Jefferson City, TN Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Jefferson City, TN Summary

Cost of living in Jefferson City research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Jefferson City is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Tennessee, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Jefferson City is 87, with 100 being the average.

  • The cost of living index in Jefferson City is 0.9x lower than the national average.

  • Jefferson City ranks as the #33 cheapest in Tennessee out of 109.

  • Jefferson City ranks as the #777 cheapest out of 6,489 in the US.

  • The median home value in Jefferson City is $303,454.

  • The median income in Jefferson City is $53,819.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
87
Jefferson City's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Jefferson City, TN?

According to the most recent data on the cost of living, Jefferson City has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.

Compared to Tennessee, Jefferson City has a cost of living index that's 1.0x lower than Tennessee's index of 90.

The standard of living in Jefferson City ranks as #33 most affordable out of the 109 places we measured in Tennessee. By definition, that implies Jefferson City ranks as the #76 most expensive place in the Volunteer State.

For more reading on life in Jefferson City, check out:

33 out of 109
In Tennessee
777 out of 6,489
In America

Jefferson City Cost Of Living Vs. Tennessee

Six factors go into calculating the cost of living index in Jefferson City. Here is how it fairs on each of the criteria:

  • The Services index in Jefferson City is 94.

  • The Groceries index in Jefferson City is 96.

  • The Health index in Jefferson City is 88.

  • The Housing index in Jefferson City is 72.

  • The Transportation index in Jefferson City is 83.

  • The Utilities index in Jefferson City is 99.

Living Expense Jefferson City Tennessee National Average
Overall 87 90 100
Services 94 93 100
Groceries 96 99 100
Health 88 87 100
Housing 72 81 100
Transportation 83 89 100
Utilities 99 95 100
For more reading on cost of living around Tennessee, check out:
Jefferson City Cost of Living Vs. TN

Jefferson City, TN Housing Cost Breakdown

Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Jefferson City is $303,454.

  • The Median Rent in Jefferson City is $832.

  • The Median Income in Jefferson City is $53,819.

  • The Home Value To Income in Jefferson City is 5.6x.

  • The Rent To Monthly Income in Jefferson City is 0.19x.

Statistic Jefferson City Tennessee United States
Median Home Value $303,454 $330,598 $303,400
Median Rent $832 $1,122 $1,348
Median Income $53,819 $67,097 $78,538
Home Value To Income 5.6x 4.9x 3.9x
Rent To Monthly Income 0.19x 0.2x 0.21x
$303,454
Median Home Value
$832
Median Rent
$53,819
Median Income

Jefferson City, TN Costs By Category

Detailed Jefferson City Services Costs Vs. Tennessee

Item Jefferson City Tennessee
Shampoo $1.19 $1.28
Movie $14.09 $12.13
Bowling $19.33 $18
Haircut $23.91 $24.26
Beauty Salon $45.13 $45.56

Detailed Jefferson City Groceries Costs Vs. Tennessee

Item Jefferson City Tennessee
Ground Beef $6.2 $5.84
Fried Chicken $1.66 $1.57
Milk $4.67 $4.67
Potatoes $5.02 $4.93
Pizza $11.91 $12.09
Beer $9.97 $10.41
Toothpaste $3.58 $3.7

Detailed Jefferson City Health Costs Vs. Tennessee

Item Jefferson City Tennessee
Optometrist $87.33 $125.68
Doctor $108.51 $135.78
Dentist $96.95 $113.29

Detailed Jefferson City Transportation Costs Vs. Tennessee

Item Jefferson City Tennessee
Gasoline $3.08 $3.46
Tire Balancing $51.47 $59.92

Detailed Jefferson City Utilities Costs Vs. Tennessee

Item Jefferson City Tennessee
All Electricity $161.17 $193.99
Phone $192.18 $192.25

Jefferson City SnackAbility

5
/10
Overall SnackAbility
Jobs
5/10
Housing
5
Affordability
8
Diversity
7
Safety
7
Amenities
8
Education
5
Commute
9

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