Ripley, TN Cost Of Living

The latest cost of living statistics for Ripley. Includes statistics on rent, mortgages, healthcare, and other costs for Ripley compared to the state and national averages.

Cost of living in Ripley, Tennessee

Cost of living in Ripley research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Ripley is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Tennessee, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

84 Cost of living index 0.8x lower vs US
#4 Cheapest in Tennessee (of 109)
#251 Cheapest in the U.S. (of 6,489)
$140,000 Median home value
$800 Median rent
$37,432 Median income
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What is the cost of living in Ripley, TN?

According to the most recent data on the cost of living, Ripley has an overall cost of living index of 84, which is 0.8x lower than the national index of 100.

Compared to Tennessee, Ripley has a cost of living index that's 0.9x lower than Tennessee's index of 94.

The standard of living in Ripley ranks as #4 most affordable out of the 109 places we measured in Tennessee. By definition, that implies Ripley ranks as the #105 most expensive place in the Volunteer State.

For more reading on life in Ripley, check out:

Ripley Cost Of Living Vs. Tennessee

Six factors go into calculating the cost of living index in Ripley. Here is how it fares on each of the criteria:

  • The Services index in Ripley is 99.

  • The Groceries index in Ripley is 98.

  • The Health index in Ripley is 56.

  • The Housing index in Ripley is 93.

  • The Transportation index in Ripley is 95.

  • The Utilities index in Ripley is 98.

Living Expense Ripley Tennessee National Average
Overall 84 94 100
Services 99 99 100
Groceries 98 96 100
Health 56 82 100
Housing 93 95 100
Transportation 95 99 100
Utilities 98 98 100

Ripley Cost Of Living Compared To Tennessee Averages

Services
Ripley 99
Tennessee avg 99
Groceries
Ripley 98
Tennessee avg 96
Health
Ripley 56
Tennessee avg 82
Housing
Ripley 93
Tennessee avg 95
Transportation
Ripley 95
Tennessee avg 99
Utilities
Ripley 98
Tennessee avg 98

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Tennessee, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Ripley, TN Housing Cost Breakdown

$140,000Median Home Value
$800Median Rent
$37,432Median Income

Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Ripley is $140,000.

  • The Median Rent in Ripley is $800.

  • The Median Income in Ripley is $37,432.

  • The Home Value To Income in Ripley is 3.7x.

  • The Rent To Monthly Income in Ripley is 0.26x.

Statistic Ripley Tennessee United States
Median Home Value $140,000 $333,650 $332,700
Median Rent $800 $1,189 $1,413
Median Income $37,432 $69,595 $80,734
Home Value To Income 3.7x 4.8x 4.1x
Rent To Monthly Income 0.26x 0.21x 0.21x

Ripley, TN Costs By Category

Detailed Ripley Services costs vs. Tennessee
Item Ripley Tennessee
Shampoo $1.08 $1.28
Movie $11.93 $12.13
Bowling $12.5 $18
Haircut $24.01 $24.26
Beauty Salon $33.55 $45.56
Detailed Ripley Groceries costs vs. Tennessee
Item Ripley Tennessee
Ground Beef $5.94 $5.84
Fried Chicken $1.67 $1.57
Milk $4.54 $4.67
Potatoes $5.03 $4.93
Pizza $12.0 $12.09
Beer $9.74 $10.41
Toothpaste $3.74 $3.7
Detailed Ripley Health costs vs. Tennessee
Item Ripley Tennessee
Optometrist $127.08 $125.68
Doctor $138.39 $135.78
Dentist $86.67 $113.29
Detailed Ripley Transportation costs vs. Tennessee
Item Ripley Tennessee
Gasoline $3.15 $3.46
Tire Balancing $50.5 $59.92
Detailed Ripley Utilities costs vs. Tennessee
Item Ripley Tennessee
All Electricity $148.29 $193.99
Phone $192.18 $192.25

Ripley SnackAbility

1Overall SnackAbility
Jobs 3/10
Housing 4/10
Affordability 6/10
Diversity 9/10
Safety 3/10
Amenities 7/10
Education 4/10
Commute 8/10

Cost Of Living In Cities Around Ripley

The cost of living varies in the cities and towns around Ripley. Here's a quick look at the cost of living in the most populous nearby places:

  • Jackson, TN has a cost of living index of 92, 1.1x Ripley.

  • Bartlett, TN has a cost of living index of 102, 1.2x Ripley.

  • Collierville, TN has a cost of living index of 118, 1.4x Ripley.

City Population Cost Of Living Vs. Ripley
Jackson, TN 68,435 92 1.1x
Bartlett, TN 56,876 102 1.2x
Collierville, TN 51,515 118 1.4x
Germantown, TN 40,673 121 1.4x
Arlington, TN 15,205 115 1.4x
Millington, TN 11,289 90 1.1x
Atoka, TN 10,385 103 1.2x
Oakland, TN 9,979 103 1.2x
Brownsville, TN 9,622 83 1.0x
Covington, TN 8,587 90 1.1x