What is the cost of living in Fort Mill, SC?
According to the most recent data on the cost of living, Fort Mill has an overall cost of living index of 116, which is 1.2x higher than the national index of 100.
Compared to South Carolina, Fort Mill has a cost of living index that's 1.3x higher than South Carolina's index of 92.
The standard of living in Fort Mill ranks as #87 most affordable out of the 98 places we measured in South Carolina. By definition, that implies Fort Mill ranks as the #11 most expensive place in the Palmetto State.
For more reading on life in Fort Mill, check out:
Fort Mill Cost Of Living Vs. South Carolina
Six factors go into calculating the cost of living index in Fort Mill. Here is how it fares on each of the criteria:
The Services index in Fort Mill is 97.
The Groceries index in Fort Mill is 99.
The Health index in Fort Mill is 155.
The Housing index in Fort Mill is 99.
The Transportation index in Fort Mill is 103.
The Utilities index in Fort Mill is 101.
| Living Expense | Fort Mill | South Carolina | National Average |
|---|---|---|---|
| Overall | 116 | 92 | 100 |
| Services | 97 | 97 | 100 |
| Groceries | 99 | 96 | 100 |
| Health | 155 | 82 | 100 |
| Housing | 99 | 101 | 100 |
| Transportation | 103 | 101 | 100 |
| Utilities | 101 | 97 | 100 |
Fort Mill Cost Of Living Compared To South Carolina Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around South Carolina, check out:
- Most Expensive Cities In South Carolina
- Most Affordable Cities In South Carolina
- Average Rent In South Carolina
Source: Cost-of-living index 2026, normalized to US average = 100
Fort Mill, SC Housing Cost Breakdown
Housing swings affordability the most between places in South Carolina, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Fort Mill is $527,208.
The Median Rent in Fort Mill is $1,503.
The Median Income in Fort Mill is $121,823.
The Home Value To Income in Fort Mill is 4.3x.
The Rent To Monthly Income in Fort Mill is 0.15x.
| Statistic | Fort Mill | South Carolina | United States |
|---|---|---|---|
| Median Home Value | $527,208 | $304,083 | $332,700 |
| Median Rent | $1,503 | $1,180 | $1,413 |
| Median Income | $121,823 | $69,324 | $80,734 |
| Home Value To Income | 4.3x | 4.4x | 4.1x |
| Rent To Monthly Income | 0.15x | 0.2x | 0.21x |
Fort Mill, SC Costs By Category
Detailed Fort Mill Services costs vs. South Carolina
| Item | Fort Mill | South Carolina |
|---|---|---|
| Shampoo | $1.27 | $1.28 |
| Movie | $13.55 | $12.13 |
| Bowling | $21.67 | $18 |
| Haircut | $18.25 | $24.26 |
| Beauty Salon | $59.75 | $45.56 |
Detailed Fort Mill Groceries costs vs. South Carolina
| Item | Fort Mill | South Carolina |
|---|---|---|
| Ground Beef | $6.27 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.61 | $4.67 |
| Potatoes | $4.98 | $4.93 |
| Pizza | $10.96 | $12.09 |
| Beer | $10.47 | $10.41 |
| Toothpaste | $3.81 | $3.7 |
Detailed Fort Mill Health costs vs. South Carolina
| Item | Fort Mill | South Carolina |
|---|---|---|
| Optometrist | $143.74 | $125.68 |
| Doctor | $148.29 | $135.78 |
| Dentist | $115.52 | $113.29 |
Detailed Fort Mill Transportation costs vs. South Carolina
| Item | Fort Mill | South Carolina |
|---|---|---|
| Gasoline | $3.29 | $3.46 |
| Tire Balancing | $53.32 | $59.92 |
Detailed Fort Mill Utilities costs vs. South Carolina
| Item | Fort Mill | South Carolina |
|---|---|---|
| All Electricity | $167.89 | $193.99 |
| Phone | $189.9 | $192.25 |
Fort Mill SnackAbility
Cost Of Living In Cities Around Fort Mill
The cost of living varies in the cities and towns around Fort Mill. Here's a quick look at the cost of living in the most populous nearby places:
Charlotte, NC has a cost of living index of 108, 0.9x Fort Mill.
Rock Hill, SC has a cost of living index of 99, 0.9x Fort Mill.
Indian Trail, NC has a cost of living index of 111, 1.0x Fort Mill.
| City | Population | Cost Of Living | Vs. Fort Mill |
|---|---|---|---|
| Charlotte, NC | 903,844 | 108 | 0.9x |
| Rock Hill, SC | 75,259 | 99 | 0.9x |
| Indian Trail, NC | 42,036 | 111 | 1.0x |
| Matthews, NC | 30,577 | 117 | 1.0x |
| Mint Hill, NC | 27,556 | 111 | 1.0x |
| Waxhaw, NC | 22,275 | 125 | 1.1x |
| Stallings, NC | 16,886 | 114 | 1.0x |
| Lake Wylie, SC | 16,006 | 121 | 1.0x |
| Weddington, NC | 13,805 | 146 | 1.3x |
| Tega Cay, SC | 13,615 | 131 | 1.1x |
