What is the cost of living in Rock Hill, SC?
According to the most recent data on the cost of living, Rock Hill has an overall cost of living index of 99, which is 1.0x lower than the national index of 100.
Compared to South Carolina, Rock Hill has a cost of living index that's 1.1x higher than South Carolina's index of 92.
The standard of living in Rock Hill ranks as #60 most affordable out of the 98 places we measured in South Carolina. By definition, that implies Rock Hill ranks as the #38 most expensive place in the Palmetto State.
For more reading on life in Rock Hill, check out:
Rock Hill Cost Of Living Vs. South Carolina
Six factors go into calculating the cost of living index in Rock Hill. Here is how it fares on each of the criteria:
The Services index in Rock Hill is 95.
The Groceries index in Rock Hill is 96.
The Health index in Rock Hill is 97.
The Housing index in Rock Hill is 100.
The Transportation index in Rock Hill is 104.
The Utilities index in Rock Hill is 98.
| Living Expense | Rock Hill | South Carolina | National Average |
|---|---|---|---|
| Overall | 99 | 92 | 100 |
| Services | 95 | 97 | 100 |
| Groceries | 96 | 96 | 100 |
| Health | 97 | 82 | 100 |
| Housing | 100 | 101 | 100 |
| Transportation | 104 | 101 | 100 |
| Utilities | 98 | 97 | 100 |
Rock Hill Cost Of Living Compared To South Carolina Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around South Carolina, check out:
- Most Expensive Cities In South Carolina
- Most Affordable Cities In South Carolina
- Average Rent In South Carolina
Source: Cost-of-living index 2026, normalized to US average = 100
Rock Hill, SC Housing Cost Breakdown
Housing swings affordability the most between places in South Carolina, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Rock Hill is $326,184.
The Median Rent in Rock Hill is $1,341.
The Median Income in Rock Hill is $68,771.
The Home Value To Income in Rock Hill is 4.7x.
The Rent To Monthly Income in Rock Hill is 0.23x.
| Statistic | Rock Hill | South Carolina | United States |
|---|---|---|---|
| Median Home Value | $326,184 | $304,083 | $332,700 |
| Median Rent | $1,341 | $1,180 | $1,413 |
| Median Income | $68,771 | $69,324 | $80,734 |
| Home Value To Income | 4.7x | 4.4x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.2x | 0.21x |
Rock Hill, SC Costs By Category
Detailed Rock Hill Services costs vs. South Carolina
| Item | Rock Hill | South Carolina |
|---|---|---|
| Shampoo | $1.27 | $1.28 |
| Movie | $13.55 | $12.13 |
| Bowling | $21.67 | $18 |
| Haircut | $18.25 | $24.26 |
| Beauty Salon | $59.75 | $45.56 |
Detailed Rock Hill Groceries costs vs. South Carolina
| Item | Rock Hill | South Carolina |
|---|---|---|
| Ground Beef | $6.27 | $5.84 |
| Fried Chicken | $1.39 | $1.57 |
| Milk | $4.61 | $4.67 |
| Potatoes | $4.98 | $4.93 |
| Pizza | $10.96 | $12.09 |
| Beer | $10.47 | $10.41 |
| Toothpaste | $3.81 | $3.7 |
Detailed Rock Hill Health costs vs. South Carolina
| Item | Rock Hill | South Carolina |
|---|---|---|
| Optometrist | $143.74 | $125.68 |
| Doctor | $148.29 | $135.78 |
| Dentist | $115.52 | $113.29 |
Detailed Rock Hill Transportation costs vs. South Carolina
| Item | Rock Hill | South Carolina |
|---|---|---|
| Gasoline | $3.29 | $3.46 |
| Tire Balancing | $53.32 | $59.92 |
Detailed Rock Hill Utilities costs vs. South Carolina
| Item | Rock Hill | South Carolina |
|---|---|---|
| All Electricity | $167.89 | $193.99 |
| Phone | $189.9 | $192.25 |
Rock Hill SnackAbility
Cost Of Living In Cities Around Rock Hill
The cost of living varies in the cities and towns around Rock Hill. Here's a quick look at the cost of living in the most populous nearby places:
Fort Mill, SC has a cost of living index of 116, 1.2x Rock Hill.
Waxhaw, NC has a cost of living index of 125, 1.3x Rock Hill.
Lake Wylie, SC has a cost of living index of 121, 1.2x Rock Hill.
| City | Population | Cost Of Living | Vs. Rock Hill |
|---|---|---|---|
| Fort Mill, SC | 30,775 | 116 | 1.2x |
| Waxhaw, NC | 22,275 | 125 | 1.3x |
| Lake Wylie, SC | 16,006 | 121 | 1.2x |
| Belmont, NC | 15,546 | 107 | 1.1x |
| Weddington, NC | 13,805 | 146 | 1.5x |
| Tega Cay, SC | 13,615 | 131 | 1.3x |
| Pineville, NC | 11,055 | 110 | 1.1x |
| Wesley Chapel, NC | 9,090 | 127 | 1.3x |
| Clover, SC | 7,234 | 97 | 1.0x |
| Marvin, NC | 6,692 | 183 | 1.8x |
