Jefferson, WI Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Jefferson, WI Summary

Cost of living in Jefferson research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Jefferson is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Wisconsin, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Jefferson is 102, with 100 being the average.

  • The cost of living index in Jefferson is 1.0x higher than the national average.

  • Jefferson ranks as the #87 cheapest in Wisconsin out of 146.

  • Jefferson ranks as the #2,846 cheapest out of 6,489 in the US.

  • The median home value in Jefferson is $330,946.

  • The median income in Jefferson is $77,095.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
102
Jefferson's Overall Cost Of Living
1.0x
Higher Than The National Average

What is the cost of living in Jefferson, WI?

According to the most recent data on the cost of living, Jefferson has an overall cost of living index of 102, which is 1.0x higher than the national index of 100.

Compared to Wisconsin, Jefferson has a cost of living index that's 1.1x higher than Wisconsin's index of 95.

The standard of living in Jefferson ranks as #87 most affordable out of the 146 places we measured in Wisconsin. By definition, that implies Jefferson ranks as the #59 most expensive place in the Badger State.

For more reading on life in Jefferson, check out:

87 out of 146
In Wisconsin
2,846 out of 6,489
In America

Jefferson Cost Of Living Vs. Wisconsin

Six factors go into calculating the cost of living index in Jefferson. Here is how it fairs on each of the criteria:

  • The Services index in Jefferson is 106.

  • The Groceries index in Jefferson is 101.

  • The Health index in Jefferson is 119.

  • The Housing index in Jefferson is 87.

  • The Transportation index in Jefferson is 103.

  • The Utilities index in Jefferson is 110.

Living Expense Jefferson Wisconsin National Average
Overall 102 95 100
Services 106 98 100
Groceries 101 100 100
Health 119 111 100
Housing 87 88 100
Transportation 103 100 100
Utilities 110 102 100
For more reading on cost of living around Wisconsin, check out:
Jefferson Cost of Living Vs. WI

Jefferson, WI Housing Cost Breakdown

Housing swings affordability the most between places in Wisconsin, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Jefferson is $330,946.

  • The Median Rent in Jefferson is $1,041.

  • The Median Income in Jefferson is $77,095.

  • The Home Value To Income in Jefferson is 4.3x.

  • The Rent To Monthly Income in Jefferson is 0.16x.

Statistic Jefferson Wisconsin United States
Median Home Value $330,946 $328,216 $303,400
Median Rent $1,041 $1,045 $1,348
Median Income $77,095 $75,670 $78,538
Home Value To Income 4.3x 4.3x 3.9x
Rent To Monthly Income 0.16x 0.17x 0.21x
$330,946
Median Home Value
$1,041
Median Rent
$77,095
Median Income

Jefferson, WI Costs By Category

Detailed Jefferson Services Costs Vs. Wisconsin

Item Jefferson Wisconsin
Shampoo $1.22 $1.28
Movie $12.47 $12.13
Bowling $27.76 $18
Haircut $24.26 $24.26
Beauty Salon $66.46 $45.56

Detailed Jefferson Groceries Costs Vs. Wisconsin

Item Jefferson Wisconsin
Ground Beef $6.27 $5.84
Fried Chicken $1.45 $1.57
Milk $4.79 $4.67
Potatoes $4.2 $4.93
Pizza $10.96 $12.09
Beer $8.82 $10.41
Toothpaste $3.76 $3.7

Detailed Jefferson Health Costs Vs. Wisconsin

Item Jefferson Wisconsin
Optometrist $70.37 $125.68
Doctor $222.85 $135.78
Dentist $122.45 $113.29

Detailed Jefferson Transportation Costs Vs. Wisconsin

Item Jefferson Wisconsin
Gasoline $3.39 $3.46
Tire Balancing $65.66 $59.92

Detailed Jefferson Utilities Costs Vs. Wisconsin

Item Jefferson Wisconsin
All Electricity $226.9 $193.99
Phone $185.25 $192.25

Jefferson SnackAbility

5
/10
Overall SnackAbility
Jobs
8/10
Housing
7
Affordability
8
Diversity
6
Safety
7
Amenities
8
Education
6
Commute
6

Cost Of Living In Cities Around Jefferson

The cost of living varies in the cities and towns around Jefferson. Here's a quick look at the cost of living in the most populous nearby places:

  • Watertown, WI has a cost of living index of 101, 1.0x Jefferson.

  • Oconomowoc, WI has a cost of living index of 110, 1.1x Jefferson.

  • Whitewater, WI has a cost of living index of 100, 1.0x Jefferson.

City Population Cost Of Living Vs. Jefferson
Watertown, WI 22,873 101 1.0x
Oconomowoc, WI 18,385 110 1.1x
Whitewater, WI 15,705 100 1.0x
Fort Atkinson, WI 12,490 102 1.0x
Lake Mills, WI 6,391 104 1.0x
Edgerton, WI 5,924 100 1.0x
Milton, WI 5,685 100 1.0x

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