Waterford, WI Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Waterford, WI Summary

Cost of living in Waterford research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Waterford is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Wisconsin, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Waterford is 105, with 100 being the average.

  • The cost of living index in Waterford is 1.1x higher than the national average.

  • Waterford ranks as the #97 cheapest in Wisconsin out of 146.

  • Waterford ranks as the #3,177 cheapest out of 6,489 in the US.

  • The median home value in Waterford is $427,901.

  • The median income in Waterford is $80,380.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
105
Waterford's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Waterford, WI?

According to the most recent data on the cost of living, Waterford has an overall cost of living index of 105, which is 1.1x higher than the national index of 100.

Compared to Wisconsin, Waterford has a cost of living index that's 1.1x higher than Wisconsin's index of 95.

The standard of living in Waterford ranks as #97 most affordable out of the 146 places we measured in Wisconsin. By definition, that implies Waterford ranks as the #49 most expensive place in the Badger State.

For more reading on life in Waterford, check out:

97 out of 146
In Wisconsin
3,177 out of 6,489
In America

Waterford Cost Of Living Vs. Wisconsin

Six factors go into calculating the cost of living index in Waterford. Here is how it fairs on each of the criteria:

  • The Services index in Waterford is 99.

  • The Groceries index in Waterford is 101.

  • The Health index in Waterford is 110.

  • The Housing index in Waterford is 114.

  • The Transportation index in Waterford is 99.

  • The Utilities index in Waterford is 105.

Living Expense Waterford Wisconsin National Average
Overall 105 95 100
Services 99 98 100
Groceries 101 100 100
Health 110 111 100
Housing 114 88 100
Transportation 99 100 100
Utilities 105 102 100
For more reading on cost of living around Wisconsin, check out:
Waterford Cost of Living Vs. WI

Waterford, WI Housing Cost Breakdown

Housing swings affordability the most between places in Wisconsin, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Waterford is $427,901.

  • The Median Rent in Waterford is $1,278.

  • The Median Income in Waterford is $80,380.

  • The Home Value To Income in Waterford is 5.3x.

  • The Rent To Monthly Income in Waterford is 0.19x.

Statistic Waterford Wisconsin United States
Median Home Value $427,901 $328,216 $303,400
Median Rent $1,278 $1,045 $1,348
Median Income $80,380 $75,670 $78,538
Home Value To Income 5.3x 4.3x 3.9x
Rent To Monthly Income 0.19x 0.17x 0.21x
$427,901
Median Home Value
$1,278
Median Rent
$80,380
Median Income

Waterford, WI Costs By Category

Detailed Waterford Services Costs Vs. Wisconsin

Item Waterford Wisconsin
Shampoo $1.07 $1.28
Movie $10.26 $12.13
Bowling $10.03 $18
Haircut $20.21 $24.26
Beauty Salon $33.25 $45.56

Detailed Waterford Groceries Costs Vs. Wisconsin

Item Waterford Wisconsin
Ground Beef $6.05 $5.84
Fried Chicken $1.46 $1.57
Milk $4.55 $4.67
Potatoes $4.1 $4.93
Pizza $11.33 $12.09
Beer $8.52 $10.41
Toothpaste $3.66 $3.7

Detailed Waterford Health Costs Vs. Wisconsin

Item Waterford Wisconsin
Optometrist $278.65 $125.68
Doctor $223.73 $135.78
Dentist $106.79 $113.29

Detailed Waterford Transportation Costs Vs. Wisconsin

Item Waterford Wisconsin
Gasoline $3.3 $3.46
Tire Balancing $44.14 $59.92

Detailed Waterford Utilities Costs Vs. Wisconsin

Item Waterford Wisconsin
All Electricity $182.69 $193.99
Phone $185.79 $192.25

Waterford SnackAbility

6
/10
Overall SnackAbility
Jobs
9/10
Housing
8
Affordability
8
Diversity
4
Safety
N/A
Amenities
8
Education
8
Commute
6

Cost Of Living In Cities Around Waterford

The cost of living varies in the cities and towns around Waterford. Here's a quick look at the cost of living in the most populous nearby places:

  • Waukesha, WI has a cost of living index of 107, 1.0x Waterford.

  • New Berlin, WI has a cost of living index of 114, 1.1x Waterford.

  • Oak Creek, WI has a cost of living index of 107, 1.0x Waterford.

City Population Cost Of Living Vs. Waterford
Waukesha, WI 70,779 107 1.0x
New Berlin, WI 40,384 114 1.1x
Oak Creek, WI 36,473 107 1.0x
Franklin, WI 35,751 112 1.1x
Muskego, WI 25,156 116 1.1x
Greendale, WI 14,656 103 1.0x
Burlington, WI 11,021 101 1.0x
Mukwonago, WI 8,411 106 1.0x
Hales Corners, WI 7,627 108 1.0x
Tichigan, WI 5,173 118 1.1x

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