Atoka, TN Cost Of Living

The latest cost of living statistics for Atoka. Includes statistics on rent, mortgages, healthcare, and other costs for Atoka compared to the state and national averages.

Cost of living in Atoka, Tennessee

Cost of living in Atoka research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Atoka is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Tennessee, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

103 Cost of living index 1.0x higher vs US
#84 Cheapest in Tennessee (of 109)
#2,859 Cheapest in the U.S. (of 6,489)
$350,767 Median home value
$1,237 Median rent
$89,663 Median income
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What is the cost of living in Atoka, TN?

According to the most recent data on the cost of living, Atoka has an overall cost of living index of 103, which is 1.0x higher than the national index of 100.

Compared to Tennessee, Atoka has a cost of living index that's 1.1x higher than Tennessee's index of 94.

The standard of living in Atoka ranks as #84 most affordable out of the 109 places we measured in Tennessee. By definition, that implies Atoka ranks as the #25 most expensive place in the Volunteer State.

For more reading on life in Atoka, check out:

Atoka Cost Of Living Vs. Tennessee

Six factors go into calculating the cost of living index in Atoka. Here is how it fares on each of the criteria:

  • The Services index in Atoka is 99.

  • The Groceries index in Atoka is 99.

  • The Health index in Atoka is 113.

  • The Housing index in Atoka is 98.

  • The Transportation index in Atoka is 96.

  • The Utilities index in Atoka is 96.

Living Expense Atoka Tennessee National Average
Overall 103 94 100
Services 99 99 100
Groceries 99 96 100
Health 113 82 100
Housing 98 95 100
Transportation 96 99 100
Utilities 96 98 100

Atoka Cost Of Living Compared To Tennessee Averages

Services
Atoka 99
Tennessee avg 99
Groceries
Atoka 99
Tennessee avg 96
Health
Atoka 113
Tennessee avg 82
Housing
Atoka 98
Tennessee avg 95
Transportation
Atoka 96
Tennessee avg 99
Utilities
Atoka 96
Tennessee avg 98

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Tennessee, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Atoka, TN Housing Cost Breakdown

$350,767Median Home Value
$1,237Median Rent
$89,663Median Income

Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Atoka is $350,767.

  • The Median Rent in Atoka is $1,237.

  • The Median Income in Atoka is $89,663.

  • The Home Value To Income in Atoka is 3.9x.

  • The Rent To Monthly Income in Atoka is 0.17x.

Statistic Atoka Tennessee United States
Median Home Value $350,767 $333,650 $332,700
Median Rent $1,237 $1,189 $1,413
Median Income $89,663 $69,595 $80,734
Home Value To Income 3.9x 4.8x 4.1x
Rent To Monthly Income 0.17x 0.21x 0.21x

Atoka, TN Costs By Category

Detailed Atoka Services costs vs. Tennessee
Item Atoka Tennessee
Shampoo $1.11 $1.28
Movie $11.99 $12.13
Bowling $13.75 $18
Haircut $26.94 $24.26
Beauty Salon $41.92 $45.56
Detailed Atoka Groceries costs vs. Tennessee
Item Atoka Tennessee
Ground Beef $6.1 $5.84
Fried Chicken $1.46 $1.57
Milk $4.71 $4.67
Potatoes $5.15 $4.93
Pizza $10.66 $12.09
Beer $9.95 $10.41
Toothpaste $3.62 $3.7
Detailed Atoka Health costs vs. Tennessee
Item Atoka Tennessee
Optometrist $77.39 $125.68
Doctor $124.94 $135.78
Dentist $91.51 $113.29
Detailed Atoka Transportation costs vs. Tennessee
Item Atoka Tennessee
Gasoline $3.14 $3.46
Tire Balancing $55.67 $59.92
Detailed Atoka Utilities costs vs. Tennessee
Item Atoka Tennessee
All Electricity $163.38 $193.99
Phone $192.72 $192.25

Atoka SnackAbility

8.5Overall SnackAbility
Jobs 8/10
Housing 8.5/10
Affordability 8.5/10
Diversity 6/10
Safety 8.5/10
Amenities 7/10
Education 8.5/10
Commute 3/10

Cost Of Living In Cities Around Atoka

The cost of living varies in the cities and towns around Atoka. Here's a quick look at the cost of living in the most populous nearby places:

  • Bartlett, TN has a cost of living index of 102, 1.0x Atoka.

  • Arlington, TN has a cost of living index of 115, 1.1x Atoka.

  • Lakeland, TN has a cost of living index of 113, 1.1x Atoka.

City Population Cost Of Living Vs. Atoka
Bartlett, TN 56,876 102 1.0x
Arlington, TN 15,205 115 1.1x
Lakeland, TN 14,192 113 1.1x
Millington, TN 11,289 90 0.9x
Oakland, TN 9,979 103 1.0x
Covington, TN 8,587 90 0.9x
Munford, TN 6,588 102 1.0x