What is the cost of living in White Rock, NM?
According to the most recent data on the cost of living, White Rock has an overall cost of living index of 120, which is 1.2x higher than the national index of 100.
Compared to New Mexico, White Rock has a cost of living index that's 1.3x higher than New Mexico's index of 93.
The standard of living in White Rock ranks as #42 most affordable out of the 45 places we measured in New Mexico. By definition, that implies White Rock ranks as the #3 most expensive place in the Land of Enchantment.
For more reading on life in White Rock, check out:
White Rock Cost Of Living Vs. New Mexico
Six factors go into calculating the cost of living index in White Rock. Here is how it fares on each of the criteria:
The Services index in White Rock is 97.
The Groceries index in White Rock is 96.
The Health index in White Rock is 173.
The Housing index in White Rock is 96.
The Transportation index in White Rock is 100.
The Utilities index in White Rock is 101.
| Living Expense | White Rock | New Mexico | National Average |
|---|---|---|---|
| Overall | 120 | 93 | 100 |
| Services | 97 | 98 | 100 |
| Groceries | 96 | 96 | 100 |
| Health | 173 | 86 | 100 |
| Housing | 96 | 99 | 100 |
| Transportation | 100 | 95 | 100 |
| Utilities | 101 | 94 | 100 |
White Rock Cost Of Living Compared To New Mexico Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around New Mexico, check out:
Protect your home budget Compare home warranties in White Rock Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
White Rock, NM Housing Cost Breakdown
Housing swings affordability the most between places in New Mexico, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in White Rock is $639,245.
The Median Rent in White Rock is -.
The Median Income in White Rock is $156,639.
The Home Value To Income in White Rock is 4.1x.
The Rent To Monthly Income in White Rock is nanx.
| Statistic | White Rock | New Mexico | United States |
|---|---|---|---|
| Median Home Value | $639,245 | $316,750 | $332,700 |
| Median Rent | - | $1,067 | $1,413 |
| Median Income | $156,639 | $64,059 | $80,734 |
| Home Value To Income | 4.1x | 4.9x | 4.1x |
| Rent To Monthly Income | nanx | 0.2x | 0.21x |
White Rock, NM Costs By Category
Detailed White Rock Services costs vs. New Mexico
| Item | White Rock | New Mexico |
|---|---|---|
| Shampoo | $1.15 | $1.28 |
| Movie | $12.54 | $12.13 |
| Bowling | $20.89 | $18 |
| Haircut | $31.9 | $24.26 |
| Beauty Salon | $50.83 | $45.56 |
Detailed White Rock Groceries costs vs. New Mexico
| Item | White Rock | New Mexico |
|---|---|---|
| Ground Beef | $5.11 | $5.84 |
| Fried Chicken | $1.32 | $1.57 |
| Milk | $4.63 | $4.67 |
| Potatoes | $4.18 | $4.93 |
| Pizza | $13.42 | $12.09 |
| Beer | $11.07 | $10.41 |
| Toothpaste | $3.62 | $3.7 |
Detailed White Rock Health costs vs. New Mexico
| Item | White Rock | New Mexico |
|---|---|---|
| Optometrist | $136.89 | $125.68 |
| Doctor | $134.17 | $135.78 |
| Dentist | $111.42 | $113.29 |
Detailed White Rock Transportation costs vs. New Mexico
| Item | White Rock | New Mexico |
|---|---|---|
| Gasoline | $3.5 | $3.46 |
| Tire Balancing | $43.87 | $59.92 |
Detailed White Rock Utilities costs vs. New Mexico
| Item | White Rock | New Mexico |
|---|---|---|
| All Electricity | $191.24 | $193.99 |
| Phone | $190.51 | $192.25 |
White Rock SnackAbility
Cost Of Living In Cities Around White Rock
The cost of living varies in the cities and towns around White Rock. Here's a quick look at the cost of living in the most populous nearby places:
Rio Rancho, NM has a cost of living index of 100, 0.8x White Rock.
Santa Fe, NM has a cost of living index of 113, 0.9x White Rock.
Los Alamos, NM has a cost of living index of 116, 1.0x White Rock.
| City | Population | Cost Of Living | Vs. White Rock |
|---|---|---|---|
| Rio Rancho, NM | 108,515 | 100 | 0.8x |
| Santa Fe, NM | 89,019 | 113 | 0.9x |
| Los Alamos, NM | 13,317 | 116 | 1.0x |
| North Valley, NM | 10,455 | 99 | 0.8x |
| Bernalillo, NM | 9,086 | 96 | 0.8x |
| Edgewood, NM | 6,124 | 103 | 0.9x |
| Eldorado at Santa Fe, NM | 5,619 | 131 | 1.1x |
