What is the cost of living in Harriman, TN?
According to the most recent data on the cost of living, Harriman has an overall cost of living index of 85, which is 0.8x lower than the national index of 100.
Compared to Tennessee, Harriman has a cost of living index that's 0.9x lower than Tennessee's index of 94.
The standard of living in Harriman ranks as #8 most affordable out of the 109 places we measured in Tennessee. By definition, that implies Harriman ranks as the #101 most expensive place in the Volunteer State.
For more reading on life in Harriman, check out:
Harriman Cost Of Living Vs. Tennessee
Six factors go into calculating the cost of living index in Harriman. Here is how it fares on each of the criteria:
The Services index in Harriman is 93.
The Groceries index in Harriman is 99.
The Health index in Harriman is 58.
The Housing index in Harriman is 93.
The Transportation index in Harriman is 93.
The Utilities index in Harriman is 95.
| Living Expense | Harriman | Tennessee | National Average |
|---|---|---|---|
| Overall | 85 | 94 | 100 |
| Services | 93 | 99 | 100 |
| Groceries | 99 | 96 | 100 |
| Health | 58 | 82 | 100 |
| Housing | 93 | 95 | 100 |
| Transportation | 93 | 99 | 100 |
| Utilities | 95 | 98 | 100 |
Harriman Cost Of Living Compared To Tennessee Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Tennessee, check out:
Protect your home budget Compare home warranties in Harriman Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Harriman, TN Housing Cost Breakdown
Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Harriman is $239,088.
The Median Rent in Harriman is $763.
The Median Income in Harriman is $44,653.
The Home Value To Income in Harriman is 5.4x.
The Rent To Monthly Income in Harriman is 0.21x.
Harriman, TN Costs By Category
Detailed Harriman Services costs vs. Tennessee
Detailed Harriman Groceries costs vs. Tennessee
Detailed Harriman Health costs vs. Tennessee
Detailed Harriman Transportation costs vs. Tennessee
Harriman SnackAbility
Cost Of Living In Cities Around Harriman
The cost of living varies in the cities and towns around Harriman. Here's a quick look at the cost of living in the most populous nearby places:
Oak Ridge, TN has a cost of living index of 95, 1.1x Harriman.
Fairfield Glade, TN has a cost of living index of 100, 1.2x Harriman.
Kingston, TN has a cost of living index of 95, 1.1x Harriman.
| City | Population | Cost Of Living | Vs. Harriman |
|---|---|---|---|
| Oak Ridge, TN | 32,693 | 95 | 1.1x |
| Fairfield Glade, TN | 9,487 | 100 | 1.2x |
| Kingston, TN | 6,224 | 95 | 1.1x |
| Rockwood, TN | 5,566 | 85 | 1.0x |








