Cost of living in Stillwater research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Stillwater is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Oklahoma, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Stillwater is 96, with 100 being the average.
The cost of living index in Stillwater is 1.0x lower than the national average.
Stillwater ranks as the #68 cheapest in Oklahoma out of 75.
Stillwater ranks as the #2,104 cheapest out of 6,489 in the US.
The median home value in Stillwater is $257,830.
The median income in Stillwater is $42,015.
According to the most recent data on the cost of living, Stillwater has an overall cost of living index of 96, which is 1.0x lower than the national index of 100.
Compared to Oklahoma, Stillwater has a cost of living index that's 1.1x higher than Oklahoma's index of 87.
The standard of living in Stillwater ranks as #68 most affordable out of the 75 places we measured in Oklahoma. By definition, that implies Stillwater ranks as the #7 most expensive place in the Sooner State.
For more reading on life in Stillwater, check out:
Six factors go into calculating the cost of living index in Stillwater. Here is how it fairs on each of the criteria:
The Services index in Stillwater is 95.
The Groceries index in Stillwater is 93.
The Health index in Stillwater is 90.
The Housing index in Stillwater is 94.
The Transportation index in Stillwater is 95.
The Utilities index in Stillwater is 96.
| Living Expense | Stillwater | Oklahoma | National Average | |
|---|---|---|---|---|
| Overall | 96 | 87 | 100 | |
| Services | 95 | 90 | 100 | |
| Groceries | 93 | 96 | 100 | |
| Health | 90 | 94 | 100 | |
| Housing | 94 | 70 | 100 | |
| Transportation | 95 | 93 | 100 | |
| Utilities | 96 | 98 | 100 | |
Housing swings affordability the most between places in Oklahoma, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Stillwater is $257,830.
The Median Rent in Stillwater is $944.
The Median Income in Stillwater is $42,015.
The Home Value To Income in Stillwater is 6.1x.
The Rent To Monthly Income in Stillwater is 0.27x.
| Statistic | Stillwater | Oklahoma | United States |
|---|---|---|---|
| Median Home Value | $257,830 | $216,291 | $303,400 |
| Median Rent | $944 | $980 | $1,348 |
| Median Income | $42,015 | $63,603 | $78,538 |
| Home Value To Income | 6.1x | 3.4x | 3.9x |
| Rent To Monthly Income | 0.27x | 0.18x | 0.21x |
| Item | Stillwater | Oklahoma |
|---|---|---|
| Shampoo | $1.35 | $1.28 |
| Movie | $11.39 | $12.13 |
| Bowling | $12.54 | $18 |
| Haircut | $18.7 | $24.26 |
| Beauty Salon | $33.25 | $45.56 |
| Item | Stillwater | Oklahoma |
|---|---|---|
| Ground Beef | $6.1 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.51 | $4.67 |
| Potatoes | $5.31 | $4.93 |
| Pizza | $12.79 | $12.09 |
| Beer | $9.86 | $10.41 |
| Toothpaste | $3.48 | $3.7 |
| Item | Stillwater | Oklahoma |
|---|---|---|
| Optometrist | $150.54 | $125.68 |
| Doctor | $125.86 | $135.78 |
| Dentist | $102.28 | $113.29 |
| Item | Stillwater | Oklahoma |
|---|---|---|
| Gasoline | $3.09 | $3.46 |
| Tire Balancing | $62.19 | $59.92 |
| Item | Stillwater | Oklahoma |
|---|---|---|
| All Electricity | $185.04 | $193.99 |
| Phone | $195.54 | $192.25 |
The cost of living varies in the cities and towns around Stillwater. Here's a quick look at the cost of living in the most populous nearby places:
Edmond, OK has a cost of living index of 107, 1.1x Stillwater.
Enid, OK has a cost of living index of 90, 0.9x Stillwater.
Choctaw, OK has a cost of living index of 95, 1.0x Stillwater.
| City | Population | Cost Of Living | Vs. Stillwater |
|---|---|---|---|
| Edmond, OK | 95,618 | 107 | 1.1x |
| Enid, OK | 50,821 | 90 | 0.9x |
| Choctaw, OK | 12,208 | 95 | 1.0x |
| Guthrie, OK | 11,021 | 88 | 0.9x |
| Cushing, OK | 8,336 | 83 | 0.9x |
| Piedmont, OK | 7,978 | 104 | 1.1x |
| Harrah, OK | 6,377 | 91 | 0.9x |
| Blackwell, OK | 6,091 | 78 | 0.8x |