The 10 Cheapest Places To Live In Utah For 2022


We used data and science to determine which places in Utah go easy on your wallet.

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We know it’s hard to believe, but there’s more to Utah than the Rocky Mountains in Park City, the red rocks in Moab, and the Great Salt Lake.

Actually, there’s the need and want for affordable living; and surprisingly, Utah has just that.

We’re pretty sure there isn’t a bad place to call home in this western state; but there are some places that are super expensive. To help the untrained eye, HomeSnacks thought that we’d create the ultimate guide to navigate Utah’s most affordable place for 2022. How did we determine the most affordable place in Utah? We took a look at the US Census and the cost of living data for the Beehive State. We were especially interested in home and rental prices. We also looked at safety, education, and amenities in cities with more than 5,000 residents.

Keep in mind, just because these places in Utah are affordable, doesn’t mean they’re not nice, unsafe, and/or not fit for families. It’s actually quite the opposite. Heck, kids are expensive, so when you choose one of Utah’s affordable places to live, you are choosing to save money on your cost of living. This will, in turn, allow you more money to spend on the fun, family oriented ‘Utah’ things to do and see. Like, catching a powder day in Alta or scoring tickets to Logan’s Pioneer Days.

So, want to know what’s the latest buzz on the most affordable places to live in the Beehive State? Take a look below.

It’s simple economics, folks. When you choose to live in one of Utah’s most affordable places, you’re choosing to live where your Utah dollar will go the furthest; and that, friends, makes perfect sense.

So, what’s the most affordable place to live in Utah for 2022? The most affordable place in Utah is Hyrum.

To see how your city compared, take a look at the list below or head to the bottom.

And if you already knew these places were cheap, check out some more reading about Utah and the cheapest places in the country:

The 10 Cheapest Places To Live In Utah For 2022

When it comes to getting a good deal, there’s nowhere better in Utah than Hyrum. With a median home price of $221,900 and a median income of $66,902, Hyrum has the 11th best home price to income ratio in the state. On top of that, Hyrum residents pay the ninth smallest proportion of their income on rent statewide. In other words, it doesn’t really matter if you’re buying or renting in Hyrum; the city’s affordability stands out. And if you’re looking for cheap things to do in Hyrum, definitely hit up Hyrum Lake State Park for a picnic or some top-notch fishing.

Hyrum is located 45 minutes north of Ogden.

Overall SnackAbility

7
/10

Population: 8,415
Rank Last Year: 4 (Up 3)
Home Price To Income Ratio: 3.3x (11th most affordable)
Income To Rent Ratio: 86.3x (25th cheapest)
More On Hyrum: Real Estate | Cost Of Living

Hyrum, UT

If you’re looking to move to the Ogden area on a budget, look no further than Washington Terrace, the second most affordable place to call home in Utah.

The overall cost of living in Washington Terrace is 12% lower than the statewide average, but housing costs are even cheaper than that. Washington Terrace has the 11th least expensive homes in the state, with a median price of $216,700.

With a high median household income of $65,204, everything is just that much more affordable here. If you want to test the waters in Washington Terrace, the median price of rent is $863.

Being so close to Ogden means you have all the big-city amenities without the cost. Some nearby things are even free, like hiking up the Waterfall Canyon Trail, which ends with spectacular views of the valley and a 200-foot waterfall.

Overall SnackAbility

6
/10

Population: 9,181
Rank Last Year: 1 (Down 1)
Home Price To Income Ratio: 3.3x (12th most affordable)
Income To Rent Ratio: 75.6x (84th cheapest)
More On Washington Terrace: Real Estate | Cost Of Living

Washington Terrace, UT

Source: Wikipedia

Brigham City is a city in Box Elder County, Utah, United States. The population was 17,899 at the 2010 census. It is the county seat of Box Elder County. It lies on the western slope of the Wellsville Mountains, a branch of the Wasatch Range at the western terminus of Box Elder Canyon. Brigham City saw most of its growth during the 1950s and 1960s, but has seen a struggling economy and stagnating growth since then. It is near the headquarters of ATK Thiokol, the company that created the solid rocket boosters for the Space Shuttle.

Overall SnackAbility

8
/10

Population: 19,336
Rank Last Year: 11 (Up 8)
Home Price To Income Ratio: 3.4x (2most affordable)
Income To Rent Ratio: 75.4x (6cheapest)
More On Brigham City: Real Estate | Crime Rate | Cost Of Living

Brigham City, UT

Source: Public domain

A suburb of Ogden, Sunset ranks as the fourth cheapest place to live in Utah for 2022. Renting in Sunset will cost you about $962/month, nearly half the average rent in Utah. But that’s not what lands Sunset so high up on this list. At $181,800, Sunset has the fourth cheapest homes for sale in the state. And, even more importantly, residents of Sunset pay the smallest percentage of their income on their mortgage, so there’s plenty of money leftover for weekend trips to Ogden.

Overall SnackAbility

7
/10

Population: 5,309
Rank Last Year: 2 (Down 2)
Home Price To Income Ratio: 2.9x (most affordable)
Income To Rent Ratio: 66.2x (69th cheapest)
More On Sunset: Real Estate | Crime Rate | Cost Of Living

Sunset, UT

Coming in as Utah’s fifth least expensive place is Smithfield, a city of 11,670 situated just north of Logan. What’s great about Smithfield is that its median household income of $73,788 is on level with the rest of the state, but housing costs a lot less.

Plus, there’s plenty for a nature-lover to do for free or cheap, like taking a scenic drive through Logan Canyon Drive or getting even closer to nature on the Wind Cave hike. That’s just the start of all the great outdoor recreation activities available in the Smithfield area.

Unemployment in Smithfield is 3.22%, and both income and property values have gone up by over 5% in the last year, indicating a positive outlook for the future. Homes in Smithfield sell for a median price of $250,300, and rent is 10% cheaper than the statewide average.

A high quality of life with a low cost of living: that’s what you get in Smithfield.

Overall SnackAbility

7
/10

Population: 11,670
Rank Last Year: 10 (Up 5)
Home Price To Income Ratio: 3.4x (15th most affordable)
Income To Rent Ratio: 79.9x (50th cheapest)
More On Smithfield: Real Estate | Cost Of Living

Smithfield, UT

Tremonton is a city in Box Elder County, Utah, United States. The population was 7,647 at the 2010 census.

Overall SnackAbility

6
/10

Population: 8,890
Rank Last Year: 18 (Up 12)
Home Price To Income Ratio: 3.5x (29th most affordable)
Income To Rent Ratio: 79.2x (28th cheapest)
More On Tremonton: Real Estate | Crime Rate | Cost Of Living

Tremonton, UT

Roosevelt ranks as the seventh cheapest place to live in Utah thanks to its combination of low home prices and high wages. A home in Roosevelt will set you back about $57,659, which, on a median income of $57,659, is no sweat. Roosevelt’s major industries are oil and agriculture, so if you have experience in either field, you should have an easy time finding a job here. And when summer rolls around, don’t miss the annual Uintah Basin in Celebration, a week-long festival complete with concerts and parades.

Overall SnackAbility

6
/10

Population: 7,077
Rank Last Year: 3 (Down 4)
Home Price To Income Ratio: 3.4x (22nd most affordable)
Income To Rent Ratio: 73.9x (88th cheapest)
More On Roosevelt: Real Estate | Crime Rate | Cost Of Living

Roosevelt, UT

Vernal, the county seat and largest city in Uintah County is in northeastern Utah, United States, about 175 miles east of Salt Lake City and 20 miles west of the Colorado border. As of the 2010 census, the city population was 9,089. The population has since grown to 10,844 as of the 2014 population estimate.

Overall SnackAbility

5
/10

Population: 10,449
Rank Last Year: 16 (Up 8)
Home Price To Income Ratio: 3.4x (18th most affordable)
Income To Rent Ratio: 67.9x (85th cheapest)
More On Vernal: Real Estate | Crime Rate | Cost Of Living

Vernal, UT

Located 50 miles north of Salt Lake City off of Route 15 in northern Utah is Perry – the #9 most affordable place to live in Utah for 2022. The city has many affordable things to do including four parks and hiking trails that lead up into Cache National Forest. Not to mention the Bear River Migratory Bird Refuge.

When it comes to cost of living, it’s hard to beat Perry. The overall cost of living is lower than the state average and housing prices are about as low as you’ll find in Utah. Perry has the 35th cheapest homes and 15th cheapest rent anywhere in utah. The median home price in Perry is $286,500, while you can find a place to rent for just $864.

Overall SnackAbility

6
/10

Population: 5,090
Rank Last Year:
Home Price To Income Ratio: 3.5x (24th most affordable)
Income To Rent Ratio: 95.4x (cheapest)
More On Perry: Real Estate

North Ogden is a suburban city of 19,930 with a winning combination of a rock-solid economy and affordable living. The unemployment rate in North Ogden is a crazy low 2.9%, and the median household income of $87,755 is well over the statewide average.

So when we say that the cost of living in North Ogden is on par with the rest of the state and country, take that with a grain of salt. With higher incomes, the same cost of living is much cheaper, after all.

Additionally, North Ogden’s crime rate is about half the national average, so you won’t be sacrificing security for affordability here.

North Ogden also offers easy access to awesome stuff like the George S. Eccles Dinosaur Park, and there’s always something to do with all the seasonal events.

Overall SnackAbility

9
/10

Population: 19,930
Rank Last Year: 9 (Down 1)
Home Price To Income Ratio: 3.4x (17th most affordable)
Income To Rent Ratio: 90.5x (44th cheapest)
More On North Ogden: Real Estate | Crime Rate | Cost Of Living

North Ogden, UT

Source: Wikipedia

Cheapest Places To Live In Utah FAQs

What county in Utah has the lowest cost of living?

The county in Utah with the lowest cost of living is Piute County. The average living wage in Piute County is $74,325 according to MIT data. Piute County has the lowest cost of living because it has relatively less expensive childcare and housing costs compared to Utah as a whole. Childcare costs $9,149 a year in Piute County for two children compared to the Utah average of $14,686. Housing costs, defined as a blend of the average rent and average mortgage payment, are $8,808 per year in Piute County compared to $12,484 on average in Utah.

What is the cost of living in Utah?

The cost of living in Utah is 5.5% lower than the US average. According to MIT, the required living wage for a family of four with two working parents in Utah is $84,823 vs the national average for a family of four with two working parents of $89,744. The median income of a Utah household is $74,197.

What is the cheapest housing market in Utah?

The cheapest housing market in Utah is Price. The average home value in Price is $144,300, the lowest in the state. The average home value in Utah is $305,400, almost 2.1 times higher than Price.

Methodology: How We Determined The Most Affordable Places To Live In The Beehive State For 2022

Map Of The Cheapest Places To Live In Utah
The two most important things to think about when it comes to being able to afford if you can live comes down to:

  1. How much do money do I make?
  2. How much do I have spend to live there?

You need to understand your costs in the context of how much money you make.

For example, if the median household earns $100,000 and spends $40,000 on housing it’s actually cheaper to live there than a place with a median income of $50,000 and housing costs of $21,000. You might spend more on housing, but you have more money overall to play with.

With that example in mind, we derived several statistics from the latest Census American Community Survey 2016-2020 around incomes and costs. They are:

  • Median Home Price / Median Income (lower is better)
  • Median Income / Median Rent (Higher is better)
  • Median Home Price

We added simply median home price because high home prices generally correlate with higher expenses for all costs related to homes (heating, electricity, etc).

You can then compare these metrics in each of the places in Utah to figure out which is the least expensive.

What you are left with is a “Cost of Living Index” by taking the average rank of each of these metrics for each city.

So we used that cost of living index in order to rank all of the 88 places in Utah that have more than 5,000 people.

The place with the lowest cost of living in Utah according to the data is Hyrum. You can download the data here.

Summary: There You Have It Mr. Or Mrs. Utah Cheapskate

If you’re looking at the cost of living numbers in Utah, this is an accurate list of the most affordable places to live in Utah for 2022.

Here’s a look at the most expensive cities in Utah according to the data:

  1. Midway
  2. Alpine
  3. Vineyard

For more Utah reading, check out:

The Most Affordable Places To Live In Utah

Rank City CheapScore Population Home/Income Ratio Income/Rent Ratio
1 Hyrum 10.67 8,415 3.3x 86.3x
2 Washington Terrace 15.0 9,181 3.3x 75.6x
3 Brigham City 16.67 19,336 3.4x 75.4x
4 Sunset 17.67 5,309 2.9x 66.2x
5 Smithfield 18.0 11,670 3.4x 79.9x
6 Tremonton 18.33 8,890 3.5x 79.2x
7 Roosevelt 18.67 7,077 3.4x 73.9x
8 Vernal 21.0 10,449 3.4x 67.9x
9 Perry 21.33 5,090 3.5x 95.4x
10 North Ogden 21.67 19,930 3.4x 90.5x
11 Roy 22.0 39,243 3.1x 66.5x
12 South Ogden 22.0 17,080 3.2x 67.7x
13 Harrisville 22.33 6,637 3.2x 71.2x
14 Grantsville 22.33 11,488 3.6x 96.0x
15 Nibley 24.0 6,993 3.0x 68.7x
16 Nephi 24.67 6,168 3.7x 85.5x
17 Tooele 24.67 35,313 3.2x 63.1x
18 Richfield 25.67 7,813 3.7x 70.5x
19 South Weber 25.67 7,631 3.1x 94.2x
20 Hooper 26.0 8,850 3.3x 84.5x
21 Price 26.33 8,303 3.4x 62.2x
22 Pleasant View 27.67 10,460 3.4x 84.9x
23 Ogden 28.33 87,175 3.5x 64.2x
24 Layton 28.33 77,268 3.5x 74.8x
25 Farr West 29.0 7,197 3.6x 96.7x
26 Santaquin 31.0 12,276 3.7x 78.9x
27 Plain City 31.0 7,159 3.5x 147.0x
28 West Point 32.0 10,829 3.0x 65.9x
29 Woods Cross 32.0 11,423 3.5x 72.2x
30 Clinton 32.67 22,191 3.0x 61.1x
31 Kaysville 33.67 31,957 3.6x 96.3x
32 Centerville 33.67 17,527 3.5x 80.6x
33 West Valley City 36.33 135,610 3.4x 60.2x
34 Ephraim 36.67 7,222 4.4x 76.9x
35 Payson 40.0 20,181 3.6x 62.6x
36 Clearfield 40.0 31,622 3.6x 55.8x
37 Providence 40.67 7,732 3.8x 73.0x
38 Spanish Fork 41.67 40,069 3.8x 69.8x
39 Cedar City 44.0 33,404 4.3x 64.9x
40 West Jordan 45.33 115,181 3.7x 66.8x
41 Enoch 45.67 7,044 3.6x 48.2x
42 Syracuse 46.0 30,366 3.3x 58.6x
43 West Bountiful 46.33 5,724 3.4x 62.1x
44 Bountiful 47.33 43,991 4.1x 72.9x
45 Springville 47.67 33,251 4.0x 62.9x
46 Mapleton 48.33 10,270 4.2x 91.4x
47 Taylorsville 48.67 59,926 3.9x 60.1x
48 Riverton 49.67 43,793 3.7x 70.4x
49 Riverdale 50.0 8,826 4.2x 56.7x
50 Herriman 50.33 45,211 4.1x 74.6x
51 Farmington 50.33 24,439 4.2x 81.7x
52 Salem 51.33 8,403 4.2x 71.0x
53 Saratoga Springs 51.67 31,273 3.6x 63.4x
54 Cottonwood Heights 53.0 33,865 4.2x 74.1x
55 Sandy 53.0 96,137 3.9x 68.4x
56 Lehi 53.33 66,980 3.7x 67.2x
57 Bluffdale 53.33 14,802 4.3x 81.1x
58 American Fork 53.33 31,636 4.1x 62.7x
59 South Jordan 53.67 73,695 4.0x 71.0x
60 Hurricane 54.67 18,112 4.5x 60.5x
61 North Logan 54.67 10,978 4.2x 62.0x
62 West Haven 55.33 15,003 4.4x 69.8x
63 Lindon 55.33 11,072 4.5x 79.6x
64 Eagle Mountain 55.67 35,431 3.6x 53.3x
65 Logan 56.33 51,266 5.0x 55.0x
66 Highland 56.67 19,012 4.1x 71.7x
67 North Salt Lake 56.67 20,721 4.2x 63.1x
68 Washington 57.0 28,192 4.4x 64.5x
69 Pleasant Grove 57.33 38,474 4.2x 62.5x
70 Orem 57.67 97,883 4.5x 62.1x
71 Draper 59.67 48,594 4.6x 78.4x
72 Cedar Hills 60.0 10,190 3.7x 60.5x
73 Moab 60.33 5,303 5.0x 52.0x
74 South Salt Lake 61.0 25,125 5.0x 51.3x
75 Heber 62.33 16,362 4.5x 65.8x
76 Midvale 63.0 33,708 4.6x 53.8x
77 Murray 65.33 48,969 4.8x 56.3x
78 Holladay 66.67 30,461 5.2x 71.0x
79 Fruit Heights 66.67 6,205 4.4x 64.8x
80 St. George 67.0 87,176 5.0x 55.1x
81 Provo 67.33 116,886 6.0x 55.6x
82 Santa Clara 70.0 7,868 4.6x 53.4x
83 Salt Lake City 72.0 200,133 5.5x 60.1x
84 Ivins 72.33 8,931 5.1x 56.7x
85 Park City 72.67 8,467 9.6x 68.3x
86 Vineyard 79.67 8,628 5.2x 55.5x
87 Alpine 85.33 10,509 5.1x 42.6x
88 Midway 85.67 5,210 5.3x 43.0x

How Is The Area In ?

Editor’s Note: We updated this article for 2022. This is our ninth time ranking the cheapest places to live in Utah.

About Chris Kolmar

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.