What is the cost of living in Ephraim, UT?
According to the most recent data on the cost of living, Ephraim has an overall cost of living index of 107, which is 1.1x higher than the national index of 100.
Compared to Utah, Ephraim has a cost of living index that's 1.0x higher than Utah's index of 106.
The standard of living in Ephraim ranks as #14 most affordable out of the 93 places we measured in Utah. By definition, that implies Ephraim ranks as the #79 most expensive place in the Beehive State.
For more reading on life in Ephraim, check out:
Ephraim Cost Of Living Vs. Utah
Six factors go into calculating the cost of living index in Ephraim. Here is how it fares on each of the criteria:
The Services index in Ephraim is 102.
The Groceries index in Ephraim is 100.
The Health index in Ephraim is 120.
The Housing index in Ephraim is 101.
The Transportation index in Ephraim is 99.
The Utilities index in Ephraim is 102.
| Living Expense | Ephraim | Utah | National Average |
|---|---|---|---|
| Overall | 107 | 106 | 100 |
| Services | 102 | 100 | 100 |
| Groceries | 100 | 101 | 100 |
| Health | 120 | 111 | 100 |
| Housing | 101 | 103 | 100 |
| Transportation | 99 | 103 | 100 |
| Utilities | 102 | 103 | 100 |
Ephraim Cost Of Living Compared To Utah Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Utah, check out:
Protect your home budget Compare home warranties in Ephraim Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ephraim, UT Housing Cost Breakdown
Housing swings affordability the most between places in Utah, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ephraim is $465,611.
The Median Rent in Ephraim is $928.
The Median Income in Ephraim is $66,541.
The Home Value To Income in Ephraim is 7.0x.
The Rent To Monthly Income in Ephraim is 0.17x.
Ephraim, UT Costs By Category
Detailed Ephraim Services costs vs. Utah
Detailed Ephraim Groceries costs vs. Utah
Detailed Ephraim Health costs vs. Utah
Detailed Ephraim Transportation costs vs. Utah
Ephraim SnackAbility
Cost Of Living In Cities Around Ephraim
The cost of living varies in the cities and towns around Ephraim. Here's a quick look at the cost of living in the most populous nearby places:
Payson, UT has a cost of living index of 113, 1.1x Ephraim.
Santaquin, UT has a cost of living index of 113, 1.1x Ephraim.
Salem, UT has a cost of living index of 122, 1.1x Ephraim.
| City | Population | Cost Of Living | Vs. Ephraim |
|---|---|---|---|
| Payson, UT | 23,039 | 113 | 1.1x |
| Santaquin, UT | 16,436 | 113 | 1.1x |
| Salem, UT | 10,324 | 122 | 1.1x |
| Price, UT | 8,248 | 95 | 0.9x |
| Richfield, UT | 8,224 | 99 | 0.9x |
| Nephi, UT | 6,885 | 110 | 1.0x |
