What is the cost of living in Racine, WI?
According to the most recent data on the cost of living, Racine has an overall cost of living index of 91, which is 0.9x lower than the national index of 100.
Compared to Wisconsin, Racine has a cost of living index that's 0.9x lower than Wisconsin's index of 98.
The standard of living in Racine ranks as #21 most affordable out of the 146 places we measured in Wisconsin. By definition, that implies Racine ranks as the #125 most expensive place in the Badger State.
For more reading on life in Racine, check out:
Racine Cost Of Living Vs. Wisconsin
Six factors go into calculating the cost of living index in Racine. Here is how it fares on each of the criteria:
The Services index in Racine is 95.
The Groceries index in Racine is 101.
The Health index in Racine is 70.
The Housing index in Racine is 95.
The Transportation index in Racine is 99.
The Utilities index in Racine is 102.
| Living Expense | Racine | Wisconsin | National Average |
|---|---|---|---|
| Overall | 91 | 98 | 100 |
| Services | 95 | 98 | 100 |
| Groceries | 101 | 100 | 100 |
| Health | 70 | 91 | 100 |
| Housing | 95 | 99 | 100 |
| Transportation | 99 | 102 | 100 |
| Utilities | 102 | 100 | 100 |
Racine Cost Of Living Compared To Wisconsin Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Wisconsin, check out:
Protect your home budget Compare home warranties in Racine Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Racine, WI Housing Cost Breakdown
Housing swings affordability the most between places in Wisconsin, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Racine is $208,908.
The Median Rent in Racine is $1,033.
The Median Income in Racine is $57,740.
The Home Value To Income in Racine is 3.6x.
The Rent To Monthly Income in Racine is 0.21x.
Racine, WI Costs By Category
Detailed Racine Services costs vs. Wisconsin
Detailed Racine Groceries costs vs. Wisconsin
Detailed Racine Health costs vs. Wisconsin
Detailed Racine Transportation costs vs. Wisconsin
Racine SnackAbility
Cost Of Living In Cities Around Racine
The cost of living varies in the cities and towns around Racine. Here's a quick look at the cost of living in the most populous nearby places:
Kenosha, WI has a cost of living index of 97, 1.1x Racine.
Oak Creek, WI has a cost of living index of 105, 1.2x Racine.
Franklin, WI has a cost of living index of 110, 1.2x Racine.
| City | Population | Cost Of Living | Vs. Racine |
|---|---|---|---|
| Kenosha, WI | 99,372 | 97 | 1.1x |
| Oak Creek, WI | 37,325 | 105 | 1.2x |
| Franklin, WI | 35,886 | 110 | 1.2x |
| Mount Pleasant, WI | 27,953 | 102 | 1.1x |
| Muskego, WI | 25,406 | 116 | 1.3x |
| Caledonia, WI | 25,257 | 100 | 1.1x |
| Zion, IL | 24,600 | 95 | 1.0x |
| Pleasant Prairie, WI | 21,669 | 110 | 1.2x |
| South Milwaukee, WI | 20,442 | 94 | 1.0x |
| Cudahy, WI | 17,853 | 92 | 1.0x |
