What is the cost of living in Waterford, WI?
According to the most recent data on the cost of living, Waterford has an overall cost of living index of 105, which is 1.1x higher than the national index of 100.
Compared to Wisconsin, Waterford has a cost of living index that's 1.1x higher than Wisconsin's index of 98.
The standard of living in Waterford ranks as #104 most affordable out of the 146 places we measured in Wisconsin. By definition, that implies Waterford ranks as the #42 most expensive place in the Badger State.
For more reading on life in Waterford, check out:
Waterford Cost Of Living Vs. Wisconsin
Six factors go into calculating the cost of living index in Waterford. Here is how it fares on each of the criteria:
The Services index in Waterford is 100.
The Groceries index in Waterford is 97.
The Health index in Waterford is 111.
The Housing index in Waterford is 101.
The Transportation index in Waterford is 104.
The Utilities index in Waterford is 95.
| Living Expense | Waterford | Wisconsin | National Average |
|---|---|---|---|
| Overall | 105 | 98 | 100 |
| Services | 100 | 98 | 100 |
| Groceries | 97 | 100 | 100 |
| Health | 111 | 91 | 100 |
| Housing | 101 | 99 | 100 |
| Transportation | 104 | 102 | 100 |
| Utilities | 95 | 100 | 100 |
Waterford Cost Of Living Compared To Wisconsin Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Wisconsin, check out:
Protect your home budget Compare home warranties in Waterford Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Waterford, WI Housing Cost Breakdown
Housing swings affordability the most between places in Wisconsin, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Waterford is $432,512.
The Median Rent in Waterford is $1,374.
The Median Income in Waterford is $82,404.
The Home Value To Income in Waterford is 5.2x.
The Rent To Monthly Income in Waterford is 0.2x.
Waterford, WI Costs By Category
Detailed Waterford Services costs vs. Wisconsin
Detailed Waterford Groceries costs vs. Wisconsin
Detailed Waterford Health costs vs. Wisconsin
Detailed Waterford Transportation costs vs. Wisconsin
Waterford SnackAbility
Cost Of Living In Cities Around Waterford
The cost of living varies in the cities and towns around Waterford. Here's a quick look at the cost of living in the most populous nearby places:
Waukesha, WI has a cost of living index of 101, 1.0x Waterford.
New Berlin, WI has a cost of living index of 111, 1.1x Waterford.
Oak Creek, WI has a cost of living index of 105, 1.0x Waterford.
| City | Population | Cost Of Living | Vs. Waterford |
|---|---|---|---|
| Waukesha, WI | 71,233 | 101 | 1.0x |
| New Berlin, WI | 40,270 | 111 | 1.1x |
| Oak Creek, WI | 37,325 | 105 | 1.0x |
| Franklin, WI | 35,886 | 110 | 1.0x |
| Muskego, WI | 25,406 | 116 | 1.1x |
| Greendale, WI | 14,594 | 104 | 1.0x |
| Burlington, WI | 10,987 | 102 | 1.0x |
| Mukwonago, WI | 8,415 | 104 | 1.0x |
| Hales Corners, WI | 7,689 | 107 | 1.0x |
| Tichigan, WI | 5,052 | 117 | 1.1x |
