at the cost of living numbers in Oklahoma, this is an accurate list of the most affordable places to live in Oklahoma for 2022.

Here’s a look at the most expensive cities in Oklahoma according to the data:

  1. Stillwater
  2. Elk City
  3. Tahlequah

For more Oklahoma reading, check out:

The Most Affordable Places To Live In Oklahoma

Rank City CheapScore Population Home/Income Ratio Income/Rent Ratio
1 Anadarko 6.0 6,600 1.5x 71.0x
2 Altus 14.33 18,533 1.9x 65.6x
3 Chickasha 15.0 16,326 1.9x 66.4x
4 Cushing 16.0 7,759 2.0x 64.6x
5 Clinton 18.33 9,117 2.0x 65.2x
6 Holdenville 19.0 5,662 1.7x 57.5x
7 Blackwell 20.33 6,634 1.6x 56.5x
8 Noble 21.0 6,956 1.8x 86.7x
9 Tecumseh 21.33 6,721 1.9x 60.8x
10 Alva 21.33 5,046 2.1x 64.2x
11 Sulphur 23.67 5,023 2.1x 63.5x
12 Yukon 24.67 27,557 2.0x 74.8x
13 Seminole 25.33 7,155 1.9x 52.0x
14 Catoosa 25.5 7,930 2.0x 64.0x
15 Pauls Valley 25.67 6,128 2.2x 59.5x
16 Enid 25.67 50,116 2.2x 64.0x
17 Duncan 26.17 22,529 2.3x 71.6x
18 Ponca City 28.67 23,940 2.3x 63.1x
19 Del City 29.0 21,762 2.0x 52.6x
20 Bartlesville 30.33 36,495 2.4x 72.7x
21 Tuttle 30.33 7,348 2.2x 116.1x
22 Henryetta 30.33 5,586 2.1x 51.4x
23 Miami 31.0 13,176 2.1x 52.5x
24 Mcalester 31.0 18,042 2.2x 58.5x
25 Glenpool 32.0 13,836 2.0x 62.1x
26 Lone Grove 32.33 5,105 2.4x 75.3x
27 Mustang 34.33 22,228 2.3x 70.8x
28 Broken Arrow 34.33 108,875 2.3x 69.5x
29 Sapulpa 34.67 21,170 2.3x 63.6x
30 Okmulgee 34.67 11,768 2.2x 49.0x
31 Warr Acres 34.67 10,169 2.4x 63.8x
32 Lawton 35.0 93,535 2.3x 58.9x
33 Choctaw 35.0 12,467 2.4x 75.8x
34 Vinita 35.33 5,367 2.3x 53.0x
35 Sand Springs 35.67 19,912 2.4x 68.7x
36 Guymon 36.33 11,381 2.4x 62.8x
37 Moore 36.33 61,683 2.2x 63.8x
38 Blanchard 37.33 8,362 2.5x 98.5x
39 Idabel 38.0 6,872 2.5x 53.0x
40 Coweta 38.0 9,803 2.6x 68.8x
41 Pryor Creek 38.67 9,417 2.5x 58.8x
42 Newcastle 39.0 10,425 2.5x 109.4x
43 Wagoner 39.17 9,061 2.6x 59.9x
44 Harrah 39.67 6,480 2.6x 72.3x
45 Midwest City 40.5 57,392 2.4x 58.8x
46 Hugo 41.33 5,114 2.6x 49.2x
47 Muskogee 42.67 37,337 2.6x 56.0x
48 Ada 42.83 17,399 2.7x 58.8x
49 The Village 43.33 9,500 2.1x 53.0x
50 Purcell 43.67 6,508 2.8x 67.2x
51 Ardmore 44.0 24,834 2.6x 57.0x
52 Woodward 45.67 12,213 2.7x 61.6x
53 Collinsville 46.0 7,140 2.4x 60.7x
54 Shawnee 46.67 31,361 2.8x 58.2x
55 Bixby 47.0 27,315 2.9x 79.1x
56 Jenks 47.33 22,933 2.6x 68.6x
57 Bethany 47.33 19,292 2.5x 55.2x
58 Poteau 47.67 8,866 2.8x 56.3x
59 Piedmont 47.67 8,155 3.0x 82.8x
60 El Reno 48.0 19,539 2.7x 55.7x
61 Guthrie 48.33 11,296 2.7x 58.9x
62 Edmond 49.0 93,101 3.0x 77.1x
63 Owasso 50.33 36,395 2.7x 63.8x
64 Oklahoma City 50.33 649,821 2.9x 63.9x
65 Weatherford 51.67 11,908 4.0x 70.4x
66 Norman 52.0 124,086 3.2x 65.9x
67 Tulsa 52.67 402,441 2.9x 59.0x
68 Sallisaw 54.33 8,536 3.2x 49.7x
69 Claremore 55.67 18,875 2.9x 54.8x
70 Durant 57.83 18,516 3.0x 51.3x
71 Grove 58.33 7,060 4.1x 61.6x
72 Tahlequah 59.67 16,684 3.8x 54.9x
73 Elk City 61.33 11,544 3.7x 56.4x
74 Stillwater 71.33 50,183 5.3x 42.3x

How Is The Area In ?

Editor’s Note: We updated this article for 2022. This is our ninth time ranking the cheapest places to live in Oklahoma.

About Chris Kolmar

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.