What is the cost of living in Jefferson, WI?
According to the most recent data on the cost of living, Jefferson has an overall cost of living index of 98, which is 1.0x lower than the national index of 100.
Compared to Wisconsin, Jefferson has a cost of living index that's 1.0x lower than Wisconsin's index of 98.
The standard of living in Jefferson ranks as #71 most affordable out of the 146 places we measured in Wisconsin. By definition, that implies Jefferson ranks as the #75 most expensive place in the Badger State.
For more reading on life in Jefferson, check out:
Jefferson Cost Of Living Vs. Wisconsin
Six factors go into calculating the cost of living index in Jefferson. Here is how it fares on each of the criteria:
The Services index in Jefferson is 96.
The Groceries index in Jefferson is 96.
The Health index in Jefferson is 89.
The Housing index in Jefferson is 98.
The Transportation index in Jefferson is 100.
The Utilities index in Jefferson is 94.
| Living Expense | Jefferson | Wisconsin | National Average |
|---|---|---|---|
| Overall | 98 | 98 | 100 |
| Services | 96 | 98 | 100 |
| Groceries | 96 | 100 | 100 |
| Health | 89 | 91 | 100 |
| Housing | 98 | 99 | 100 |
| Transportation | 100 | 102 | 100 |
| Utilities | 94 | 100 | 100 |
Jefferson Cost Of Living Compared To Wisconsin Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Wisconsin, check out:
Protect your home budget Compare home warranties in Jefferson Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Jefferson, WI Housing Cost Breakdown
Housing swings affordability the most between places in Wisconsin, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Jefferson is $337,201.
The Median Rent in Jefferson is $1,071.
The Median Income in Jefferson is $79,006.
The Home Value To Income in Jefferson is 4.3x.
The Rent To Monthly Income in Jefferson is 0.16x.
Jefferson, WI Costs By Category
Detailed Jefferson Services costs vs. Wisconsin
Detailed Jefferson Groceries costs vs. Wisconsin
Detailed Jefferson Health costs vs. Wisconsin
Detailed Jefferson Transportation costs vs. Wisconsin
Jefferson SnackAbility
Cost Of Living In Cities Around Jefferson
The cost of living varies in the cities and towns around Jefferson. Here's a quick look at the cost of living in the most populous nearby places:
Watertown, WI has a cost of living index of 93, 0.9x Jefferson.
Oconomowoc, WI has a cost of living index of 111, 1.1x Jefferson.
Whitewater, WI has a cost of living index of 96, 1.0x Jefferson.
| City | Population | Cost Of Living | Vs. Jefferson |
|---|---|---|---|
| Watertown, WI | 22,774 | 93 | 0.9x |
| Oconomowoc, WI | 19,080 | 111 | 1.1x |
| Whitewater, WI | 15,807 | 96 | 1.0x |
| Fort Atkinson, WI | 12,463 | 97 | 1.0x |
| Lake Mills, WI | 6,470 | 102 | 1.0x |
| Edgerton, WI | 6,014 | 97 | 1.0x |
| Milton, WI | 5,706 | 94 | 1.0x |
