Miami, OK Cost Of Living Report: Home Prices, Incomes, and Items

What is the cost of living in Miami, OK?

According to the most recent data on the cost of living, Miami has an overall cost of living index of 83, which is 0.8x lower than the national index of 100.

Compared to Oklahoma, Miami has a cost of living index that's 0.9x lower than Oklahoma's index of 88.

The standard of living in Miami ranks as #9 most affordable out of the 74 places we measured in Oklahoma. By definition, that implies Miami ranks as the #65 most expensive place in the Sooner State.

For more reading on life in Miami, check out:

Miami Cost Of Living Vs. Oklahoma

Six factors go into calculating the cost of living index in Miami. Here is how it fares on each of the criteria:

The Services index in Miami is 95.
The Groceries index in Miami is 94.
The Health index in Miami is 54.
The Housing index in Miami is 100.
The Transportation index in Miami is 92.
The Utilities index in Miami is 93.

Living Expense	Miami	Oklahoma	National Average
Overall	83	88	100
Services	95	96	100
Groceries	94	95	100
Health	54	69	100
Housing	100	98	100
Transportation	92	96	100
Utilities	93	92	100

Miami Cost Of Living Compared To Oklahoma Averages

Services

Miami 95

Oklahoma avg 96

Groceries

Miami 94

Oklahoma avg 95

Health

Miami 54

Oklahoma avg 69

Housing

Miami 100

Oklahoma avg 98

Transportation

Miami 92

Oklahoma avg 96

Utilities

Miami 93

Oklahoma avg 92

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Oklahoma, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Miami, OK Housing Cost Breakdown

$126,482Median Home Value

$835Median Rent

$46,410Median Income

Housing swings affordability the most between places in Oklahoma, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

The Median Home Value in Miami is $126,482.
The Median Rent in Miami is $835.
The Median Income in Miami is $46,410.
The Home Value To Income in Miami is 2.7x.
The Rent To Monthly Income in Miami is 0.22x.

Statistic	Miami	Oklahoma	United States
Median Home Value	$126,482	$220,467	$332,700
Median Rent	$835	$1,014	$1,413
Median Income	$46,410	$65,039	$80,734
Home Value To Income	2.7x	3.4x	4.1x
Rent To Monthly Income	0.22x	0.19x	0.21x

Miami, OK Costs By Category

Detailed Miami Services costs vs. Oklahoma

Item	Miami	Oklahoma
Shampoo	$1.04	$1.28
Movie	$13.01	$12.13
Bowling	$10.0	$18
Haircut	$21.83	$24.26
Beauty Salon	$40.0	$45.56

Detailed Miami Groceries costs vs. Oklahoma

Item	Miami	Oklahoma
Ground Beef	$5.78	$5.84
Fried Chicken	$1.38	$1.57
Milk	$4.48	$4.67
Potatoes	$4.78	$4.93
Pizza	$10.46	$12.09
Beer	$9.4	$10.41
Toothpaste	$3.77	$3.7

Detailed Miami Health costs vs. Oklahoma

Item	Miami	Oklahoma
Optometrist	$98.94	$125.68
Doctor	$140.26	$135.78
Dentist	$93.33	$113.29

Detailed Miami Transportation costs vs. Oklahoma

Item	Miami	Oklahoma
Gasoline	$3.11	$3.46
Tire Balancing	$59.12	$59.92

Detailed Miami Utilities costs vs. Oklahoma

Item	Miami	Oklahoma
All Electricity	$218.93	$193.99
Phone	$196.63	$192.25

Miami SnackAbility

5Overall SnackAbility

Jobs 6/10

Housing 4/10

Affordability 8/10

Diversity 9/10

Safety 4/10

Amenities 8/10

Education 5/10

Commute 9.5/10

Cost Of Living In Cities Around Miami

The cost of living varies in the cities and towns around Miami. Here's a quick look at the cost of living in the most populous nearby places:

Joplin, MO has a cost of living index of 87, 1.0x Miami.
Centerton, AR has a cost of living index of 100, 1.2x Miami.
Carthage, MO has a cost of living index of 85, 1.0x Miami.

City	Population	Cost Of Living	Vs. Miami
Joplin, MO	52,593	87	1.0x
Centerton, AR	21,920	100	1.2x
Carthage, MO	15,574	85	1.0x
Neosho, MO	13,224	86	1.0x
Pryor Creek, OK	9,569	87	1.0x
Carl Junction, MO	8,339	95	1.1x
Grove, OK	7,176	91	1.1x