What is the cost of living in Ponca City, OK?
According to the most recent data on the cost of living, Ponca City has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.
Compared to Oklahoma, Ponca City has a cost of living index that's 1.0x lower than Oklahoma's index of 88.
The standard of living in Ponca City ranks as #20 most affordable out of the 74 places we measured in Oklahoma. By definition, that implies Ponca City ranks as the #54 most expensive place in the Sooner State.
For more reading on life in Ponca City, check out:
Ponca City Cost Of Living Vs. Oklahoma
Six factors go into calculating the cost of living index in Ponca City. Here is how it fares on each of the criteria:
The Services index in Ponca City is 97.
The Groceries index in Ponca City is 94.
The Health index in Ponca City is 60.
The Housing index in Ponca City is 97.
The Transportation index in Ponca City is 97.
The Utilities index in Ponca City is 90.
| Living Expense | Ponca City | Oklahoma | National Average |
|---|---|---|---|
| Overall | 85 | 88 | 100 |
| Services | 97 | 96 | 100 |
| Groceries | 94 | 95 | 100 |
| Health | 60 | 69 | 100 |
| Housing | 97 | 98 | 100 |
| Transportation | 97 | 96 | 100 |
| Utilities | 90 | 92 | 100 |
Ponca City Cost Of Living Compared To Oklahoma Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Oklahoma, check out:
Protect your home budget Compare home warranties in Ponca City Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ponca City, OK Housing Cost Breakdown
Housing swings affordability the most between places in Oklahoma, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ponca City is $133,082.
The Median Rent in Ponca City is $850.
The Median Income in Ponca City is $55,941.
The Home Value To Income in Ponca City is 2.4x.
The Rent To Monthly Income in Ponca City is 0.18x.
| Statistic | Ponca City | Oklahoma | United States |
|---|---|---|---|
| Median Home Value | $133,082 | $220,467 | $332,700 |
| Median Rent | $850 | $1,014 | $1,413 |
| Median Income | $55,941 | $65,039 | $80,734 |
| Home Value To Income | 2.4x | 3.4x | 4.1x |
| Rent To Monthly Income | 0.18x | 0.19x | 0.21x |
Ponca City, OK Costs By Category
Detailed Ponca City Services costs vs. Oklahoma
| Item | Ponca City | Oklahoma |
|---|---|---|
| Shampoo | $1.19 | $1.28 |
| Movie | $9.39 | $12.13 |
| Bowling | $12.0 | $18 |
| Haircut | $17.33 | $24.26 |
| Beauty Salon | $49.53 | $45.56 |
Detailed Ponca City Groceries costs vs. Oklahoma
| Item | Ponca City | Oklahoma |
|---|---|---|
| Ground Beef | $5.07 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.53 | $4.67 |
| Potatoes | $4.99 | $4.93 |
| Pizza | $11.32 | $12.09 |
| Beer | $9.83 | $10.41 |
| Toothpaste | $3.63 | $3.7 |
Detailed Ponca City Health costs vs. Oklahoma
| Item | Ponca City | Oklahoma |
|---|---|---|
| Optometrist | $119.0 | $125.68 |
| Doctor | $137.83 | $135.78 |
| Dentist | $127.37 | $113.29 |
Detailed Ponca City Transportation costs vs. Oklahoma
| Item | Ponca City | Oklahoma |
|---|---|---|
| Gasoline | $3.25 | $3.46 |
| Tire Balancing | $64.7 | $59.92 |
Detailed Ponca City Utilities costs vs. Oklahoma
| Item | Ponca City | Oklahoma |
|---|---|---|
| All Electricity | $181.99 | $193.99 |
| Phone | $193.46 | $192.25 |
