What is the cost of living in Atoka, TN?
According to the most recent data on the cost of living, Atoka has an overall cost of living index of 103, which is 1.0x higher than the national index of 100.
Compared to Tennessee, Atoka has a cost of living index that's 1.1x higher than Tennessee's index of 94.
The standard of living in Atoka ranks as #84 most affordable out of the 109 places we measured in Tennessee. By definition, that implies Atoka ranks as the #25 most expensive place in the Volunteer State.
For more reading on life in Atoka, check out:
Atoka Cost Of Living Vs. Tennessee
Six factors go into calculating the cost of living index in Atoka. Here is how it fares on each of the criteria:
The Services index in Atoka is 99.
The Groceries index in Atoka is 99.
The Health index in Atoka is 113.
The Housing index in Atoka is 98.
The Transportation index in Atoka is 96.
The Utilities index in Atoka is 96.
| Living Expense | Atoka | Tennessee | National Average |
|---|---|---|---|
| Overall | 103 | 94 | 100 |
| Services | 99 | 99 | 100 |
| Groceries | 99 | 96 | 100 |
| Health | 113 | 82 | 100 |
| Housing | 98 | 95 | 100 |
| Transportation | 96 | 99 | 100 |
| Utilities | 96 | 98 | 100 |
Atoka Cost Of Living Compared To Tennessee Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Tennessee, check out:
Protect your home budget Compare home warranties in Atoka Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Atoka, TN Housing Cost Breakdown
Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Atoka is $350,767.
The Median Rent in Atoka is $1,237.
The Median Income in Atoka is $89,663.
The Home Value To Income in Atoka is 3.9x.
The Rent To Monthly Income in Atoka is 0.17x.
Atoka, TN Costs By Category
Detailed Atoka Services costs vs. Tennessee
Detailed Atoka Groceries costs vs. Tennessee
Detailed Atoka Health costs vs. Tennessee
Detailed Atoka Transportation costs vs. Tennessee
Atoka SnackAbility
Cost Of Living In Cities Around Atoka
The cost of living varies in the cities and towns around Atoka. Here's a quick look at the cost of living in the most populous nearby places:
Bartlett, TN has a cost of living index of 102, 1.0x Atoka.
Arlington, TN has a cost of living index of 115, 1.1x Atoka.
Lakeland, TN has a cost of living index of 113, 1.1x Atoka.
| City | Population | Cost Of Living | Vs. Atoka |
|---|---|---|---|
| Bartlett, TN | 56,876 | 102 | 1.0x |
| Arlington, TN | 15,205 | 115 | 1.1x |
| Lakeland, TN | 14,192 | 113 | 1.1x |
| Millington, TN | 11,289 | 90 | 0.9x |
| Oakland, TN | 9,979 | 103 | 1.0x |
| Covington, TN | 8,587 | 90 | 0.9x |
| Munford, TN | 6,588 | 102 | 1.0x |
