What is the cost of living in Central Point, OR?
According to the most recent data on the cost of living, Central Point has an overall cost of living index of 118, which is 1.2x higher than the national index of 100.
Compared to Oregon, Central Point has a cost of living index that's 1.1x higher than Oregon's index of 109.
The standard of living in Central Point ranks as #49 most affordable out of the 100 places we measured in Oregon. By definition, that implies Central Point ranks as the #51 most expensive place in the Beaver State.
For more reading on life in Central Point, check out:
Central Point Cost Of Living Vs. Oregon
Six factors go into calculating the cost of living index in Central Point. Here is how it fares on each of the criteria:
The Services index in Central Point is 109.
The Groceries index in Central Point is 106.
The Health index in Central Point is 144.
The Housing index in Central Point is 102.
The Transportation index in Central Point is 109.
The Utilities index in Central Point is 108.
| Living Expense | Central Point | Oregon | National Average |
|---|---|---|---|
| Overall | 118 | 109 | 100 |
| Services | 109 | 104 | 100 |
| Groceries | 106 | 106 | 100 |
| Health | 144 | 125 | 100 |
| Housing | 102 | 104 | 100 |
| Transportation | 109 | 106 | 100 |
| Utilities | 108 | 105 | 100 |
Central Point Cost Of Living Compared To Oregon Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Oregon, check out:
Protect your home budget Compare home warranties in Central Point Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Central Point, OR Housing Cost Breakdown
Housing swings affordability the most between places in Oregon, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Central Point is $418,192.
The Median Rent in Central Point is $1,364.
The Median Income in Central Point is $86,058.
The Home Value To Income in Central Point is 4.9x.
The Rent To Monthly Income in Central Point is 0.19x.
| Statistic | Central Point | Oregon | United States |
|---|---|---|---|
| Median Home Value | $418,192 | $499,003 | $332,700 |
| Median Rent | $1,364 | $1,525 | $1,413 |
| Median Income | $86,058 | $83,011 | $80,734 |
| Home Value To Income | 4.9x | 6.0x | 4.1x |
| Rent To Monthly Income | 0.19x | 0.22x | 0.21x |
Central Point, OR Costs By Category
Detailed Central Point Services costs vs. Oregon
| Item | Central Point | Oregon |
|---|---|---|
| Shampoo | $1.52 | $1.28 |
| Movie | $11.07 | $12.13 |
| Bowling | $19.22 | $18 |
| Haircut | $27.36 | $24.26 |
| Beauty Salon | $43.93 | $45.56 |
Detailed Central Point Groceries costs vs. Oregon
| Item | Central Point | Oregon |
|---|---|---|
| Ground Beef | $5.6 | $5.84 |
| Fried Chicken | $2.03 | $1.57 |
| Milk | $4.82 | $4.67 |
| Potatoes | $4.42 | $4.93 |
| Pizza | $12.91 | $12.09 |
| Beer | $12.06 | $10.41 |
| Toothpaste | $3.77 | $3.7 |
Detailed Central Point Health costs vs. Oregon
| Item | Central Point | Oregon |
|---|---|---|
| Optometrist | $128.83 | $125.68 |
| Doctor | $133.8 | $135.78 |
| Dentist | $129.67 | $113.29 |
Detailed Central Point Transportation costs vs. Oregon
| Item | Central Point | Oregon |
|---|---|---|
| Gasoline | $4.01 | $3.46 |
| Tire Balancing | $50.89 | $59.92 |
Detailed Central Point Utilities costs vs. Oregon
| Item | Central Point | Oregon |
|---|---|---|
| All Electricity | $184.23 | $193.99 |
| Phone | $184.96 | $192.25 |
Central Point SnackAbility
Cost Of Living In Cities Around Central Point
The cost of living varies in the cities and towns around Central Point. Here's a quick look at the cost of living in the most populous nearby places:
Medford, OR has a cost of living index of 119, 1.0x Central Point.
Grants Pass, OR has a cost of living index of 113, 1.0x Central Point.
Ashland, OR has a cost of living index of 141, 1.2x Central Point.
| City | Population | Cost Of Living | Vs. Central Point |
|---|---|---|---|
| Medford, OR | 86,315 | 119 | 1.0x |
| Grants Pass, OR | 39,311 | 113 | 1.0x |
| Ashland, OR | 21,259 | 141 | 1.2x |
| Eagle Point, OR | 9,839 | 119 | 1.0x |
| Yreka, CA | 7,820 | 104 | 0.9x |
| Talent, OR | 6,254 | 114 | 1.0x |
