What is the cost of living in Sweetwater, TN?
According to the most recent data on the cost of living, Sweetwater has an overall cost of living index of 87, which is 0.9x lower than the national index of 100.
Compared to Tennessee, Sweetwater has a cost of living index that's 0.9x lower than Tennessee's index of 94.
The standard of living in Sweetwater ranks as #15 most affordable out of the 109 places we measured in Tennessee. By definition, that implies Sweetwater ranks as the #94 most expensive place in the Volunteer State.
For more reading on life in Sweetwater, check out:
Sweetwater Cost Of Living Vs. Tennessee
Six factors go into calculating the cost of living index in Sweetwater. Here is how it fares on each of the criteria:
The Services index in Sweetwater is 97.
The Groceries index in Sweetwater is 97.
The Health index in Sweetwater is 61.
The Housing index in Sweetwater is 96.
The Transportation index in Sweetwater is 100.
The Utilities index in Sweetwater is 98.
| Living Expense | Sweetwater | Tennessee | National Average |
|---|---|---|---|
| Overall | 87 | 94 | 100 |
| Services | 97 | 99 | 100 |
| Groceries | 97 | 96 | 100 |
| Health | 61 | 82 | 100 |
| Housing | 96 | 95 | 100 |
| Transportation | 100 | 99 | 100 |
| Utilities | 98 | 98 | 100 |
Sweetwater Cost Of Living Compared To Tennessee Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Tennessee, check out:
Protect your home budget Compare home warranties in Sweetwater Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Sweetwater, TN Housing Cost Breakdown
Housing swings affordability the most between places in Tennessee, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Sweetwater is $256,822.
The Median Rent in Sweetwater is $619.
The Median Income in Sweetwater is $45,451.
The Home Value To Income in Sweetwater is 5.7x.
The Rent To Monthly Income in Sweetwater is 0.16x.
| Statistic | Sweetwater | Tennessee | United States |
|---|---|---|---|
| Median Home Value | $256,822 | $333,650 | $332,700 |
| Median Rent | $619 | $1,189 | $1,413 |
| Median Income | $45,451 | $69,595 | $80,734 |
| Home Value To Income | 5.7x | 4.8x | 4.1x |
| Rent To Monthly Income | 0.16x | 0.21x | 0.21x |
Sweetwater, TN Costs By Category
Detailed Sweetwater Services costs vs. Tennessee
| Item | Sweetwater | Tennessee |
|---|---|---|
| Shampoo | $1.23 | $1.28 |
| Movie | $12.31 | $12.13 |
| Bowling | $21.6 | $18 |
| Haircut | $17.07 | $24.26 |
| Beauty Salon | $42.0 | $45.56 |
Detailed Sweetwater Groceries costs vs. Tennessee
| Item | Sweetwater | Tennessee |
|---|---|---|
| Ground Beef | $5.73 | $5.84 |
| Fried Chicken | $1.42 | $1.57 |
| Milk | $4.67 | $4.67 |
| Potatoes | $5.03 | $4.93 |
| Pizza | $11.42 | $12.09 |
| Beer | $10.06 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Sweetwater Health costs vs. Tennessee
| Item | Sweetwater | Tennessee |
|---|---|---|
| Optometrist | $92.0 | $125.68 |
| Doctor | $112.0 | $135.78 |
| Dentist | $92.27 | $113.29 |
Detailed Sweetwater Transportation costs vs. Tennessee
| Item | Sweetwater | Tennessee |
|---|---|---|
| Gasoline | $3.11 | $3.46 |
| Tire Balancing | $52.8 | $59.92 |
Detailed Sweetwater Utilities costs vs. Tennessee
| Item | Sweetwater | Tennessee |
|---|---|---|
| All Electricity | $173.24 | $193.99 |
| Phone | $192.18 | $192.25 |
Sweetwater SnackAbility
Cost Of Living In Cities Around Sweetwater
The cost of living varies in the cities and towns around Sweetwater. Here's a quick look at the cost of living in the most populous nearby places:
Spring, TX has a cost of living index of 103, 1.2x Sweetwater.
Oak Ridge, TN has a cost of living index of 95, 1.1x Sweetwater.
Farragut, TN has a cost of living index of 123, 1.4x Sweetwater.
| City | Population | Cost Of Living | Vs. Sweetwater |
|---|---|---|---|
| Spring, TX | 68,580 | 103 | 1.2x |
| Oak Ridge, TN | 32,693 | 95 | 1.1x |
| Farragut, TN | 24,634 | 123 | 1.4x |
| Seymour, TN | 16,216 | 96 | 1.1x |
| Athens, TN | 14,471 | 94 | 1.1x |
| Soddy-Daisy, TN | 13,231 | 95 | 1.1x |
| Middle Valley, TN | 12,187 | 97 | 1.1x |
| Fairfield Glade, TN | 9,487 | 100 | 1.1x |
| South Cleveland, TN | 7,452 | 92 | 1.1x |
| Kingston, TN | 6,224 | 95 | 1.1x |








