What is the cost of living in Ripley, TN?
According to the most recent data on the cost of living, Ripley has an overall cost of living index of 84, which is 0.8x lower than the national index of 100.
Compared to Tennessee, Ripley has a cost of living index that's 0.9x lower than Tennessee's index of 94.
The standard of living in Ripley ranks as #4 most affordable out of the 109 places we measured in Tennessee. By definition, that implies Ripley ranks as the #105 most expensive place in the Volunteer State.
For more reading on life in Ripley, check out:
Ripley Cost Of Living Vs. Tennessee
Six factors go into calculating the cost of living index in Ripley. Here is how it fares on each of the criteria:
The Services index in Ripley is 99.
The Groceries index in Ripley is 98.
The Health index in Ripley is 56.
The Housing index in Ripley is 93.
The Transportation index in Ripley is 95.
The Utilities index in Ripley is 98.
| Living Expense | Ripley | Tennessee | National Average |
|---|---|---|---|
| Overall | 84 | 94 | 100 |
| Services | 99 | 99 | 100 |
| Groceries | 98 | 96 | 100 |
| Health | 56 | 82 | 100 |
| Housing | 93 | 95 | 100 |
| Transportation | 95 | 99 | 100 |
| Utilities | 98 | 98 | 100 |
Ripley Cost Of Living Compared To Tennessee Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Tennessee, check out:
Protect your home budget Compare home warranties in Ripley Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ripley, TN Housing Cost Breakdown
Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ripley is $140,000.
The Median Rent in Ripley is $800.
The Median Income in Ripley is $37,432.
The Home Value To Income in Ripley is 3.7x.
The Rent To Monthly Income in Ripley is 0.26x.
Ripley, TN Costs By Category
Detailed Ripley Services costs vs. Tennessee
Detailed Ripley Groceries costs vs. Tennessee
Detailed Ripley Health costs vs. Tennessee
Detailed Ripley Transportation costs vs. Tennessee
Ripley SnackAbility
Cost Of Living In Cities Around Ripley
The cost of living varies in the cities and towns around Ripley. Here's a quick look at the cost of living in the most populous nearby places:
Jackson, TN has a cost of living index of 92, 1.1x Ripley.
Bartlett, TN has a cost of living index of 102, 1.2x Ripley.
Collierville, TN has a cost of living index of 118, 1.4x Ripley.
| City | Population | Cost Of Living | Vs. Ripley |
|---|---|---|---|
| Jackson, TN | 68,435 | 92 | 1.1x |
| Bartlett, TN | 56,876 | 102 | 1.2x |
| Collierville, TN | 51,515 | 118 | 1.4x |
| Germantown, TN | 40,673 | 121 | 1.4x |
| Arlington, TN | 15,205 | 115 | 1.4x |
| Millington, TN | 11,289 | 90 | 1.1x |
| Atoka, TN | 10,385 | 103 | 1.2x |
| Oakland, TN | 9,979 | 103 | 1.2x |
| Brownsville, TN | 9,622 | 83 | 1.0x |
| Covington, TN | 8,587 | 90 | 1.1x |








