What is the cost of living in Havre, MT?
According to the most recent data on the cost of living, Havre has an overall cost of living index of 99, which is 1.0x lower than the national index of 100.
Compared to Montana, Havre has a cost of living index that's 1.0x lower than Montana's index of 102.
The standard of living in Havre ranks as #5 most affordable out of the 26 places we measured in Montana. By definition, that implies Havre ranks as the #21 most expensive place in the Treasure State.
For more reading on life in Havre, check out:
Havre Cost Of Living Vs. Montana
Six factors go into calculating the cost of living index in Havre. Here is how it fares on each of the criteria:
The Services index in Havre is 105.
The Groceries index in Havre is 102.
The Health index in Havre is 89.
The Housing index in Havre is 103.
The Transportation index in Havre is 106.
The Utilities index in Havre is 102.
| Living Expense | Havre | Montana | National Average |
|---|---|---|---|
| Overall | 99 | 102 | 100 |
| Services | 105 | 104 | 100 |
| Groceries | 102 | 103 | 100 |
| Health | 89 | 101 | 100 |
| Housing | 103 | 99 | 100 |
| Transportation | 106 | 105 | 100 |
| Utilities | 102 | 100 | 100 |
Havre Cost Of Living Compared To Montana Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Montana, check out:
Protect your home budget Compare home warranties in Havre Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Havre, MT Housing Cost Breakdown
Housing swings affordability the most between places in Montana, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Havre is $232,554.
The Median Rent in Havre is $844.
The Median Income in Havre is $50,329.
The Home Value To Income in Havre is 4.6x.
The Rent To Monthly Income in Havre is 0.2x.
