What is the cost of living in Gardnerville, NV?
According to the most recent data on the cost of living, Gardnerville has an overall cost of living index of 118, which is 1.2x higher than the national index of 100.
Compared to Nevada, Gardnerville has a cost of living index that's 1.1x higher than Nevada's index of 105.
The standard of living in Gardnerville ranks as #20 most affordable out of the 33 places we measured in Nevada. By definition, that implies Gardnerville ranks as the #13 most expensive place in the Silver State.
For more reading on life in Gardnerville, check out:
Gardnerville Cost Of Living Vs. Nevada
Six factors go into calculating the cost of living index in Gardnerville. Here is how it fares on each of the criteria:
The Services index in Gardnerville is 103.
The Groceries index in Gardnerville is 105.
The Health index in Gardnerville is 156.
The Housing index in Gardnerville is 104.
The Transportation index in Gardnerville is 109.
The Utilities index in Gardnerville is 101.
| Living Expense | Gardnerville | Nevada | National Average |
|---|---|---|---|
| Overall | 118 | 105 | 100 |
| Services | 103 | 103 | 100 |
| Groceries | 105 | 102 | 100 |
| Health | 156 | 101 | 100 |
| Housing | 104 | 102 | 100 |
| Transportation | 109 | 109 | 100 |
| Utilities | 101 | 103 | 100 |
Gardnerville Cost Of Living Compared To Nevada Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Nevada, check out:
Protect your home budget Compare home warranties in Gardnerville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Gardnerville, NV Housing Cost Breakdown
Housing swings affordability the most between places in Nevada, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Gardnerville is $606,750.
The Median Rent in Gardnerville is $1,241.
The Median Income in Gardnerville is $62,267.
The Home Value To Income in Gardnerville is 9.7x.
The Rent To Monthly Income in Gardnerville is 0.24x.
| Statistic | Gardnerville | Nevada | United States |
|---|---|---|---|
| Median Home Value | $606,750 | $446,864 | $332,700 |
| Median Rent | $1,241 | $1,597 | $1,413 |
| Median Income | $62,267 | $78,260 | $80,734 |
| Home Value To Income | 9.7x | 5.7x | 4.1x |
| Rent To Monthly Income | 0.24x | 0.24x | 0.21x |
Gardnerville, NV Costs By Category
Detailed Gardnerville Services costs vs. Nevada
| Item | Gardnerville | Nevada |
|---|---|---|
| Shampoo | $1.37 | $1.28 |
| Movie | $11.0 | $12.13 |
| Bowling | $21.95 | $18 |
| Haircut | $25.78 | $24.26 |
| Beauty Salon | $42.67 | $45.56 |
Detailed Gardnerville Groceries costs vs. Nevada
| Item | Gardnerville | Nevada |
|---|---|---|
| Ground Beef | $5.87 | $5.84 |
| Fried Chicken | $1.87 | $1.57 |
| Milk | $4.6 | $4.67 |
| Potatoes | $4.57 | $4.93 |
| Pizza | $12.67 | $12.09 |
| Beer | $9.41 | $10.41 |
| Toothpaste | $3.72 | $3.7 |
Detailed Gardnerville Health costs vs. Nevada
| Item | Gardnerville | Nevada |
|---|---|---|
| Optometrist | $115.11 | $125.68 |
| Doctor | $129.11 | $135.78 |
| Dentist | $118.11 | $113.29 |
Detailed Gardnerville Transportation costs vs. Nevada
| Item | Gardnerville | Nevada |
|---|---|---|
| Gasoline | $4.4 | $3.46 |
| Tire Balancing | $66.55 | $59.92 |
Detailed Gardnerville Utilities costs vs. Nevada
| Item | Gardnerville | Nevada |
|---|---|---|
| All Electricity | $171.07 | $193.99 |
| Phone | $185.8 | $192.25 |
Gardnerville SnackAbility
Cost Of Living In Cities Around Gardnerville
The cost of living varies in the cities and towns around Gardnerville. Here's a quick look at the cost of living in the most populous nearby places:
South Lake Tahoe, CA has a cost of living index of 130, 1.1x Gardnerville.
Alpine, CA has a cost of living index of 172, 1.5x Gardnerville.
Gardnerville Ranchos, NV has a cost of living index of 122, 1.0x Gardnerville.
| City | Population | Cost Of Living | Vs. Gardnerville |
|---|---|---|---|
| South Lake Tahoe, CA | 21,269 | 130 | 1.1x |
| Alpine, CA | 15,180 | 172 | 1.5x |
| Gardnerville Ranchos, NV | 12,114 | 122 | 1.0x |
| Johnson Lane, NV | 6,467 | 141 | 1.2x |
| Indian Hills, NV | 5,527 | 124 | 1.1x |








