What is the cost of living in Bend, OR?
According to the most recent data on the cost of living, Bend has an overall cost of living index of 132, which is 1.3x higher than the national index of 100.
Compared to Oregon, Bend has a cost of living index that's 1.2x higher than Oregon's index of 109.
The standard of living in Bend ranks as #79 most affordable out of the 100 places we measured in Oregon. By definition, that implies Bend ranks as the #21 most expensive place in the Beaver State.
For more reading on life in Bend, check out:
Bend Cost Of Living Vs. Oregon
Six factors go into calculating the cost of living index in Bend. Here is how it fares on each of the criteria:
The Services index in Bend is 107.
The Groceries index in Bend is 105.
The Health index in Bend is 200.
The Housing index in Bend is 108.
The Transportation index in Bend is 103.
The Utilities index in Bend is 110.
| Living Expense | Bend | Oregon | National Average |
|---|---|---|---|
| Overall | 132 | 109 | 100 |
| Services | 107 | 104 | 100 |
| Groceries | 105 | 106 | 100 |
| Health | 200 | 125 | 100 |
| Housing | 108 | 104 | 100 |
| Transportation | 103 | 106 | 100 |
| Utilities | 110 | 105 | 100 |
Bend Cost Of Living Compared To Oregon Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Oregon, check out:
Protect your home budget Compare home warranties in Bend Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Bend, OR Housing Cost Breakdown
Housing swings affordability the most between places in Oregon, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Bend is $732,649.
The Median Rent in Bend is $1,883.
The Median Income in Bend is $96,394.
The Home Value To Income in Bend is 7.6x.
The Rent To Monthly Income in Bend is 0.23x.
Bend, OR Costs By Category
Detailed Bend Services costs vs. Oregon
Detailed Bend Groceries costs vs. Oregon
Detailed Bend Health costs vs. Oregon
Detailed Bend Transportation costs vs. Oregon
Bend SnackAbility
Cost Of Living In Cities Around Bend
The cost of living varies in the cities and towns around Bend. Here's a quick look at the cost of living in the most populous nearby places:
Redmond, OR has a cost of living index of 117, 0.9x Bend.
Prineville, OR has a cost of living index of 106, 0.8x Bend.
Madras, OR has a cost of living index of 102, 0.8x Bend.
| City | Population | Cost Of Living | Vs. Bend |
|---|---|---|---|
| Redmond, OR | 36,092 | 117 | 0.9x |
| Prineville, OR | 11,470 | 106 | 0.8x |
| Madras, OR | 7,676 | 102 | 0.8x |
| Deschutes River Woods, OR | 5,797 | 127 | 1.0x |
